SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)

6 Months Ended

Jun. 30, 2020

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Summary of activity for ACL

	Six Months Ended June 30,
(In thousands)	2020		2019
Balance at beginning of year	$	4,549	$	4,421
Cumulative adjustment upon adoption of ASU 2016-13		144		—
Provision charged to expense		4,565		4,879
Write-offs, less recoveries		(3,290)		(3,897)
Balance at end of year	$	5,968	$	5,403