SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)

3 Months Ended

Mar. 31, 2020

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Summary of activity for ACL

	Quarter Ended March 31,
(In thousands)	2020		2019
Balance at beginning of year	$	4,549	$	4,421
Cumulative adjustment upon adoption of ASU 2016-13		144		—
Provision charged to expense		2,083		2,608
Write-offs, less recoveries		(1,814)		(2,233)
Balance at end of year	$	4,962	$	4,796