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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   44,755,952 342,014 SH   SOLE   342,014 0 0
ALPHABET INC CAP STK CL C 02079K107   3,401,730 25,800 SH   SOLE   25,800 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   2,722,533 64,515 SH   SOLE   64,515 0 0
AMAZON COM INC COM 023135106   34,619,225 272,335 SH   SOLE   272,335 0 0
APPLE INC COM 037833100   5,171,849 30,208 SH   SOLE   30,208 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   24,928,001 998,718 SH   SOLE   998,718 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   34,905,250 1,662,947 SH   SOLE   1,662,947 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   308,573 860 SH   SOLE   860 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,080,668 64,734 SH   SOLE   64,734 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   619,842 6,295 SH   SOLE   6,295 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   5,139,789 45,421 SH   SOLE   45,421 0 0
ISHARES TR CORE MSCI EAFE 46432F842   11,728,132 182,255 SH   SOLE   182,255 0 0
ISHARES TR CORE S&P TTL STK 464287150   4,159,189 43,951 SH   SOLE   43,951 0 0
ISHARES TR CORE US AGGBD ET 464287226   569,729 6,058 SH   SOLE   6,058 0 0
ISHARES TR EAFE GRWTH ETF 464288885   845,654 9,799 SH   SOLE   9,799 0 0
ISHARES TR EAFE VALUE ETF 464288877   32,748,164 669,286 SH   SOLE   669,286 0 0
ISHARES TR MSCI ACWI ETF 464288257   428,360 4,637 SH   SOLE   4,637 0 0
ISHARES TR MSCI EAFE ETF 464287465   31,269,688 453,710 SH   SOLE   453,710 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   6,804,767 179,309 SH   SOLE   179,309 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   8,010,749 315,881 SH   SOLE   315,881 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   3,247,267 23,791 SH   SOLE   23,791 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,080,862 6,087 SH   SOLE   6,087 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   532,161,978 2,162,657 SH   SOLE   2,162,657 0 0
ISHARES TR S&P 100 ETF 464287101   4,939,072 24,527 SH   SOLE   24,527 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   41,297,093 601,621 SH   SOLE   601,621 0 0
ISHARES TR S&P 500 VAL ETF 464287408   4,487,886 29,014 SH   SOLE   29,014 0 0
ISHARES TR U.S. REAL ES ETF 464287739   6,896,039 87,247 SH   SOLE   87,247 0 0
ISHARES TR US TREAS BD ETF 46429B267   33,472,215 1,518,703 SH   SOLE   1,518,703 0 0
META PLATFORMS INC CL A 30303M102   13,004,797 43,319 SH   SOLE   43,319 0 0
MICROSOFT CORP COM 594918104   54,609,329 172,951 SH   SOLE   172,951 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104   12,430,826 876,645 SH   SOLE   876,645 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   17,198,599 718,404 SH   SOLE   718,404 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   208,486,226 6,139,170 SH   SOLE   6,139,170 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   71,315,040 1,489,143 SH   SOLE   1,489,143 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   211,073,408 4,234,171 SH   SOLE   4,234,171 0 0
SPDR GOLD TR GOLD SHS 78463V107   19,160,566 111,756 SH   SOLE   111,756 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   38,120,546 88,846 SH   SOLE   88,846 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   41,509,321 700,225 SH   SOLE   700,225 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,950,732 47,279 SH   SOLE   47,279 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,577,370 22,814 SH   SOLE   22,814 0 0
SPDR SER TR S&P METALS MNG 78464A755   23,533,551 448,258 SH   SOLE   448,258 0 0
TESLA INC COM 88160R101   4,223,964 16,881 SH   SOLE   16,881 0 0
UNDER ARMOUR INC CL C 904311206   317,622 49,784 SH   SOLE   49,784 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   3,050,069 20,417 SH   SOLE   20,417 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   7,551,349 27,731 SH   SOLE   27,731 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   32,515,462 425,691 SH   SOLE   425,691 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   635,438 1,612 SH   SOLE   1,612 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   446,904,158 2,103,969 SH   SOLE   2,103,969 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   219,850,748 1,593,930 SH   SOLE   1,593,930 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   130,139,093 3,319,028 SH   SOLE   3,319,028 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   27,723,498 297,526 SH   SOLE   297,526 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   168,531,913 3,503,782 SH   SOLE   3,503,782 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   486,631,336 8,514,984 SH   SOLE   8,514,984 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   226,968,436 3,940,424 SH   SOLE   3,940,424 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   303,890,185 6,950,828 SH   SOLE   6,950,828 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   16,618,202 329,465 SH   SOLE   329,465 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   17,996,768 239,255 SH   SOLE   239,255 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   51,790,397 405,874 SH   SOLE   405,874 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   10,567,916 25,417 SH   SOLE   25,417 0 0