The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 24,722 11,344 SH   SOLE   11,344 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 1,723 50,000 SH   SOLE   50,000 0 0
AMAZON COM INC COM 023135106 19,870 187,080 SH   SOLE   187,080 0 0
APPLE INC COM 037833100 53,113 388,479 SH   SOLE   388,479 0 0
BROADMARK RLTY CAP INC COM 11135B100 3,771 556,189 SH   SOLE   556,189 0 0
FINCH THERAPEUTICS GROUP INC COM 31773D101 109 38,294 SH   SOLE   38,294 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 64,753 3,194,514 SH   SOLE   3,194,514 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 241 860 SH   SOLE   860 0 0
ISHARES INC CORE MSCI EMKT 46434G103 43,799 892,757 SH   SOLE   892,757 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 20,382 170,788 SH   SOLE   170,788 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 242 2,362 SH   SOLE   2,362 0 0
ISHARES TR CORE MSCI EAFE 46432F842 51,555 876,043 SH   SOLE   876,043 0 0
ISHARES TR CORE S&P TTL STK 464287150 56,794 677,890 SH   SOLE   677,890 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,123 20,882 SH   SOLE   20,882 0 0
ISHARES TR EAFE GRWTH ETF 464288885 406 5,048 SH   SOLE   5,048 0 0
ISHARES TR EAFE VALUE ETF 464288877 30,646 706,133 SH   SOLE   706,133 0 0
ISHARES TR FALN ANGLS USD 46435G474 61,088 2,481,227 SH   SOLE   2,481,227 0 0
ISHARES TR MSCI ACWI ETF 464288257 8,024 95,647 SH   SOLE   95,647 0 0
ISHARES TR MSCI EAFE ETF 464287465 32,075 513,279 SH   SOLE   513,279 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,405 134,788 SH   SOLE   134,788 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 9,456 426,327 SH   SOLE   426,327 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 235 1,141 SH   SOLE   1,141 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 3,239 23,791 SH   SOLE   23,791 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,311 7,740 SH   SOLE   7,740 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 496,308 2,283,030 SH   SOLE   2,283,030 0 0
ISHARES TR S&P 100 ETF 464287101 6,286 36,447 SH   SOLE   36,447 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 45,970 761,715 SH   SOLE   761,715 0 0
ISHARES TR S&P 500 VAL ETF 464287408 4,013 29,193 SH   SOLE   29,193 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 3,119 29,803 SH   SOLE   29,803 0 0
ISHARES TR U.S. REAL ES ETF 464287739 4,004 43,529 SH   SOLE   43,529 0 0
ISHARES TR US TREAS BD ETF 46429B267 416,407 17,422,866 SH   SOLE   17,422,866 0 0
META PLATFORMS INC CL A 30303M102 9,699 60,146 SH   SOLE   60,146 0 0
MICROSOFT CORP COM 594918104 38,951 151,661 SH   SOLE   151,661 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 11,081 876,645 SH   SOLE   876,645 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 222,641 7,079,201 SH   SOLE   7,079,201 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 245,054 5,545,461 SH   SOLE   5,545,461 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 19,964 786,621 SH   SOLE   786,621 0 0
SPDR GOLD TR GOLD SHS 78463V107 19,293 114,526 SH   SOLE   114,526 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 1,889 54,300 SH   SOLE   54,300 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 84,117 222,029 SH   SOLE   222,029 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 24,601 403,562 SH   SOLE   403,562 0 0
SPDR SER TR SPDR SER TR 78468R408 37,314 1,547,030 SH   SOLE   1,547,030 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 20,585 393,749 SH   SOLE   393,749 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 155,617 3,737,197 SH   SOLE   3,737,197 0 0
UNDER ARMOUR INC CL C 904311206 377 49,784 SH   SOLE   49,784 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 234 8,644 SH   SOLE   8,644 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1,193 8,979 SH   SOLE   8,979 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 33,490 150,255 SH   SOLE   150,255 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 561 1,612 SH   SOLE   1,612 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 364,679 1,933,407 SH   SOLE   1,933,407 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 368,167 2,791,683 SH   SOLE   2,791,683 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 109,742 2,634,870 SH   SOLE   2,634,870 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 9,261 108,520 SH   SOLE   108,520 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 83,664 1,675,952 SH   SOLE   1,675,952 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 246,985 6,053,548 SH   SOLE   6,053,548 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 14,820 302,209 SH   SOLE   302,209 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 13,073 196,884 SH   SOLE   196,884 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 11,912 36,479 SH   SOLE   36,479 0 0