-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 WycCyaa54jeONirYpEqMZviEsjgIb1K9HKbJJ2r0hshQjhlck1+5DJCk6pTXsEFS
 dJmfVOfywJmfWFXEc9u2Ow==

<SEC-DOCUMENT>0001209191-05-045802.txt : 20050902
<SEC-HEADER>0001209191-05-045802.hdr.sgml : 20050902
<ACCEPTANCE-DATETIME>20050902162143
ACCESSION NUMBER:		0001209191-05-045802
CONFORMED SUBMISSION TYPE:	4/A
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20050823
FILED AS OF DATE:		20050902
DATE AS OF CHANGE:		20050902

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Wagner Charles E JR
		CENTRAL INDEX KEY:			0001309002

	FILING VALUES:
		FORM TYPE:		4/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-51037
		FILM NUMBER:		051068179

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		443-265-5570

	MAIL ADDRESS:	
		STREET 1:		1614 CHURCHVILLE ROAD
		CITY:			BEL AIR
		STATE:			MD
		ZIP:			21015

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SFSB, Inc.
		CENTRAL INDEX KEY:			0001303026
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			X1
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1614 CHURCHVILLE ROAD
		CITY:			BEL AIR
		STATE:			MD
		ZIP:			21015
		BUSINESS PHONE:		443-265-5570

	MAIL ADDRESS:	
		STREET 1:		1614 CHURCHVILLE ROAD
		CITY:			BEL AIR
		STATE:			MD
		ZIP:			21015
</SEC-HEADER>
<DOCUMENT>
<TYPE>4/A
<SEQUENCE>1
<FILENAME>doc4a.xml
<DESCRIPTION>FORM 4/A SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4/A</documentType>

    <periodOfReport>2005-08-23</periodOfReport>

    <dateOfOriginalSubmission>2005-09-01</dateOfOriginalSubmission>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001303026</issuerCik>
        <issuerName>SFSB, Inc.</issuerName>
        <issuerTradingSymbol>SFBI</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001309002</rptOwnerCik>
            <rptOwnerName>Wagner Charles E JR</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>1614 CHURCHVILLE ROAD</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>BEL AIR</rptOwnerCity>
            <rptOwnerState>MD</rptOwnerState>
            <rptOwnerZipCode>21015</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Sr VP, Chief Lnd Off, Sec</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common STock</value>
            </securityTitle>
            <transactionDate>
                <value>2005-08-23</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>8748</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0.00</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>13748</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <footnotes></footnotes>

    <remarks>Amendment being filed to correct an inadvertent error in the transaction code in column 3.</remarks>

    <ownerSignature>
        <signatureName>/s/Charles E. Wagner, Jr.</signatureName>
        <signatureDate>2005-09-01</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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