CONSOLIDATED STATEMENTS OF INCOME (unaudited) (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income:
Loans, including fees	$ 2,685	$ 2,656	$ 5,383	$ 5,193
Securities	92	149	191	306
Short-term investments	0	1	0	1
Total interest and dividend income	2,777	2,806	5,574	5,500
Interest expense:
Deposits	413	537	830	1,049
Short-term Federal Home Loan Bank advances	2	7	7	13
Long-term Federal Home Loan Bank advances	231	328	478	673
Securities sold under agreements to repurchase	0	0	1	1
Total interest expense	646	872	1,316	1,736
Net interest income	2,131	1,934	4,258	3,764
Provision for loan losses	681	76	745	165
Net interest income, after provision for loan losses	1,450	1,858	3,513	3,599
Non-interest income:
Customer service fees	131	155	265	313
Mortgage banking income, net	43	71	110	197
Income from bank-owned life insurance	25	25	49	50
Other	(1)	0	0	1
Total non-interest income	198	251	424	561
Non-interest expenses:
Salaries and employee benefits	954	901	1,959	1,773
Occupancy and equipment expenses	182	181	385	386
Data processing expenses	108	111	217	219
Professional fees	104	61	209	153
Advertising expenses	71	88	158	170
FDIC insurance	54	60	101	117
Other general and administrative expenses	234	194	437	377
Total non-interest expenses	1,707	1,596	3,466	3,195
(Loss) income before income taxes	(59)	513	471	965
Income tax (benefit) provision	(39)	178	159	344
Net (loss) income	$ (20)	$ 335	$ 312	$ 621
Weighted-average number of common shares outstanding:
Basic (in shares)	2,646,420	2,620,213	2,641,606	2,612,301
Diluted (in shares)	2,646,420	2,620,213	2,641,803	2,612,301
Earnings per share:
Basic (in dollars per share)	$ (0.01)	$ 0.13	$ 0.12	$ 0.24
Diluted (in dollars per share)	$ (0.01)	$ 0.13	$ 0.12	$ 0.24