-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, JfkQG0h4Xtk6PlL/WNbE8I/pvtlT6OZeR6SKaz+tEAB5Dx7b1WZIc9EBZhHRvVDA soZB2q9+oQuYirQj3Wsm+Q== 0001071787-04-001062.txt : 20041001 0001071787-04-001062.hdr.sgml : 20041001 20041001141237 ACCESSION NUMBER: 0001071787-04-001062 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040925 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041001 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CWMBS CHL Mortgage Pass-Through Trust 2004-J7 CENTRAL INDEX KEY: 0001302078 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-109248-31 FILM NUMBER: 041057851 BUSINESS ADDRESS: STREET 1: 4500 PARK GRANADA CITY: CALABASAS STATE: CA ZIP: 91302 BUSINESS PHONE: 8183045591 MAIL ADDRESS: STREET 1: 4500 PARK GRANADA STREET 2: 155 N LAKE AVE CITY: PASADENA STATE: CA ZIP: 91302 8-K 1 cw04j7_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-J7) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW CHL Mortgage Pass-Through Trust Series 2004-J7 On September 25, 2004, The Bank of New York, as Trustee for CW, CHL Mortgage Pass-Through Trust Series 2004-J7, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of August 1, 2004, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, CHL Mortgage Pass-Through Trust Series 2004-J7 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of August 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J7 ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 7,386,000.00 2.050000% 37,068.35 12,617.75 49,686.10 0.00 0.00 1A2 7,386,000.00 5.950000% 0.00 36,622.25 36,622.25 0.00 0.00 1A3 24,620,000.00 4.750000% 123,561.18 97,454.17 221,015.34 0.00 0.00 1A4 16,060,000.00 5.500000% 0.00 73,608.33 73,608.33 0.00 0.00 1A5 549,000.00 5.500000% 0.00 2,516.25 2,516.25 0.00 0.00 1A6 24,244,000.00 3.200000% 295,730.27 64,650.67 360,380.93 0.00 0.00 1A7 5,000,000.00 13.933333% 80,653.71 58,055.56 138,709.26 0.00 0.00 1A8 1,612,000.00 13.933333% 0.00 18,717.11 18,717.11 0.00 0.00 1A9 9,000.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A10 10,000,000.00 5.500000% 0.00 45,833.33 45,833.33 0.00 0.00 A11 500,000.00 5.500000% 0.00 2,291.67 2,291.67 0.00 0.00 1X 73,119,409.00 0.308637% 0.00 18,806.13 18,806.13 0.00 0.00 2A1 20,079,000.00 4.500000% 90,249.91 75,296.25 165,546.16 0.00 0.00 2A2 2,152,000.00 4.500000% 0.00 8,070.00 8,070.00 0.00 0.00 2X 21,657,973.00 0.227625% 0.00 4,108.25 4,108.25 0.00 0.00 3A1 62,653,000.00 5.000000% 211,130.87 261,054.17 472,185.04 0.00 0.00 3X 61,649,907.00 0.477848% 0.00 24,549.43 24,549.43 0.00 0.00 PO 312,460.30 0.000000% 368.56 0.00 368.56 0.00 0.00 Residual AR 100.00 5.500000% 100.00 0.46 100.46 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 2,246,000.00 5.194227% 4,800.20 9,721.86 14,522.06 0.00 0.00 B1 898,000.00 5.194227% 1,919.23 3,887.01 5,806.24 0.00 0.00 B2 449,000.00 5.194227% 959.61 1,943.51 2,903.12 0.00 0.00 B3 449,000.00 5.194227% 959.61 1,943.51 2,903.12 0.00 0.00 B4 269,500.00 5.194227% 575.98 1,166.54 1,742.52 0.00 0.00 B5 181,836.94 5.194227% 388.62 787.09 1,175.71 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 179,669,897.24 - 848,466.11 823,701.28 1,672,167.39 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 7,348,931.65 0.00 1A2 7,348,931.65 0.00 1A3 24,496,438.82 0.00 1A4 16,060,000.00 0.00 1A5 549,000.00 0.00 1A6 23,948,269.73 0.00 1A7 4,919,346.29 0.00 1A8 1,612,000.00 0.00 1A9 9,041.25 0.00 A10 10,000,000.00 0.00 A11 500,000.00 0.00 1X 72,600,972.97 0.00 2A1 19,988,750.09 0.00 2A2 2,152,000.00 0.00 2X 21,569,314.74 0.00 3A1 62,441,869.13 0.00 3X 61,444,490.45 0.00 PO 312,091.74 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate M 2,241,199.80 0.00 B1 896,080.77 0.00 B2 448,040.39 0.00 B3 448,040.39 0.00 B4 268,924.02 0.00 B5 181,448.31 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 178,821,472.38 - - --------------------------------------------------------------------------------
Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J7 ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 7,386,000.00 2.050000% 12669F5M1 5.018732 1.708333 994.981268 1A2 7,386,000.00 5.950000% 12669F5N9 0.000000 4.958333 994.981268 1A3 24,620,000.00 4.750000% 12669F5P4 5.018732 3.958333 994.981268 1A4 16,060,000.00 5.500000% 12669F5Q2 0.000000 4.583333 1,000.000000 1A5 549,000.00 5.500000% 12669F5R0 0.000000 4.583333 1,000.000000 1A6 24,244,000.00 3.200000% 12669F5S8 12.198081 2.666667 987.801919 1A7 5,000,000.00 13.933333% 12669F5T6 16.130742 11.611111 983.869258 1A8 1,612,000.00 13.933333% 12669F5U3 0.000000 11.611111 1,000.000000 1A9 9,000.00 5.500000% 12669F5V1 0.000000 0.000000 1,004.583333 A10 10,000,000.00 5.500000% 12669F5W9 0.000000 4.583333 1,000.000000 A11 500,000.00 5.500000% 12669F5X7 0.000000 4.583333 1,000.000000 1X 73,119,409.00 0.308637% 12669F5Y5 0.000000 0.257198 992.909734 2A1 20,079,000.00 4.500000% 12669F5Z2 4.494741 3.750000 995.505259 2A2 2,152,000.00 4.500000% 12669F6A6 0.000000 3.750000 1,000.000000 2X 21,657,973.00 0.227625% 12669F6B4 0.000000 0.189688 995.906438 3A1 62,653,000.00 5.000000% 12669F6C2 3.369845 4.166667 996.630155 3X 61,649,907.00 0.477848% 12669F6D0 0.000000 0.398207 996.668015 PO 312,460.30 0.000000% 12669F6E8 1.179551 0.000000 998.820449 Residual AR 100.00 5.500000% 12669F6F5 1,000.000000 4.583333 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate M 2,246,000.00 5.194227% 12669F6G3 2.137223 4.328522 997.862777 B1 898,000.00 5.194227% 12669F6H1 2.137223 4.328522 997.862777 B2 449,000.00 5.194227% 12669F6J7 2.137223 4.328522 997.862777 B3 449,000.00 5.194227% 12669F5J8 2.137223 4.328522 997.862777 B4 269,500.00 5.194227% 12669F5K5 2.137223 4.328522 997.862777 B5 181,836.94 5.194227% 12669F5L3 2.137210 4.328522 997.862777 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 179,669,897.24 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J7 ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 92,061,900.72 22,711,445.46 64,048,126.20 Loan count 169 44 110 Avg loan rate 5.984561% 4.974735% 5.717042% Prepay amount 448,267.05 5,576.19 10,541.39 Total ----- Prin balance 178,821,472.38 Loan count 323 Avg loan rate 5.76 Prepay amount 464,384.63 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 19,292.00 4,750.81 13,388.42 Sub servicer fees 0.00 0.00 0.00 Trustee fees 694.51 171.03 481.98 Agg advances N/A N/A N/A Adv this period 0.00 4,588.15 0.00 Total ----- Master serv fees 37,431.23 Sub servicer fees 0.00 Trustee fees 1,347.52 Agg advances N/A Adv this period 4,588.15 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 1,796,699.00 1,796,699.00 1,796,699.00 Special Hazard 3,877,173.04 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 5,390,097.00 Special Hazard 3,877,173.04 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.504327% 100.000000% 175,176,560.30 ----------------------------------------------------------------------------- Junior 2.495673% 0.000000% 4,483,733.68 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 1 560,172.31 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 560,172.31 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 1,672,167.39 1,672,167.39 Principal remittance amount 848,466.11 848,466.11 Interest remittance amount 823,701.28 823,701.28 -----END PRIVACY-ENHANCED MESSAGE-----