Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Investments:
Fixed maturities available-for-sale, at fair value (amortized cost - $897,887 and $901,209, respectively)	$ 914,698	$ 907,575
Equity securities available-for-sale, at fair value (amortized cost - $20,351 and $13,424, respectively)	22,829	16,675
Other investments	27,362	13,833
Short-term investments, at cost which approximates fair value	68	67
Total investments	964,957	938,150
Cash and cash equivalents	39,427	27,054
Accrued investment income	9,330	8,650
Premiums receivable, net of allowance for doubtful accounts of $1,785 and $1,435, respectively	202,929	162,906
Reinsurance recoverable on paid and unpaid losses	201,351	208,590
Prepaid reinsurance premiums	39,996	35,065
Deferred policy acquisition costs	30,453	23,488
Deferred federal income taxes	24,452	27,333
Property and equipment, net	23,827	24,469
Funds held by reinsurer	3,847	3,788
Intangible assets, net	8,816	8,972
Amounts refundable on estimated purchase price of Vanliner	0	14,256
Prepaid expenses and other assets	3,405	5,884
Total assets	1,552,790	1,488,605
Liabilities:
Unpaid losses and loss adjustment expenses	795,396	798,645
Unearned premiums and service fees	259,257	221,903
Long-term debt	22,000	20,000
Amounts withheld or retained for accounts of others	60,561	58,691
Reinsurance balances payable	28,135	16,180
Accounts payable and other liabilities	40,040	49,605
Commissions payable	11,914	9,295
Assessments and fees payable	5,046	4,708
Total liabilities	1,222,349	1,179,027
Shareholders' equity:
Preferred shares - no par value Authorized - 10,000 shares Issued - 0 shares	0	0
Common shares - $0.01 par value Authorized - 50,000 shares Issued - 23,350 shares, including 3,982 and 3,993 shares, respectively, in treasury	234	234
Additional paid-in capital	50,604	50,273
Retained earnings	272,702	258,473
Accumulated other comprehensive income	12,538	6,251
Treasury shares	(5,637)	(5,653)
Total shareholders' equity	330,441	309,578
Total liabilities and shareholders' equity	$ 1,552,790	$ 1,488,605