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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2023
INTEREST AND DIVIDEND INCOME:      
Loans, including fees $ 1,654,784 $ 1,499,572 $ 1,048,874
Securities borrowed and customer receivables 25,492 22,407 18,657
Investments and other 135,189 133,628 89,607
Total interest and dividend income 1,815,465 1,655,607 1,157,138
INTEREST EXPENSE:      
Deposits 667,753 670,570 339,481
Advances from the Federal Home Loan Bank 1,652 3,087 12,644
Securities loaned 1,830 2,214 3,673
Other borrowings 16,458 18,307 18,219
Total interest expense 687,693 694,178 374,017
Net interest income 1,127,772 961,429 783,121
Provision for credit losses 55,745 32,500 24,250
Net interest income, after provision for credit losses 1,072,027 928,929 758,871
NON-INTEREST INCOME:      
Broker-dealer fee income 45,233 48,136 46,503
Advisory fee income 31,794 31,335 28,324
Banking and service fees 38,195 35,723 32,938
Mortgage banking and servicing rights income 13,007 10,000 7,101
Prepayment penalty fee income 2,837 5,069 5,622
Gain on acquisition 0 92,397 0
Total non-interest income 131,066 222,660 120,488
NON-INTEREST EXPENSE:      
Salaries and related costs 297,955 250,873 204,271
Data and operational processing 80,433 69,370 60,557
Depreciation and amortization 29,019 27,086 23,387
Advertising and promotional 47,760 42,797 37,150
Professional services 37,572 36,532 29,268
Occupancy and equipment 17,705 16,704 15,647
FDIC and regulatory fees 27,558 20,546 15,534
Broker-dealer clearing charges 17,065 18,260 13,433
General and administrative expense 34,631 33,940 48,368
Total non-interest expense 589,698 516,108 447,615
INCOME BEFORE INCOME TAXES 613,395 635,481 431,744
INCOME TAXES 180,487 185,473 124,579
NET INCOME $ 432,908 $ 450,008 $ 307,165
Basic earnings per common share (in dollars per share) $ 7.61 $ 7.82 $ 5.15
Diluted earnings per common share (in dollars per share) $ 7.43 $ 7.66 $ 5.07