CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2025	Jun. 30, 2024
ASSETS
Cash and cash equivalents	$ 1,933,845	$ 1,979,979
Restricted cash	242,509	205,797
Total cash, cash equivalents and restricted cash	2,176,354	2,185,776
Trading securities	649	353
Available-for-sale securities	66,008	141,611
Stock of regulatory agencies	35,163	21,957
Loans held for sale, carried at fair value	10,012	16,482
Loans—net of allowance for credit losses of $290,049 as of June 30, 2025 and $260,542 as of June 30, 2024	21,049,610	19,231,385
Servicing rights, carried at fair value	27,218	28,924
Securities borrowed	139,396	67,212
Customer, broker-dealer and clearing receivables	252,720	240,028
Goodwill and other intangible assets—net	134,502	141,769
Other assets	891,446	779,837
TOTAL ASSETS	24,783,078	22,855,334
Deposits:
Non-interest-bearing	3,040,696	2,975,631
Interest-bearing	17,788,847	16,383,586
Total deposits	20,829,543	19,359,217
Advances from the Federal Home Loan Bank	60,000	90,000
Borrowings, subordinated notes and debentures	312,671	325,679
Securities loaned	139,426	74,177
Customer, broker-dealer and clearing payables	350,606	301,127
Accounts payable and other liabilities	410,155	414,538
Total liabilities	22,102,401	20,564,738
COMMITMENTS AND CONTINGENCIES (Note 18)
STOCKHOLDERS’ EQUITY:
Common stock—$0.01 par value; $150,000,000 shares authorized, $71,101,642 shares issued and $56,483,617 shares outstanding as of June 30, 2025; $70,221,632 shares issued and $56,894,565 shares outstanding as of June 30, 2024	711	702
Additional paid-in capital	548,895	510,232
Accumulated other comprehensive income (loss)—net of income tax	348	(2,466)
Retained earnings	2,618,525	2,185,617
Treasury stock, at cost; $14,618,025 shares as of June 30, 2025 and $13,327,067 shares as of June 30, 2024	(487,802)	(403,489)
Total stockholders’ equity	2,680,677	2,290,596
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 24,783,078	$ 22,855,334