-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, R0eYMxO4/X+W0HpmZ+qp8a9FnMjgs9iIqK+h/SomC11ywSzOn819Xntspq0zfm06 Sth1pO0rSnqd6WcW5f94Zg== 0001056404-04-004261.txt : 20041203 0001056404-04-004261.hdr.sgml : 20041203 20041203145150 ACCESSION NUMBER: 0001056404-04-004261 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041126 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041203 DATE AS OF CHANGE: 20041203 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MASTR Alternative Loan Trust 2004-7 CENTRAL INDEX KEY: 0001299136 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106982-33 FILM NUMBER: 041183385 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 BUSINESS PHONE: 2127132000 MAIL ADDRESS: STREET 1: 1285 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 8-K 1 mal04007_nov.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 MASTR ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-7 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-33 54-2157841 Pooling and Servicing Agreement) (Commission 54-2157842 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of MASTR ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2004-7 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-7 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-7 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/2/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-7 Trust, relating to the November 26, 2004 distribution. EX-99.1
MASTR Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 10/31/2004 Distribution Date: 11/26/2004 MAL Series: 2004-7 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 576434TC8 SEN 5.50000% 145,276,183.54 665,849.17 1,026,019.44 A-R 576434TV6 SEN 5.50000% 0.00 0.00 0.00 A-L-R 576434TU8 SEN 5.50000% 0.00 0.00 0.00 2-A-1 576434TD6 SEN 5.00000% 29,882,152.39 124,508.97 765,440.06 3-A-1 576434TE4 SEN 6.50000% 34,312,571.81 185,859.76 1,131,341.33 4-A-1 576434TF1 SEN 4.50000% 31,538,832.35 118,270.62 130,937.70 5-A-1 576434TG9 SEN 4.75000% 18,612,824.60 73,675.76 543,958.46 6-A-1 576434TH7 SEN 5.50000% 33,951,469.91 155,610.90 445,894.10 6-A-2 576434TJ3 SEN 5.50000% 1,786,919.47 8,190.05 23,468.11 7-A-1 576434TK0 SEN 5.50000% 55,498,512.07 254,368.18 764,954.17 8-A-1 576434TL8 SEN 5.00000% 24,409,778.61 101,707.41 107,464.35 9-A-1 576434TM6 SEN 6.00000% 106,884,408.70 534,422.04 1,245,187.45 10-A-1 576434TN4 SEN 6.00000% 22,738,270.55 113,691.35 24,480.53 15-PO 576434TP9 PO 0.00000% 1,464,609.71 0.00 17,523.95 30-PO 576434TQ7 PO 0.00000% 5,811,486.51 0.00 32,573.58 AX-1 576434TR5 IO 5.50000% 0.00 17,356.11 0.00 A-X-2 576434TS3 IO 5.00000% 0.00 14,686.93 0.00 A-X3 576434TT1 IO 5.50000% 0.00 9,661.78 0.00 B-1 576434TW4 SUB 5.56100% 10,163,048.62 47,097.28 19,764.08 B-2 576434TX2 SUB 5.56100% 5,768,539.24 26,732.38 11,218.08 B-3 576434TY0 SUB 5.56100% 3,296,876.27 15,278.28 6,411.43 B-4 576434TZ7 SUB 5.56100% 2,471,662.97 11,454.10 4,806.64 B-5 576434UA0 SUB 5.56100% 1,648,438.13 7,639.14 3,205.72 B-6 576434UB8 SUB 5.56100% 2,472,843.06 11,459.57 4,808.94 Totals 537,989,428.51 2,497,519.78 6,309,458.12
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 144,250,164.10 1,691,868.61 0.00 A-R 0.00 0.00 0.00 0.00 A-L-R 0.00 0.00 0.00 0.00 2-A-1 0.00 29,116,712.33 889,949.03 0.00 3-A-1 0.00 33,181,230.48 1,317,201.09 0.00 4-A-1 0.00 31,407,894.65 249,208.32 0.00 5-A-1 0.00 18,068,866.14 617,634.22 0.00 6-A-1 0.00 33,505,575.81 601,505.00 0.00 6-A-2 0.00 1,763,451.36 31,658.16 0.00 7-A-1 0.00 54,733,557.90 1,019,322.35 0.00 8-A-1 0.00 24,302,314.26 209,171.76 0.00 9-A-1 0.00 105,639,221.26 1,779,609.49 0.00 10-A-1 0.00 22,713,790.02 138,171.88 0.00 15-PO 0.00 1,447,085.76 17,523.95 0.00 30-PO 0.00 5,778,912.92 32,573.58 0.00 AX-1 0.00 0.00 17,356.11 0.00 A-X-2 0.00 0.00 14,686.93 0.00 A-X3 0.00 0.00 9,661.78 0.00 B-1 0.00 10,143,284.55 66,861.36 0.00 B-2 0.00 5,757,321.16 37,950.46 0.00 B-3 0.00 3,290,464.84 21,689.71 0.00 B-4 0.00 2,466,856.33 16,260.74 0.00 B-5 0.00 1,645,232.42 10,844.86 0.00 B-6 0.00 2,468,034.13 16,268.51 0.00 Totals 0.00 531,679,970.42 8,806,977.90 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 148,000,000.00 145,276,183.54 157,991.87 868,027.57 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-L-R 50.00 0.00 0.00 0.00 0.00 0.00 2-A-1 30,000,000.00 29,882,152.39 34,924.32 730,515.74 0.00 0.00 3-A-1 36,000,000.00 34,312,571.81 31,861.56 1,099,479.77 0.00 0.00 4-A-1 32,000,000.00 31,538,832.35 123,413.56 7,524.14 0.00 0.00 5-A-1 20,000,000.00 18,612,824.60 126,370.18 417,588.29 0.00 0.00 6-A-1 34,200,000.00 33,951,469.91 78,436.10 367,457.99 0.00 0.00 6-A-2 1,800,000.00 1,786,919.47 4,128.22 19,339.89 0.00 0.00 7-A-1 57,000,000.00 55,498,512.07 203,864.56 561,089.61 0.00 0.00 8-A-1 25,000,000.00 24,409,778.61 93,236.84 14,227.51 0.00 0.00 9-A-1 110,000,000.00 106,884,408.70 106,638.25 1,138,549.20 0.00 0.00 10-A-1 25,096,000.00 22,738,270.55 23,374.49 1,106.04 0.00 0.00 15-PO 1,490,163.62 1,464,609.71 6,013.42 11,510.54 0.00 0.00 30-PO 6,012,238.56 5,811,486.51 7,283.46 25,290.12 0.00 0.00 AX-1 0.00 0.00 0.00 0.00 0.00 0.00 A-X-2 0.00 0.00 0.00 0.00 0.00 0.00 A-X3 0.00 0.00 0.00 0.00 0.00 0.00 B-1 10,222,000.00 10,163,048.62 19,764.08 0.00 0.00 0.00 B-2 5,802,000.00 5,768,539.24 11,218.08 0.00 0.00 0.00 B-3 3,316,000.00 3,296,876.27 6,411.43 0.00 0.00 0.00 B-4 2,486,000.00 2,471,662.97 4,806.64 0.00 0.00 0.00 B-5 1,658,000.00 1,648,438.13 3,205.72 0.00 0.00 0.00 B-6 2,487,186.94 2,472,843.06 4,808.94 0.00 0.00 0.00 Totals 552,569,689.12 537,989,428.51 1,047,751.72 5,261,706.41 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 1,026,019.44 144,250,164.10 0.97466327 1,026,019.44 A-R 0.00 0.00 0.00000000 0.00 A-L-R 0.00 0.00 0.00000000 0.00 2-A-1 765,440.06 29,116,712.33 0.97055708 765,440.06 3-A-1 1,131,341.33 33,181,230.48 0.92170085 1,131,341.33 4-A-1 130,937.70 31,407,894.65 0.98149671 130,937.70 5-A-1 543,958.46 18,068,866.14 0.90344331 543,958.46 6-A-1 445,894.10 33,505,575.81 0.97969520 445,894.10 6-A-2 23,468.11 1,763,451.36 0.97969520 23,468.11 7-A-1 764,954.17 54,733,557.90 0.96023786 764,954.17 8-A-1 107,464.35 24,302,314.26 0.97209257 107,464.35 9-A-1 1,245,187.45 105,639,221.26 0.96035656 1,245,187.45 10-A-1 24,480.53 22,713,790.02 0.90507611 24,480.53 15-PO 17,523.95 1,447,085.76 0.97109186 17,523.95 30-PO 32,573.58 5,778,912.92 0.96119155 32,573.58 AX-1 0.00 0.00 0.00000000 0.00 A-X-2 0.00 0.00 0.00000000 0.00 A-X3 0.00 0.00 0.00000000 0.00 B-1 19,764.08 10,143,284.55 0.99229941 19,764.08 B-2 11,218.08 5,757,321.16 0.99229941 11,218.08 B-3 6,411.43 3,290,464.84 0.99229941 6,411.43 B-4 4,806.64 2,466,856.33 0.99229941 4,806.64 B-5 3,205.72 1,645,232.42 0.99229941 3,205.72 B-6 4,808.94 2,468,034.13 0.99229941 4,808.94 Totals 6,309,458.12 531,679,970.42 0.96219532 6,309,458.12
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 148,000,000.00 981.59583473 1.06751264 5.86505115 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-L-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 30,000,000.00 996.07174633 1.16414400 24.35052467 0.00000000 3-A-1 36,000,000.00 953.12699472 0.88504333 30.54110472 0.00000000 4-A-1 32,000,000.00 985.58851094 3.85667375 0.23512937 0.00000000 5-A-1 20,000,000.00 930.64123000 6.31850900 20.87941450 0.00000000 6-A-1 34,200,000.00 992.73303830 2.29345322 10.74438567 0.00000000 6-A-2 1,800,000.00 992.73303889 2.29345556 10.74438333 0.00000000 7-A-1 57,000,000.00 973.65810649 3.57657123 9.84367737 0.00000000 8-A-1 25,000,000.00 976.39114440 3.72947360 0.56910040 0.00000000 9-A-1 110,000,000.00 971.67644273 0.96943864 10.35044727 0.00000000 10-A-1 25,096,000.00 906.05158392 0.93140301 0.04407236 0.00000000 15-PO 1,490,163.62 982.85160793 4.03540921 7.72434640 0.00000000 30-PO 6,012,238.56 966.60943374 1.21143896 4.20643987 0.00000000 AX-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-X3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 10,222,000.00 994.23289180 1.93348464 0.00000000 0.00000000 B-2 5,802,000.00 994.23289211 1.93348501 0.00000000 0.00000000 B-3 3,316,000.00 994.23289204 1.93348311 0.00000000 0.00000000 B-4 2,486,000.00 994.23289220 1.93348351 0.00000000 0.00000000 B-5 1,658,000.00 994.23288902 1.93348613 0.00000000 0.00000000 B-6 2,487,186.94 994.23289027 1.93348555 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 6.93256378 974.66327095 0.97466327 6.93256378 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-L-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 25.51466867 970.55707767 0.97055708 25.51466867 3-A-1 0.00000000 31.42614806 921.70084667 0.92170085 31.42614806 4-A-1 0.00000000 4.09180313 981.49670781 0.98149671 4.09180313 5-A-1 0.00000000 27.19792300 903.44330700 0.90344331 27.19792300 6-A-1 0.00000000 13.03783918 979.69519912 0.97969520 13.03783918 6-A-2 0.00000000 13.03783889 979.69520000 0.97969520 13.03783889 7-A-1 0.00000000 13.42024860 960.23785789 0.96023786 13.42024860 8-A-1 0.00000000 4.29857400 972.09257040 0.97209257 4.29857400 9-A-1 0.00000000 11.31988591 960.35655691 0.96035656 11.31988591 10-A-1 0.00000000 0.97547537 905.07610854 0.90507611 0.97547537 15-PO 0.00000000 11.75974891 971.09185903 0.97109186 11.75974891 30-PO 0.00000000 5.41787883 961.19155325 0.96119155 5.41787883 AX-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-X3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.93348464 992.29940814 0.99229941 1.93348464 B-2 0.00000000 1.93348501 992.29940710 0.99229941 1.93348501 B-3 0.00000000 1.93348311 992.29940893 0.99229941 1.93348311 B-4 0.00000000 1.93348351 992.29940869 0.99229941 1.93348351 B-5 0.00000000 1.93348613 992.29940893 0.99229941 1.93348613 B-6 0.00000000 1.93348555 992.29940874 0.99229941 1.93348555 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 148,000,000.00 5.50000% 145,276,183.54 665,849.17 0.00 0.00 A-R 50.00 5.50000% 0.00 0.00 0.00 0.00 A-L-R 50.00 5.50000% 0.00 0.00 0.00 0.00 2-A-1 30,000,000.00 5.00000% 29,882,152.39 124,508.97 0.00 0.00 3-A-1 36,000,000.00 6.50000% 34,312,571.81 185,859.76 0.00 0.00 4-A-1 32,000,000.00 4.50000% 31,538,832.35 118,270.62 0.00 0.00 5-A-1 20,000,000.00 4.75000% 18,612,824.60 73,675.76 0.00 0.00 6-A-1 34,200,000.00 5.50000% 33,951,469.91 155,610.90 0.00 0.00 6-A-2 1,800,000.00 5.50000% 1,786,919.47 8,190.05 0.00 0.00 7-A-1 57,000,000.00 5.50000% 55,498,512.07 254,368.18 0.00 0.00 8-A-1 25,000,000.00 5.00000% 24,409,778.61 101,707.41 0.00 0.00 9-A-1 110,000,000.00 6.00000% 106,884,408.70 534,422.04 0.00 0.00 10-A-1 25,096,000.00 6.00000% 22,738,270.55 113,691.35 0.00 0.00 15-PO 1,490,163.62 0.00000% 1,464,609.71 0.00 0.00 0.00 30-PO 6,012,238.56 0.00000% 5,811,486.51 0.00 0.00 0.00 AX-1 0.00 5.50000% 3,786,787.18 17,356.11 0.00 0.00 A-X-2 0.00 5.00000% 3,524,864.09 14,686.93 0.00 0.00 A-X3 0.00 5.50000% 2,108,024.31 9,661.78 0.00 0.00 B-1 10,222,000.00 5.56100% 10,163,048.62 47,097.28 0.00 0.00 B-2 5,802,000.00 5.56100% 5,768,539.24 26,732.38 0.00 0.00 B-3 3,316,000.00 5.56100% 3,296,876.27 15,278.28 0.00 0.00 B-4 2,486,000.00 5.56100% 2,471,662.97 11,454.10 0.00 0.00 B-5 1,658,000.00 5.56100% 1,648,438.13 7,639.14 0.00 0.00 B-6 2,487,186.94 5.56100% 2,472,843.06 11,459.57 0.00 0.00 Totals 552,569,689.12 2,497,519.78 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 665,849.17 0.00 144,250,164.10 A-R 0.00 0.00 0.00 0.00 0.00 A-L-R 0.00 0.00 0.00 0.00 0.00 2-A-1 0.00 0.00 124,508.97 0.00 29,116,712.33 3-A-1 0.00 0.00 185,859.76 0.00 33,181,230.48 4-A-1 0.00 0.00 118,270.62 0.00 31,407,894.65 5-A-1 0.00 0.00 73,675.76 0.00 18,068,866.14 6-A-1 0.00 0.00 155,610.90 0.00 33,505,575.81 6-A-2 0.00 0.00 8,190.05 0.00 1,763,451.36 7-A-1 0.00 0.00 254,368.18 0.00 54,733,557.90 8-A-1 0.00 0.00 101,707.41 0.00 24,302,314.26 9-A-1 0.00 0.00 534,422.04 0.00 105,639,221.26 10-A-1 0.00 0.00 113,691.35 0.00 22,713,790.02 15-PO 0.00 0.00 0.00 0.00 1,447,085.76 30-PO 0.00 0.00 0.00 0.00 5,778,912.92 AX-1 0.00 0.00 17,356.11 0.00 3,717,852.91 A-X-2 0.00 0.00 14,686.93 0.00 3,505,458.47 A-X3 0.00 0.00 9,661.78 0.00 2,074,948.96 B-1 0.00 0.00 47,097.28 0.00 10,143,284.55 B-2 0.00 0.00 26,732.38 0.00 5,757,321.16 B-3 0.00 0.00 15,278.28 0.00 3,290,464.84 B-4 0.00 0.00 11,454.10 0.00 2,466,856.33 B-5 0.00 0.00 7,639.14 0.00 1,645,232.42 B-6 0.00 0.00 11,459.57 0.00 2,468,034.13 Totals 0.00 0.00 2,497,519.78 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 148,000,000.00 5.50000% 981.59583473 4.49898088 0.00000000 0.00000000 A-R 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 A-L-R 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 30,000,000.00 5.00000% 996.07174633 4.15029900 0.00000000 0.00000000 3-A-1 36,000,000.00 6.50000% 953.12699472 5.16277111 0.00000000 0.00000000 4-A-1 32,000,000.00 4.50000% 985.58851094 3.69595687 0.00000000 0.00000000 5-A-1 20,000,000.00 4.75000% 930.64123000 3.68378800 0.00000000 0.00000000 6-A-1 34,200,000.00 5.50000% 992.73303830 4.55002632 0.00000000 0.00000000 6-A-2 1,800,000.00 5.50000% 992.73303889 4.55002778 0.00000000 0.00000000 7-A-1 57,000,000.00 5.50000% 973.65810649 4.46259965 0.00000000 0.00000000 8-A-1 25,000,000.00 5.00000% 976.39114440 4.06829640 0.00000000 0.00000000 9-A-1 110,000,000.00 6.00000% 971.67644273 4.85838218 0.00000000 0.00000000 10-A-1 25,096,000.00 6.00000% 906.05158392 4.53025781 0.00000000 0.00000000 15-PO 1,490,163.62 0.00000% 982.85160793 0.00000000 0.00000000 0.00000000 30-PO 6,012,238.56 0.00000% 966.60943374 0.00000000 0.00000000 0.00000000 AX-1 0.00 5.50000% 985.22711361 4.51562481 0.00000000 0.00000000 A-X-2 0.00 5.00000% 979.30315368 4.08042878 0.00000000 0.00000000 A-X3 0.00 5.50000% 958.28580013 4.39214412 0.00000000 0.00000000 B-1 10,222,000.00 5.56100% 994.23289180 4.60744277 0.00000000 0.00000000 B-2 5,802,000.00 5.56100% 994.23289211 4.60744226 0.00000000 0.00000000 B-3 3,316,000.00 5.56100% 994.23289204 4.60744270 0.00000000 0.00000000 B-4 2,486,000.00 5.56100% 994.23289220 4.60744167 0.00000000 0.00000000 B-5 1,658,000.00 5.56100% 994.23288902 4.60744270 0.00000000 0.00000000 B-6 2,487,186.94 5.56100% 994.23289027 4.60744217 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 4.49898088 0.00000000 974.66327095 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-L-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 4.15029900 0.00000000 970.55707767 3-A-1 0.00000000 0.00000000 5.16277111 0.00000000 921.70084667 4-A-1 0.00000000 0.00000000 3.69595687 0.00000000 981.49670781 5-A-1 0.00000000 0.00000000 3.68378800 0.00000000 903.44330700 6-A-1 0.00000000 0.00000000 4.55002632 0.00000000 979.69519912 6-A-2 0.00000000 0.00000000 4.55002778 0.00000000 979.69520000 7-A-1 0.00000000 0.00000000 4.46259965 0.00000000 960.23785789 8-A-1 0.00000000 0.00000000 4.06829640 0.00000000 972.09257040 9-A-1 0.00000000 0.00000000 4.85838218 0.00000000 960.35655691 10-A-1 0.00000000 0.00000000 4.53025781 0.00000000 905.07610854 15-PO 0.00000000 0.00000000 0.00000000 0.00000000 971.09185903 30-PO 0.00000000 0.00000000 0.00000000 0.00000000 961.19155325 AX-1 0.00000000 0.00000000 4.51562481 0.00000000 967.29214430 A-X-2 0.00000000 0.00000000 4.08042878 0.00000000 973.91174443 A-X3 0.00000000 0.00000000 4.39214412 0.00000000 943.25009200 B-1 0.00000000 0.00000000 4.60744277 0.00000000 992.29940814 B-2 0.00000000 0.00000000 4.60744226 0.00000000 992.29940710 B-3 0.00000000 0.00000000 4.60744270 0.00000000 992.29940893 B-4 0.00000000 0.00000000 4.60744167 0.00000000 992.29940869 B-5 0.00000000 0.00000000 4.60744270 0.00000000 992.29940893 B-6 0.00000000 0.00000000 4.60744217 0.00000000 992.29940874 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 15-PO-1 0.00000% 0.00 0.00 134,200.73 133,635.92 98.35791583% 15-PO-2 0.00000% 0.00 0.00 144,978.23 143,912.58 97.10132342% 15-PO-3 0.00000% 0.00 0.00 965,783.82 950,904.04 96.83095100% 15-PO-4 0.00000% 0.00 0.00 219,646.93 218,633.20 97.57662451% 30-PO-1 0.00000% 0.00 0.00 1,902,393.96 1,890,098.08 98.05142960% 30-PO-2 0.00000% 0.00 0.00 115,266.99 115,065.30 99.35698973% 30-PO-3 0.00000% 0.00 0.00 714,057.59 706,112.56 96.04196882% 30-PO-4 0.00000% 0.00 0.00 889,954.63 887,734.15 99.01284633% 30-PO-5 0.00000% 0.00 0.00 1,545,127.68 1,535,811.82 95.92323936% 30-PO-6 0.00000% 0.00 0.00 644,685.66 644,091.01 87.52578096% A-X1-1 5.50000% 1,892,868.77 1,884,688.79 0.00 0.00 98.44128551% A-X1-2 5.50000% 902,438.95 885,630.90 0.00 0.00 97.76482157% A-X1-3 5.50000% 462,424.09 424,236.17 0.00 0.00 88.61751584% A-X1-4 5.50000% 529,055.38 523,297.06 0.00 0.00 96.11819890% A-X2-1 5.00000% 1,528,480.97 1,522,265.16 0.00 0.00 98.34522729% A-X2-2 5.00000% 1,548,358.63 1,537,031.18 0.00 0.00 96.51460857% A-X2-3 5.00000% 448,024.48 446,162.13 0.00 0.00 97.21512972% A-X3-1 5.50000% 529,490.38 516,298.19 0.00 0.00 95.52843219% A-X3-2 5.50000% 758,571.02 739,495.41 0.00 0.00 96.81346232% A-X3-3 5.50000% 819,962.91 819,155.36 0.00 0.00 91.47607879%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 8,876,165.56 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 45,028.16 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 8,921,193.72 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 114,215.82 Payment of Interest and Principal 8,806,977.90 Total Withdrawals (Pool Distribution Amount) 8,921,193.72 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 113,585.18 LPMI 312.78 Wells Fargo Bank, N.A. 75.76 WMMSC Servicing Fee 242.10 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 114,215.82
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 56 0 0 0 56 6,484,599.25 0.00 0.00 0.00 6,484,599.25 60 Days 3 0 0 0 3 348,417.09 0.00 0.00 0.00 348,417.09 90 Days 1 0 0 0 1 297,091.46 0.00 0.00 0.00 297,091.46 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 60 0 0 0 60 7,130,107.80 0.00 0.00 0.00 7,130,107.80 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.364855% 0.000000% 0.000000% 0.000000% 1.364855% 1.217685% 0.000000% 0.000000% 0.000000% 1.217685% 60 Days 0.073117% 0.000000% 0.000000% 0.000000% 0.073117% 0.065426% 0.000000% 0.000000% 0.000000% 0.065426% 90 Days 0.024372% 0.000000% 0.000000% 0.000000% 0.024372% 0.055788% 0.000000% 0.000000% 0.000000% 0.055788% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.462345% 0.000000% 0.000000% 0.000000% 1.462345% 1.338900% 0.000000% 0.000000% 0.000000% 1.338900%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 16 0 0 0 16 1,423,104.37 0.00 0.00 0.00 1,423,104.37 60 Days 1 0 0 0 1 120,120.75 0.00 0.00 0.00 120,120.75 90 Days 1 0 0 0 1 297,091.46 0.00 0.00 0.00 297,091.46 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 18 0 0 0 18 1,840,316.58 0.00 0.00 0.00 1,840,316.58 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.325601% 0.000000% 0.000000% 0.000000% 1.325601% 0.926262% 0.000000% 0.000000% 0.000000% 0.926262% 60 Days 0.082850% 0.000000% 0.000000% 0.000000% 0.082850% 0.078184% 0.000000% 0.000000% 0.000000% 0.078184% 90 Days 0.082850% 0.000000% 0.000000% 0.000000% 0.082850% 0.193369% 0.000000% 0.000000% 0.000000% 0.193369% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.491301% 0.000000% 0.000000% 0.000000% 1.491301% 1.197815% 0.000000% 0.000000% 0.000000% 1.197815% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 10 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4 0 0 0 4 1,235,560.16 0.00 0.00 0.00 1,235,560.16 60 Days 1 0 0 0 1 74,766.79 0.00 0.00 0.00 74,766.79 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 5 0 0 0 5 1,310,326.95 0.00 0.00 0.00 1,310,326.95 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 4.347826% 0.000000% 0.000000% 0.000000% 4.347826% 5.017069% 0.000000% 0.000000% 0.000000% 5.017069% 60 Days 1.086957% 0.000000% 0.000000% 0.000000% 1.086957% 0.303595% 0.000000% 0.000000% 0.000000% 0.303595% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 5.434783% 0.000000% 0.000000% 0.000000% 5.434783% 5.320664% 0.000000% 0.000000% 0.000000% 5.320664% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 906,830.98 0.00 0.00 0.00 906,830.98 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 906,830.98 0.00 0.00 0.00 906,830.98 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.013423% 0.000000% 0.000000% 0.000000% 2.013423% 2.949631% 0.000000% 0.000000% 0.000000% 2.949631% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.013423% 0.000000% 0.000000% 0.000000% 2.013423% 2.949631% 0.000000% 0.000000% 0.000000% 2.949631% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6 0 0 0 6 434,613.39 0.00 0.00 0.00 434,613.39 60 Days 1 0 0 0 1 153,529.55 0.00 0.00 0.00 153,529.55 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 7 0 0 0 7 588,142.94 0.00 0.00 0.00 588,142.94 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.408451% 0.000000% 0.000000% 0.000000% 1.408451% 1.215920% 0.000000% 0.000000% 0.000000% 1.215920% 60 Days 0.234742% 0.000000% 0.000000% 0.000000% 0.234742% 0.429530% 0.000000% 0.000000% 0.000000% 0.429530% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.643192% 0.000000% 0.000000% 0.000000% 1.643192% 1.645451% 0.000000% 0.000000% 0.000000% 1.645451% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 242,092.54 0.00 0.00 0.00 242,092.54 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 242,092.54 0.00 0.00 0.00 242,092.54 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.754717% 0.000000% 0.000000% 0.000000% 0.754717% 0.730061% 0.000000% 0.000000% 0.000000% 0.730061% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.754717% 0.000000% 0.000000% 0.000000% 0.754717% 0.730061% 0.000000% 0.000000% 0.000000% 0.730061% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 148,329.22 0.00 0.00 0.00 148,329.22 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 148,329.22 0.00 0.00 0.00 148,329.22 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.265823% 0.000000% 0.000000% 0.000000% 1.265823% 0.767467% 0.000000% 0.000000% 0.000000% 0.767467% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.265823% 0.000000% 0.000000% 0.000000% 1.265823% 0.767467% 0.000000% 0.000000% 0.000000% 0.767467% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 31,237.09 0.00 0.00 0.00 31,237.09 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 31,237.09 0.00 0.00 0.00 31,237.09 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.671141% 0.000000% 0.000000% 0.000000% 0.671141% 0.082116% 0.000000% 0.000000% 0.000000% 0.082116% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.671141% 0.000000% 0.000000% 0.000000% 0.671141% 0.082116% 0.000000% 0.000000% 0.000000% 0.082116% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 7 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 870,346.04 0.00 0.00 0.00 870,346.04 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 8 0 0 0 8 870,346.04 0.00 0.00 0.00 870,346.04 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.346801% 0.000000% 0.000000% 0.000000% 1.346801% 1.484124% 0.000000% 0.000000% 0.000000% 1.484124% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.346801% 0.000000% 0.000000% 0.000000% 1.346801% 1.484124% 0.000000% 0.000000% 0.000000% 1.484124% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 8 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 46,517.93 0.00 0.00 0.00 46,517.93 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 46,517.93 0.00 0.00 0.00 46,517.93 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.500000% 0.000000% 0.000000% 0.000000% 0.500000% 0.180058% 0.000000% 0.000000% 0.000000% 0.180058% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.500000% 0.000000% 0.000000% 0.000000% 0.500000% 0.180058% 0.000000% 0.000000% 0.000000% 0.180058% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 9 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 14 0 0 0 14 1,145,967.53 0.00 0.00 0.00 1,145,967.53 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 14 0 0 0 14 1,145,967.53 0.00 0.00 0.00 1,145,967.53 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.486200% 0.000000% 0.000000% 0.000000% 1.486200% 1.016162% 0.000000% 0.000000% 0.000000% 1.016162% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.486200% 0.000000% 0.000000% 0.000000% 1.486200% 1.016162% 0.000000% 0.000000% 0.000000% 1.016162%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 45,028.16
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 150,000.00 0.02714590% 150,000.00 0.02821246% Fraud 16,577,090.00 2.99999988% 16,577,090.00 3.11786994% Special Hazard 5,525,696.00 0.99999984% 5,525,696.00 1.03928986% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 5.825547% Weighted Average Pass-Through Rate 5.570786% Weighted Average Maturity(Stepdown Calculation ) 296 Beginning Scheduled Collateral Loan Count 4,144 Number Of Loans Paid In Full 41 Ending Scheduled Collateral Loan Count 4,103 Beginning Scheduled Collateral Balance 537,989,428.52 Ending Scheduled Collateral Balance 531,679,970.40 Ending Actual Collateral Balance at 31-Oct-2004 532,534,925.44 Monthly P &I Constant 3,659,487.36 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 8,536,907.24 Class AP Deferred Amount 0.00 Scheduled Principal 1,047,751.73 Unscheduled Principal 5,261,706.39
Group Level Collateral Statement Group 1 2 3 Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year Weighted Average Coupon Rate 5.749661 5.401545 6.712458 Weighted Average Net Rate 5.499661 5.149796 6.443305 Weighted Average Maturity 353 352 353 Beginning Loan Count 1,215 152 437 Loans Paid In Full 8 3 11 Ending Loan Count 1,207 149 426 Beginning Scheduled Balance 154,552,215.28 31,480,032.84 36,857,462.84 Ending scheduled Balance 153,505,880.92 30,712,658.31 35,716,476.42 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 908,690.61 178,505.06 240,419.90 Scheduled Principal 168,171.57 36,804.37 34,249.77 Unscheduled Principal 878,162.79 730,570.16 1,106,736.65 Scheduled Interest 740,519.04 141,700.69 206,170.13 Servicing Fees 32,198.37 6,604.23 8,266.89 Master Servicing Fees 0.00 45.16 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 228.65 6.99 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 708,320.67 134,822.65 197,896.25 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.499661 5.139360 6.443077
Group Level Collateral Statement Group 4 5 6 Collateral Description Fixed 15 Year Fixed 10 Year Fixed 20 Year Weighted Average Coupon Rate 4.962053 5.112621 5.732000 Weighted Average Net Rate 4.712054 4.862622 5.482001 Weighted Average Maturity 174 114 235 Beginning Loan Count 265 80 150 Loans Paid In Full 0 1 1 Ending Loan Count 265 79 149 Beginning Scheduled Balance 33,192,003.27 19,770,016.70 38,441,866.84 Ending scheduled Balance 33,054,556.93 19,218,120.25 37,966,094.48 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 267,151.16 218,463.69 272,509.66 Scheduled Principal 129,900.75 134,233.19 88,885.67 Unscheduled Principal 7,545.59 417,663.26 386,886.69 Scheduled Interest 137,250.41 84,230.50 183,623.99 Servicing Fees 6,914.99 4,118.74 8,008.71 Master Servicing Fees 0.00 2.46 25.54 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 130,335.42 80,109.30 175,589.74 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.712053 4.862471 5.481203
Group Level Collateral Statement Group 7 8 9 Collateral Description Fixed 15 Year Fixed 20 Year Fixed 30 Year Weighted Average Coupon Rate 5.799727 5.294149 6.194698 Weighted Average Net Rate 5.541009 5.044149 5.944270 Weighted Average Maturity 174.00 174.00 354.00 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 504,122.89 212,928.45 701,944.92 Beginning Loan Count 601 200 952 Loans Paid In Full 7 0 10 Ending Loan Count 594 200 942 Beginning Scheduled Balance 59,255,499.70 25,864,872.90 113,945,197.75 Ending Scheduled Balance 58,465,412.73 25,751,675.85 112,685,191.49 Scheduled Principal 217,734.77 98,818.03 113,731.53 Unscheduled Principal 572,352.20 14,379.02 1,146,274.73 Scheduled Interest 286,388.12 114,110.42 588,213.39 Servicing Fee 12,775.40 5,388.52 23,779.21 Master Servicing Fee 0.00 0.00 2.60 Trustee Fee 0.00 0.00 0.00 Fry Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 6.46 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 273,612.72 108,721.90 564,425.12 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.541009 5.044149 5.944175
Group Level Collateral Statement Group 10 Total Collateral Description Fixed 30 Year Mixed Fixed Weighted Average Coupon Rate 6.310722 5.825547 Weighted Average Net Rate 6.041292 5.572192 Weighted Average Maturity 351.00 296.00 Record Date 10/31/2004 10/31/2004 Principal And Interest Constant 154,751.02 3,659,487.36 Beginning Loan Count 92 4,144 Loans Paid In Full 0 41 Ending Loan Count 92 4,103 Beginning Scheduled Balance 24,630,260.40 537,989,428.52 Ending Scheduled Balance 24,603,903.02 531,679,970.40 Scheduled Principal 25,222.08 1,047,751.73 Unscheduled Principal 1,135.30 5,261,706.39 Scheduled Interest 129,528.94 2,611,735.63 Servicing Fee 5,530.12 113,585.18 Master Servicing Fee 0.00 75.76 Trustee Fee 0.00 0.00 Fry Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 312.78 554.88 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 123,686.04 2,497,519.81 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 6.026052 5.570786
Miscellaneous Reporting Group 1 Subordinate % 4.830427% Senior Prepayment % 100.000000% Senior % 95.169573% Group 2 Subordinate % 4.727003% Senior Prepayment % 100.000000% Senior % 95.272997% Group 3 Subordinate % 5.065470% Senior Prepayment % 100.000000% Senior % 94.934530%
Miscellaneous Reporting Group 4 Subordinate % 4.594892% Senior Prepayment % 100.000000% Senior % 95.405108% Group 5 Subordinate % 5.157768% Senior Prepayment % 100.000000% Senior % 94.842232% Group 6 Subordinate % 4.829375% Senior Prepayment % 100.000000% Senior % 95.170625%
Miscellaneous Reporting Group 7 Subordinate % 4.788501% Senior Prepayment % 100.000000% Senior % 95.211499% Group 8 Subordinate % 4.817456% Senior Prepayment % 100.000000% Senior % 95.182544% Group 9 Subordinate % 4.907169% Senior Prepayment % 100.000000% Senior % 9509.283102%
Miscellaneous Reporting Group 10 Subordinate % 5.200226% Senior Prepayment % 100.000000% Senior % 94.799774%
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