-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, EIl53m7VWhzjtLfeLulpyryTQMBBd+zOp7tVy7bTfRx0T9zucSO/1eNQSgPMkQi5 dGTEZdorW7I9Ye55n9xtNQ== 0001071787-04-001578.txt : 20041230 0001071787-04-001578.hdr.sgml : 20041230 20041230104205 ACCESSION NUMBER: 0001071787-04-001578 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041225 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041230 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ALTERNATIVE LOAN TRUST 2004-15 CENTRAL INDEX KEY: 0001298682 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110343-20 FILM NUMBER: 041232701 MAIL ADDRESS: STREET 1: 4500 PARK GRANADA CITY: CALABASAS STATE: CA ZIP: 91302 8-K 1 cwt0415_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-15) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 69,849,030.52 5.024606% 2,636,650.17 292,469.86 2,929,120.02 0.00 0.00 1A2 12,428,489.61 5.024606% 469,148.66 52,040.21 521,188.88 0.00 0.00 2A1 166,058,609.75 5.307861% 2,485,691.07 734,513.35 3,220,204.42 0.00 0.00 2A2 16,675,252.85 5.307861% 249,607.82 73,758.27 323,366.09 0.00 0.00 Residual AR 0.00 5.024606% 0.00 0.08 0.08 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 6,713,040.40 5.213367% 1,723.27 29,164.62 30,887.89 0.00 0.00 B1 2,684,217.19 5.213367% 689.05 11,661.51 12,350.56 0.00 0.00 B2 1,491,453.77 5.213367% 382.86 6,479.58 6,862.44 0.00 0.00 B3 1,640,299.45 5.213367% 421.07 7,126.24 7,547.31 0.00 0.00 B4 1,042,918.78 5.213367% 267.72 4,530.93 4,798.65 0.00 0.00 B5 603,430.10 5.213367% 154.90 2,621.59 2,776.49 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 279,186,742.42 - 5,844,736.60 1,214,366.23 7,059,102.83 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 67,212,380.35 0.00 1A2 11,959,340.95 0.00 2A1 163,572,918.67 0.00 2A2 16,425,645.03 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate M 6,711,317.13 0.00 B1 2,683,528.14 0.00 B2 1,491,070.90 0.00 B3 1,639,878.38 0.00 B4 1,042,651.05 0.00 B5 603,275.19 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 273,342,005.82 - - --------------------------------------------------------------------------------
Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 69,849,030.52 5.024606% 12667FPV1 32.722931 3.629784 834.159235 1A2 12,428,489.61 5.024606% 12667FPW9 32.722931 3.629784 834.159235 2A1 166,058,609.75 5.307861% 12667FPX7 14.426530 4.262991 949.349499 2A2 16,675,252.85 5.307861% 12667FPY5 14.426530 4.262991 949.349499 Residual AR 0.00 5.024606% 12667FPZ2 0.000000 0.777448 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate M 6,713,040.40 5.213367% 12667FQA6 0.256439 4.339973 998.707906 B1 2,684,217.19 5.213367% 12667FQB4 0.256439 4.339973 998.707906 B2 1,491,453.77 5.213367% 12667FQC2 0.256439 4.339973 998.707906 B3 1,640,299.45 5.213367% 12667FQD0 0.256439 4.339973 998.707906 B4 1,042,918.78 5.213367% 12667FQE8 0.256439 4.339973 998.707906 B5 603,430.10 5.213367% 12667FQF5 0.256439 4.339973 998.707906 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 279,186,742.42 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-15 Alternative Loan Trust 2004-15 ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 83,899,338.48 189,442,667.34 273,342,005.82 Loan count 164 381 545 Avg loan rate 5.286080% 5.566861% 5.48 Prepay amount 3,083,741.89 2,689,430.89 5,773,172.78 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 16,671.66 35,778.45 52,450.11 Sub servicer fees 179.40 0.00 179.40 Trustee fees 652.55 1,441.35 2,093.90 Agg advances N/A N/A N/A Adv this period 9,193.98 32,050.87 41,244.85 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 6,000,000.00 6,000,000.00 12,000,000.00 Special Hazard 5,980,000.00 0.00 5,980,000.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.923862% 100.000000% 265,011,382.73 ----------------------------------------------------------------------------- Junior 5.076138% 0.000000% 14,171,720.81 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 15 7,179,479.05 60 to 89 days 2 715,200.00 90 or more 1 530,550.00 Foreclosure 0 0.00 Totals: 18 8,425,229.05 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,059,102.83 7,059,102.83 Principal remittance amount 5,844,736.60 5,844,736.60 Interest remittance amount 1,214,366.23 1,214,366.23 -----END PRIVACY-ENHANCED MESSAGE-----