-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, GJKrFLNJe8SEj5tiQvI2lh6dx4R84bVlvBzOL3sEHEVOVnYiSFud4xF3aJvC0bDY KAsadllkQ9qfpO2SRWldfw== 0001298615-05-000001.txt : 20050104 0001298615-05-000001.hdr.sgml : 20050104 20050104131221 ACCESSION NUMBER: 0001298615-05-000001 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041222 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050104 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RFMSI Series 2004-S7 Trust CENTRAL INDEX KEY: 0001298615 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106093-13 FILM NUMBER: 05505432 BUSINESS ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD STREET 2: SUITE 250 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 BUSINESS PHONE: 9528327000 MAIL ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD CITY: MINNEAPOLIS STATE: MN ZIP: 55437 8-K 1 s78k12.txt Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 27, 2004 RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. as depositor of the RFMSI SERIES 2004-S7 TRUST (Exact name of the registrant as specified in its charter) Delaware 333-106093-13 75-2006294 (State or other (Commission File Number) (I.R.S. Employee jurisdiction of incorporation) Identification No.) Residential Funding Mortgage Securities I, Inc. 8400 Normandale Lake Boulevard Minneapolis, Minnesota 55437 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (952) 857-7000 N/A _______________________________________________________________________________ (Former name or address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) INFORMATION TO BE INCLUDED IN THE REPORT Section 8 - Other Events Item 8.01 - Other Events A copy of the monthly report relating to the December 2004 distribution to holders of the Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2004-S7 is included as an exhibit to this Report. Section 9 - Financial Statements Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits The following is filed as an Exhibit to this Report under Exhibit 20. No. 20. December 2004 Monthly Report SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC., as depositor of the registrant identified on the cover page to this Report By: /s / Barbara Wendt Name: Barbara Wendt Title: Managing Director Dated: December 27, 2004 EX-20 2 s70412.txt Run: 12/21/04 12:30:58 REPT1B.FRG Page: 1 of 2 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY) MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-S7(POOL # 4877) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4877 _______________________________________________________________________________ PRINCIPAL CURRENT ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION _______________________________________________________________________________ A-1 76111XNF6 100,341,000.00 96,922,059.53 5.000000 % 1,087,866.78 A-P 76111XNG4 3,882,545.32 3,761,869.00 0.000000 % 20,663.85 A-V 76111XNH2 0.00 0.00 0.067812 % 0.00 R 76111XNJ8 100.00 0.00 5.000000 % 0.00 M-1 76111XNK5 421,500.00 415,013.28 5.000000 % 1,635.24 M-2 76111XNL3 210,500.00 207,260.49 5.000000 % 816.65 M-3 76111XNM1 157,900.00 155,469.98 5.000000 % 612.58 B-1 76111XNN9 105,300.00 103,679.47 5.000000 % 408.52 B-2 76111XNP4 52,700.00 51,888.97 5.000000 % 204.46 B-3 76111XNQ2 105,288.09 103,667.75 5.000000 % 408.48 - ------------------------------------------------------------------------------- 105,276,833.41 101,720,908.47 1,112,616.56 =============================================================================== _______________________________________________________________________________ REMAINING INTEREST TOTAL DEFERRED REALIZED PRINCIPAL DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE _______________________________________________________________________________ A-1 403,841.91 1,491,708.69 0.00 0.00 95,834,192.75 A-P 0.00 20,663.85 0.00 0.00 3,741,205.15 A-V 5,748.26 5,748.26 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 M-1 1,729.22 3,364.46 0.00 0.00 413,378.04 M-2 863.59 1,680.24 0.00 0.00 206,443.84 M-3 647.79 1,260.37 0.00 0.00 154,857.40 B-1 432.00 840.52 0.00 0.00 103,270.95 B-2 216.20 420.66 0.00 0.00 51,684.51 B-3 431.95 840.43 0.00 0.00 103,259.27 - ------------------------------------------------------------------------------- 413,910.92 1,526,527.48 0.00 0.00 100,608,291.91 =============================================================================== _______________________________________________________________________________ AMOUNTS PER $1,000 UNIT _______________________________________________________________________________ BEGINNING ENDING BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR _______________________________________________________________________________ A-1 965.926785 10.841698 4.024695 14.866393 0.000000 955.085087 A-P 968.918247 5.322246 0.000000 5.322246 0.000000 963.596002 A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 M-1 984.610384 3.879573 4.102539 7.982112 0.000000 980.730811 M-2 984.610383 3.879572 4.102565 7.982137 0.000000 980.730811 M-3 984.610355 3.879544 4.102533 7.982077 0.000000 980.730811 B-1 984.610393 3.879582 4.102564 7.982146 0.000000 980.730811 B-2 984.610317 3.879507 4.102467 7.981974 0.000000 980.730811 B-3 984.610357 3.879546 4.102553 7.982099 0.000000 980.730811 _______________________________________________________________________________ DETERMINATION DATE 23-December-04 DISTRIBUTION DATE 27-December-04 Run: 12/21/04 12:30:58 rept2.frg Page: 2 of 2 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY) MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-S7 (POOL # 4877) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4877 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,140.97 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,709.30 SUBSERVICER ADVANCES THIS MONTH 3,918.84 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 2 497,350.25 (B) TWO MONTHLY PAYMENTS: 0 0.00 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 0 AGGREGATE PRINCIPAL BALANCE 0.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 100,608,291.91 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 250 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 711,296.96 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR CLASS M CLASS B CURRENT DISTRIBUTION 98.94141500 % 0.79394700 % 0.25485050 % PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 % NEXT DISTRIBUTION 98.93370000 % 0.76999545 % 0.26656600 % BANKRUPTCY AMOUNT AVAILABLE 100,000.00 FRAUD AMOUNT AVAILABLE 1,052,768.00 SPECIAL HAZARD AMOUNT AVAILABLE 1,992,672.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 5.17404418 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 170.50 POOL TRADING FACTOR: 95.56546170 -----END PRIVACY-ENHANCED MESSAGE-----