Exhibit 8(a)(14)

Amendment No. 41 to Participation Agreement

AMENDMENT NO. 41 TO

PARTICIPATION AGREEMENT AMONG

TRANSAMERICA SERIES TRUST,

TRANSAMERICA LIFE INSURANCE COMPANY,

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, AND

MONUMENTAL LIFE INSURANCE COMPANY

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), and Monumental Life Insurance Company (“Monumental”) is hereby amended as follows:

Schedule A of the Agreement is deleted in its entirety and replaced with the following Amended Schedule A:

AMENDED SCHEDULE A

Effective November 1, 2009

Account(s), Policy(ies) and Portfolio(s)

Subject to the Participation Agreement

Accounts:	Separate Account VA B
	Separate Account VA BNY
	Mutual Fund Account
	Separate Account VA A
	Separate Account VA C
	Separate Account VA CC
	Separate Account VA D
	Separate Account VA EE
	Retirement Builder Variable Annuity Account
	TFLIC Separate Account C
	Separate Account VUL-A
	TFLIC Series Life Account
	TFLIC Series Annuity Account
	Separate Account VA E
	Separate Account VA F
	Separate Account VUL-1 of Transamerica Life insurance Company
	Separate Account VUL-2 of Transamerica Life insurance Company
	Separate Account VUL-3 of Transamerica Life insurance Company
	Separate Account VUL-4 of Transamerica Life insurance Company
	Separate Account VUL-5 of Transamerica Life insurance Company
	Separate Account VUL-6 of Transamerica Life insurance Company
	Separate Account VA-8
	Separate Account VA J
	TA PPVUL 1
	Separate Account VA K
	Separate Account VA-2LNY
	Separate Account VA-2L
	Separate Account VL A
	AES Private Placement VA Separate Account
	Separate Account VA L
	Separate Account VA P
	PFL Corporate Account One
	Separate Account VA R
	Separate Account VA S
	Separate Account VA Q

Accounts: (Continued)
	Separate Account VA GNY
	Separate Account VA HNY
	Separate Account VA QNY
	Separate Account VA W
	Separate Account VA WNY
	Separate Account VA YNY
	Separate Account VA WM
	TFLIC Separate Account VNY
	Separate Account VA X
	Separate Account VA Y
	Separate Account VA Z
	Separate Account VA-6
	Separate Account VA-6NY
	Separate Account VA-7
	Separate Account VL
	Transamerica Occidental Separate Account Two
	Transamerica Corporate Separate Account Sixteen
	Separate Account Fund B
	Separate Account Fund C
Policies:	Transamerica Landmark Variable Annuity
	Transamerica Landmark NY Variable Annuity
	The Atlas Portfolio Builder Variable Annuity
	Transamerica Extra Variable Annuity
	Transamerica Access Variable Annuity
	Retirement Income Builder II Variable Annuity
	Advisor’s Edge® Variable Annuity
	Advisors’s Edge Select® Variable Annuity
	Advisor’s Edge® Variable Annuity (NY)
	Legacy Builder Plus
	TFLIC Financial Freedom Builder
	Transamerica Elite
	Privilege Select Variable Annuity
	Estate Enhancer Variable Life
	TransMark Optimum Choice Variable Annuity
	TFLIC Freedom Elite Builder
	TFLIC Freedom PremierSM
	Immediate Income Builder II
	Premier Asset Builder Variable Annuity
	TFLIC Freedom Wealth Protector
	Advantage V
	Retirement Income Builder Variable Annuity
	Retirement Income Builder – BAI Variable Annuity
	Dreyfus/Transamerica Triple Advantage® Variable Annuity (NY)
	Dreyfus/Transamerica Triple Advantage® Variable Annuity
	Advisor’s Edge Select Private Placement
	Transamerica Preferred Advantage Variable Annuity
	Portfolio SelectSM Variable Annuity
	Flexible Premium Variable Annuity - A
	Flexible Premium Variable Annuity - B
	Flexible Premium Variable Annuity - C
	Flexible Premium Variable Annuity - D
	Flexible Premium Variable Annuity - E

Policies: (Continued)
	Flexible Premium Variable Annuity - G
	TFLIC Freedom Elite Builder II
	Flexible Premium Variable Annuity - H
	Advisor’s Edge® NY Variable Annuity
	Flexible Premium Variable Annuity - I
	Flexible Premium Variable Annuity - J
	Flexible Premium Variable Annuity - K
	Flexible Premium Variable Annuity - L
	Flexible Premium Variable Annuity - N
	Flexible Premium Variable Annuity - O
	Flexible Premium Variable Annuity - P
	Flexible Premium Variable Annuity - GM
	Transamerica Freedom Variable Annuity
	TransAccumulator® VUL
	TransAccumulator® VUL II
	TransUltra® VUL
	Transamerica Classic® Variable Annuity
	Transamerica Catalyst® Variable Annuity
	Transamerica Classic® Variable Annuity (NY)
	Transamerica Bounty® Variable Annuity
	Inheritance Builder Plus
	TransEquity®
	TransEquity II
	Advantaage VI
	Advantage SE
	Advantage X
	TransSurvivorSM VUL
	Transamerica Lineage®
	Transamerica Tribute®
	Fund B
	Fund C
Portfolios:	Transamerica Series Trust – each Portfolio has an Initial Class and a Service Class of Shares
	except as noted
	Transamerica AEGON High Yield Bond VP
	Transamerica American Century Large Company Value VP
	Transamerica Asset Allocation – Conservative VP
	Transamerica Asset Allocation – Growth VP
	Transamerica Asset Allocation – Moderate VP
	Transamerica Asset Allocation – Moderate Growth VP
	Transamerica Balanced VP
	Transamerica BlackRock Large Cap Value VP
	Transamerica BlackRock Global Alloction VP (Initial Class Shares currently not being offered)
	Transamerica BlackRock Tactical Allocation VP (Initial Class Shares currently not being offered)
	Transamerica Clarion Global Real Estate Securities VP
	Transamerica Convertible Securities VP
	Transamerica Efficient Markets VP
	Transamerica Equity VP
	Transamerica Equity II VP (Service Class Shares currently not being offered)
	Transamerica Federated Market Opportunity VP
	Transamerica Foxhall Emerging Markets/Pacific Rim VP
	Transamerica Foxhall Global Conservative VP

Portfolios:	Transamerica Series Trust – each Portfolio has an Initial Class and a Service Class of Shares
	except as noted
	Transamerica Foxhall Global Growth VP
	Transamerica Foxhall Global Hard Asset VP
	Transamerica Focus VP
	Transamerica Growth Opportunities VP
	Transamerica Hanlon Balanced VP
	Transamerica Hanlon Growth VP
	Transamerica Hanlon Growth and Income VP
	Transamerica Hanlon Managed Income VP
	Transamerica Index 35 VP
	Transamerica Index 50 VP
	Transamerica Index 75 VP
	Transamerica Index 100 VP
	Transamerica International Moderate Growth VP
	Transamerica JPMorgan Core Bond VP
	Transamerica JPMorgan Enhanced Index VP
	Transamerica JPMorgan Mid Cap Value VP
	Transamerica Jennison Growth VP
	Transamerica MFS International Equity VP
	Transamerica Marsico Growth VP
	Transamerica Money Market VP
	Transamerica Munder Net50 VP
	Transamerica PIMCO Total Return VP
	Transamerica ProFund UltraBear VP
	Transamerica Science & Technology VP
	Transamerica Small/Mid Cap Value VP
	Transamerica T. Rowe Price Equity Income VP
	Transamerica T. Rowe Price Growth Stock VP
	Transamerica T. Rowe Price Small Cap VP
	Transamerica Templeton Global VP
	Transamerica Third Avenue Value VP
	Transamerica U.S. Government Securities VP
	Transamerica Value Balanced VP
	Transamerica Van Kampen Active International Allocation VP
	Transamerica Van Kampen Large Cap Core VP
	Transamerica Van Kampen Mid-Cap Growth VP

(Signatures on following page)

IN WITNESS WHEREOF, each of the parties has caused this Amendment to be executed in its name and on its behalf by its duly authorized representative, effective as of November 1, 2009.

TRANSAMERICA SERIES TRUST		TRANSAMERICA LIFE INSURANCE COMPANY
By its authorized officer,		By its authorized officer,
By:	/s/ Christopher A. Staples	By:	/s/ Arthur D. Woods
	Christopher A. Staples		Arthur D. Woods
Title:	Vice President	Title:	Vice President

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY		MONUMENTAL LIFE INSURANCE COMPANY
By its authorized officer,		By its authorized officer,
By:	/s/ Arthur D. Woods	By:	/s/ Steven R. Shepard
	Arthur D. Woods		Steven R. Shepard
Title:	Vice President	Title:	Vice President