Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net income	$ 482	$ 305
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	133	151
Accretion of purchased loan credit discount	(56)	(41)
Amortization of purchased loan premium	5	6
Amortization of deferred loan origination costs (fees)	45	35
Amortization of premiums on investment securities	5	4
Net gain on sale of loans	(40)	(20)
Net gain on sale of real estate owned	(7)	(12)
Valuation adjustments of real estate owned	24	54
ESOP compensation expense	48	65
Earnings on bank-owned life insurance	(38)	(37)
Provision for loan losses	64	11
Origination of loans held for sale	(1,376)	(600)
Proceeds from loans held for sale	1,165	620
Increase (decrease) in cash, due to changes in:
Accrued interest receivable	68	(6)
Prepaid expenses and other assets	167	141
Accrued interest payable	2	2
Other liabilities	(32)	(179)
Federal income taxes	121	(30)
Net cash provided by operating activities	780	469
Cash flows from investing activities:
Purchase of available-for-sale securities		(501)
Purchase of time deposits in other financial institutions		(990)
Maturities of time deposits in other financial institutions	3,992	1,728
Securities maturities, prepayments and calls:
Held to maturity	118	142
Available for sale	499	2
Loans originated for investment, net of principal collected	(882)	(2,878)
Proceeds from sale of real estate owned	172
Additions to real estate owned	(20)	(76)
Additions to premises and equipment, net	(141)	(54)
Net cash provided by (used in) investing activities	3,738	(2,627)
Cash flows from financing activities:
Net increase in deposits	4,123	1,624
Payments by borrowers for taxes and insurance, net	(532)	(546)
Proceeds from Federal Home Loan Bank advances	10,800	16,600
Repayments on Federal Home Loan Bank advances	(15,888)	(14,116)
Treasury stock purchased	(312)	(487)
Dividends paid on common stock	(686)	(718)
Net cash provided by (used in) financing activities	(2,495)	2,357
Net increase in cash and cash equivalents	2,023	199
Beginning cash and cash equivalents	9,861	9,943
Ending cash and cash equivalents	11,884	10,142
Cash paid during the period for:
Federal income taxes		100
Interest on deposits and borrowings	1,872	1,495
Transfers of loans to real estate owned, net	295	262
Loans made on sale of real estate owned	$ 70	$ 196

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Amount of Amortization Expenses on Premiums paid on FHLB Advances.

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Earnings on or other increases in the value of the cash surrender value of bank owned life insurance.

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The increase (decrease) during the reporting period in the deferred federal income tax (benefit).

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Amount related to loss from loan transactions.

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Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.

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Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.

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The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.

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The amount of plan compensation cost recognized during the period.

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The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.

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The net gain (loss) resulting from sales and other disposals of real estate owned for investment purposes.

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The amount by which the fair value of an investment is less than the amortized cost basis or carrying amount of that investment at the balance sheet date and the decline in fair value is deemed to be other than temporary, before considering whether or not such amount is recognized in earnings or other comprehensive income.

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The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.

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The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.

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Amount of increase (decrease) in prepayments received from borrowers for taxes and insurance remitted to the appropriate tax authority or insurer on behalf of the borrower.

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The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.

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The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.

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Amount of increase (decrease) in operating liabilities classified as other.

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Amount of increase (decrease) in prepaid expenses, and assets classified as other.

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Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.

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Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.

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Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.

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Cash paid to make deposits at other institutions during the period.

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The amount of cash paid for the origination of mortgages that are held for sale.

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The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.

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Amount of cash outflow to reacquire equity classified as other.

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Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.

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The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.

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The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.

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The cash outflow from the acquisition of a piece of land, anything permanently fixed to it, including buildings, structures on it and so forth; includes real estate intended to generate income for the owner; excludes real estate acquired for use by the owner.

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Amount of cash inflow from Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity.

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Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).

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The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.

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The cash inflow associated with the sale and maturity (principal being due) of other investments, prepayment and call (request of early payment) of other investments not otherwise defined in the taxonomy.

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The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.

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The cash inflow from proceeds From Sales of Wholly Owned Real Estate and Real Estate Acquired in Settlement of Loans.

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Amount of cash outflow for repayment of Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity.

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