Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Interest income
Loans, including fees	$ 3,125	$ 3,006	$ 6,297	$ 5,894
Mortgage-backed securities	5	8	11	16
Other securities	5	3	11	4
Interest-bearing deposits and other	128	161	272	310
Total interest income	3,263	3,178	6,591	6,224
Interest expense
Interest-bearing demand deposits	6	6	11	12
Savings	51	56	103	110
Certificates of Deposit	551	425	1,082	807
Deposits	608	487	1,196	929
Borrowings	314	310	673	568
Total interest expense	922	797	1,869	1,497
Net interest income	2,341	2,381	4,722	4,727
Provision for loan losses	5		64	11
Net interest income after provision for loan losses	2,336	2,381	4,658	4,716
Non-interest income
Earnings on bank-owned life insurance	19	18	38	37
Net gain on sales of loans	34	6	40	20
Net gain on sales of real estate owned	7	7	7	12
Valuation adjustment for real estate owned	(24)	(36)	(24)	(54)
Other	42	48	91	97
Total non-interest income	78	43	152	112
Non-interest expense
Employee compensation and benefits	1,408	1,463	2,768	2,917
Occupancy and equipment	136	165	279	335
Voice and data communications	39	68	100	133
Advertising	44	64	92	131
Outside service fees	43	34	94	72
Data processing	134	109	239	214
Auditing and accounting	52	32	99	66
Franchise and other taxes	64	63	129	126
Foreclosure and real estate owned expenses (net)	6	37	40	60
Other	182	195	370	400
Total non-interest expense	2,108	2,230	4,210	4,454
Income before income taxes	306	194	600	374
Federal income tax expense	58	27	118	69
NET INCOME	$ 248	$ 167	$ 482	$ 305
EARNINGS PER SHARE
Basic and diluted	$ 0.03	$ 0.02	$ 0.06	$ 0.04
DIVIDENDS PER SHARE	$ 0.1	$ 0.1	$ 0.2	$ 0.2