Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2019
ASSETS
Cash and due from financial institutions	$ 1,499	$ 1,870
Interest-bearing demand deposits	10,385	7,991
Cash and cash equivalents	11,884	9,861
Time deposits in other financial institutions	2,970	6,962
Securities available-for-sale	545	1,045
Securities held-to-maturity, at amortized cost- approximate fair value of $659 and $775 at December 31, and June 30, 2019, respectively	652	775
Loans held for sale	251
Loans, net of allowance of $1,447 and $1,456 at December 31, and June 30, 2019, respectively	281,568	280,969
Real estate owned, net	766	710
Premises and equipment, net	5,036	5,028
Federal Home Loan Bank stock, at cost	6,482	6,482
Accrued interest receivable	690	758
Bank-owned life insurance	2,557	2,518
Goodwill	14,507	14,507
Prepaid federal income taxes	145	266
Prepaid expenses and other assets	723	890
Total assets	328,776	330,771
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits	199,959	195,836
Federal Home Loan Bank advances	61,615	66,703
Advances by borrowers for taxes and insurance	231	763
Accrued interest payable	30	28
Deferred federal income taxes	701	701
Other liabilities	431	462
Total liabilities	262,967	264,493
Commitments and contingencies
Shareholders’ equity
Preferred stock, 500,000 shares authorized, $.01 par value; no shares issued and outstanding
Common stock, 20,000,000 shares authorized, $.01 par value; 8,596,064 shares issued	86	86
Additional paid-in capital	35,011	35,056
Retained earnings	33,663	33,867
Unearned employee stock ownership plan (ESOP), 38,269 shares and 47,607 shares at, December 31, and June 30, 2019, respectively	(383)	(476)
Treasury shares at cost, 308,049 and 266,549 common shares at December 31, and June 30, 2019, respectively	(2,571)	(2,259)
Accumulated other comprehensive income	3	4
Total shareholders’ equity	65,809	66,278
Total liabilities and shareholders’ equity	$ 328,776	$ 330,771