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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
6 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Cash flows from operating activities:    
Net income $ 551 $ 942
Adjustments to reconcile net income to net cash provided by operating Activities    
Depreciation 172 148
Accretion of purchased loan credit discount (92) (78)
Amortization of purchased loan premium 7 9
Amortization (accretion) of deferred loan origination costs (fees) 30 15
Amortization of premiums on investment securities 33 47
Amortization of premiums on deposits (35) (42)
Net gain on sale of loans (9) (41)
Net loss (gain) on sale of real estate owned (74) (53)
Valuation adjustments of real estate owned 25 39
Deferred gain on sale of real estate owned (9) (7)
ESOP compensation expense 103 83
Earnings on bank-owned life insurance (47) (47)
Provision for loan losses 56 11
Origination of loans held for sale (458) (1,019)
Proceeds from loans held for sale 212 1,160
Increase (decrease) in cash, due to changes in:    
Accrued interest receivable 34 40
Prepaid expenses and other assets 531 152
Accrued interest payable 7 0
Other liabilities (47) (7)
Federal income taxes 97 39
Net cash provided by operating activities 1,087 1,391
Cash flows from investing activities:    
Purchase of held-to-maturity U.S. Treasury notes (6,499) (11,000)
Purchase of term deposits in other financial institutions (988) 0
Securities maturities, prepayments and calls:    
Held to maturity 1,270 1,460
Available for sale 3 5
Loans originated for investment, net of principal collected (9,297) (304)
Proceeds from sale of real estate owned 697 777
Additions to real estate owned (28) (114)
Additions to premises and equipment, net (49) (893)
Net cash used in investing activities (14,891) (10,069)
Cash flows from financing activities:    
Net decrease in deposits (5,440) (7,174)
Payments by borrowers for taxes and insurance, net (499) (464)
Proceeds from Federal Home Loan Bank advances 29,100 24,700
Repayments on Federal Home Loan Bank advances (9,201) (6,803)
Dividends paid on common stock (744) (736)
Net cash provided by financing activities 13,216 9,523
Net increase (decrease) in cash and cash equivalents (588) 845
Beginning cash and cash equivalents 13,108 13,635
Ending cash and cash equivalents 12,520 14,480
Supplemental disclosure of cash flow information:    
Cash paid during the period for: Federal income taxes 200 310
Cash paid during the period for: Interest on deposits and borrowings 697 734
Cash paid during the period for: Transfers of loans to real estate owned, net 507 307
Cash paid during the period for: Loans made on sale of real estate owned $ 110 $ 510