CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2016	Jun. 30, 2016
ASSETS
Cash and due from financial institutions	$ 5,048	$ 4,297
Interest-bearing demand deposits	7,472	8,811
Cash and cash equivalents	12,520	13,108
Time deposits in other financial institutions	4,699	3,711
Securities available for sale	186	134
Securities held-to-maturity, at amortized cost- approximate fair value of $9,320 and $4,151 at December 31, 2016 and June 30, 2016, respectively	9,275	4,079
Loans held for sale	255	0
Loans, net of allowance of $1,473 and $1,515 at December 31, 2016 and June 30, 2016, respectively	247,257	238,468
Real estate owned, net	414	527
Premises and equipment, net	5,899	6,022
Federal Home Loan Bank stock, at cost	6,482	6,482
Accrued interest receivable	676	710
Bank-owned life insurance	3,111	3,064
Goodwill	14,507	14,507
Prepaid federal income taxes	130	93
Prepaid expenses and other assets	435	966
Total assets	305,846	291,871
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits	183,097	188,572
Federal Home Loan Bank advances	53,110	33,211
Advances by borrowers for taxes and insurance	242	741
Accrued interest payable	29	22
Deferred federal income taxes	795	642
Deferred revenue	586	595
Other liabilities	526	573
Total liabilities	238,385	224,356
Commitments and contingencies
Shareholders’ equity
Preferred stock, 500,000 shares authorized, $.01 par value; no shares issued and outstanding	0	0
Common stock, 20,000,000 shares authorized, $.01 par value; 8,596,064 shares issued	86	86
Additional paid-in capital	34,649	34,639
Retained earnings	34,539	34,732
Unearned employee stock ownership plan (ESOP), 94,297 shares and 103,636 shares at December 31, 2016 and June 30, 2016, repectively	(943)	(1,036)
Treasury shares at cost, 112,563 common shares at December 31, 2016 and June 30, 2016	(937)	(937)
Accumulated other comprehensive income	67	31
Total shareholders’ equity	67,461	67,515
Total liabilities and shareholders’ equity	$ 305,846	$ 291,871