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FEDERAL INCOME TAXES (Details Textual) (USD $)
In Millions, unless otherwise specified
12 Months Ended
Jun. 30, 2013
Jun. 30, 1997
Effective Income Tax Rate Reconciliation Deductions Bad Debt   8.00%
Retained Earnings Not Recognized Federal Income Taxes $ 5.2  
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender $ 1.8