REGULATORY CAPITAL (Tables)

12 Months Ended

Jun. 30, 2013

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

To be categorized as “well-capitalized” the Banks must maintain minimum capital ratios as set forth in the following tables:

	As of June 30, 2013
											To be “well-
											capitalized” under
						For capital					prompt corrective
	Actual					adequacy purposes					action provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
Tier 1 core capital
First Federal of Hazard	$	15,165		17.7	%	$	³3,427		³4.0	%	$	³4,283		³5.0	%
First Federal of Frankfort	$	31,795		13.7	%	$	³9,880		³4.0	%	$	³12,350		³5.0	%
Total risk-based capital
First Federal of Hazard	$	15,689		37.5	%	$	³3,351		³8.0	%	$	³4,189		³10.0	%
First Federal of Frankfort	$	32,543		25.1	%	$	³10,368		³8.0	%	$	³12,960		³10.0	%
Tier 1 risk-based capital
First Federal of Hazard	$	15,165		36.2	%		N/A		N/A		$	³2,514		³6.0	%
First Federal of Frankfort	$	31,795		24.5	%		N/A		N/A		$	³7,776		³6.0	%

	As of June 30, 2012
											To be “well-
											capitalized” under
						For capital					prompt corrective
	Actual					adequacy purposes					action provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
Tier 1 core capital
First Federal of Hazard	$	20,764		21.2	%	$	³3,926		³4.0	%	$	³4,908		³5.0	%
First Federal of Frankfort	$	19,543		15.9	%	$	³5,511		³4.0	%	$	³6,889		³5.0	%
Total risk-based capital
First Federal of Hazard	$	21,185		42.2	%	$	³4,013		³8.0	%	$	³5,016		³10.0	%
First Federal of Frankfort	$	19,997		28.7	%	$	³5,566		³8.0	%	$	³6,958		³10.0	%
Tier 1 risk-based capital
First Federal of Hazard	$	20,764		41.4	%		N/A		N/A		$	³3,010		³6.0	%
First Federal of Frankfort	$	19,543		28.1	%		N/A		N/A		$	³4,175		³6.0	%