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LOAN COMMITMENTS (Tables)
 12 Months Ended
Jun. 30, 2013
Commitments and Contingencies Disclosure [Abstract]  
Unused Commitments [Table Text Block]
At June 30, 2013 and 2012, the Banks had the following outstanding loan commitments:
 
(in thousands)
 
2013
 
2012
 
Unused commitments:
 
 
 
 
 
 
 
Revolving, open-end lines secured by real estate
 
$
9,026
 
$
8,332
 
Commitments to fund real estate construction loans
 
 
1,284
 
 
948
 
Other unused commitments:
 
 
 
 
 
 
 
Commercial and industrial loans
 
 
2,126
 
 
143
 
Other
 
 
866
 
 
1,146
 
Letters of credit
 
 
16
 
 
—
 
 
 
$
13,318
 
$
10,569