X0202 4 2005-11-23 0000316709 SCHWAB CHARLES CORP SCH 0001296479 Bettinger Walter W C/O THE CHARLES SCHWAB CORPORATION 120 KEARNY STREET SAN FRANCISCO CA 94108 1 1 0 0 EVP/COO - Individual Investor Common Stock 2005-11-23 4 S 0 4300 15.30 D 252225 D Common Stock 2005-11-23 4 S 0 600 15.31 D 251625 D Common Stock 2005-11-23 4 S 0 9900 15.32 D 241725 D Common Stock 2005-11-23 4 S 0 9300 15.33 D 232425 D Common Stock 2005-11-23 4 S 0 1600 15.34 D 230825 D Common Stock 2005-11-23 4 S 0 7900 15.35 D 222925 D Common Stock 2005-11-23 4 S 0 8500 15.36 D 214425 D Common Stock 2005-11-23 4 S 0 4700 15.37 D 209725 D Common Stock 2005-11-23 4 S 0 6600 15.38 D 203125 D Common Stock 2005-11-23 4 S 0 8900 15.39 D 194225 D Common Stock 2005-11-23 4 S 0 15300 15.40 D 178925 D Common Stock 2005-11-23 4 S 0 8700 15.41 D 170225 D Common Stock 2005-11-23 4 S 0 6400 15.42 D 163825 D Common Stock 2005-11-23 4 S 0 5400 15.43 D 158425 D Common Stock 2005-11-23 4 S 0 19600 15.44 D 138825 D Common Stock 2005-11-23 4 S 0 2300 15.46 D 136525 D As of the date of this report, the reporting person also had an indirect beneficial ownership interest in 1,996 shares held by his spouse and 5,036 held by an ESOP. Jane E. Fry, Attorney-in-fact 2005-11-25