X0202 4 2004-07-26 0000316709 SCHWAB CHARLES CORP SCH 0001296479 Bettinger Walter W C/O THE CHARLES SCHWAB CORPORATION 120 KEARNY STREET SAN FRANCISCO CA 94108 0 1 0 0 EVP - Investor Center Network Common Stock 2004-07-26 4 A 0 117028 0 A 255635 D The shares were granted under the Company's 2004 Stock Incentive Plan and vest 25% on the second and third anniversary of the grant date and 50% on the fourth anniversary of the grant date. The reporting person also has an indirect beneficial ownership interest in 1,984.58 shares held by his spouse and 4,969.405 shares held by ESOP. Walter W. Bettinger II 2004-07-27