-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, WL5GLrMmg5UqqegYZ1qNnGx2gixdGSkAkYFik5t4S4az2k3yp2sZVVmgRlkW0HIO mUmDgSHWPFb0PMX1uR1tXA== 0001071787-04-001570.txt : 20041230 0001071787-04-001570.hdr.sgml : 20041230 20041229175309 ACCESSION NUMBER: 0001071787-04-001570 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041225 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041230 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Alternative Loan Trust 2004-16CB CENTRAL INDEX KEY: 0001296346 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110343-19 FILM NUMBER: 041232134 MAIL ADDRESS: STREET 1: 4500 PARK GRANADA CITY: CALABASAS STATE: CA ZIP: 91302 8-K 1 cwt416cb_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust 2004-16CB, Series (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 93,526,673.09 5.500000% 848,935.36 428,663.92 1,277,599.27 0.00 0.00 1A2 51,032,336.17 5.500000% 686,700.27 233,898.21 920,598.48 0.00 0.00 1A3 12,347,000.00 5.500000% 0.00 56,590.42 56,590.42 0.00 0.00 1A4 2,084,500.00 6.000000% 0.00 10,422.50 10,422.50 0.00 0.00 1A5 189,500.00 0.000000% 0.00 0.00 0.00 0.00 0.00 1A6 10,000,000.00 5.500000% 0.00 45,833.33 45,833.33 0.00 0.00 2A1 54,201,347.12 5.000000% 864,345.86 225,838.95 1,090,184.80 0.00 0.00 2A2 44,500,000.00 5.000000% 439,000.00 185,416.67 624,416.67 0.00 0.00 2A3 28,340,741.33 5.000000% 856,940.24 118,086.42 975,026.66 0.00 0.00 2A4 8,425,000.00 5.000000% 0.00 35,104.17 35,104.17 0.00 0.00 3A1 111,170,669.80 5.500000% 2,026,090.63 509,532.24 2,535,622.87 0.00 0.00 4A1 106,122,347.20 5.750000% 3,136,837.25 508,502.91 3,645,340.17 0.00 0.00 4A2 9,001,000.00 5.750000% 0.00 43,129.79 43,129.79 0.00 0.00 4A3 4,669,000.00 6.000000% 0.00 23,345.00 23,345.00 0.00 0.00 4A4 203,000.00 0.000000% 0.00 0.00 0.00 0.00 0.00 4A5 15,300,000.00 5.750000% 0.00 73,312.50 73,312.50 0.00 0.00 5A1 357,378,925.96 6.000000% 8,040,872.83 1,786,894.63 9,827,767.46 0.00 0.00 PO 10,552,706.88 0.000000% 95,070.15 0.00 95,070.15 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.44 0.44 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 22,746,352.19 5.662749% 31,031.98 107,339.06 138,371.04 0.00 0.00 B1 10,110,151.83 5.662749% 13,792.89 47,709.37 61,502.27 0.00 0.00 B2 5,560,484.21 5.662749% 7,585.96 26,239.69 33,825.64 0.00 0.00 B3 5,560,484.21 5.662749% 7,585.96 26,239.69 33,825.64 0.00 0.00 B4 4,044,259.32 5.662749% 5,517.43 19,084.69 24,602.12 0.00 0.00 B5 2,528,935.82 5.662749% 3,450.13 11,933.94 15,384.07 -0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 969,595,415.12 - 17,063,756.94 4,523,118.53 21,586,875.47 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 92,677,737.74 0.00 1A2 50,345,635.90 0.00 1A3 12,347,000.00 0.00 1A4 2,084,500.00 0.00 1A5 189,500.00 0.00 1A6 10,000,000.00 0.00 2A1 53,337,001.26 0.00 2A2 44,061,000.00 0.00 2A3 27,483,801.08 0.00 2A4 8,425,000.00 0.00 3A1 109,144,579.17 0.00 4A1 102,985,509.94 0.00 4A2 9,001,000.00 0.00 4A3 4,669,000.00 0.00 4A4 203,000.00 0.00 4A5 15,300,000.00 0.00 5A1 349,338,053.13 0.00 PO 10,457,636.73 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate M 22,715,320.21 0.00 B1 10,096,358.93 0.00 B2 5,552,898.25 0.00 B3 5,552,898.25 0.00 B4 4,038,741.89 0.00 B5 2,525,485.69 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 952,531,658.18 - - --------------------------------------------------------------------------------
Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 93,526,673.09 5.500000% 12667FLT0 8.843077 4.465249 965.393101 1A2 51,032,336.17 5.500000% 12667FLU7 12.948547 4.410428 949.326568 1A3 12,347,000.00 5.500000% 12667FLV5 0.000000 4.583333 1,000.000000 1A4 2,084,500.00 6.000000% 12667FLW3 0.000000 5.000000 1,000.000000 1A5 189,500.00 0.000000% 12667FNJ0 0.000000 0.000000 1,000.000000 1A6 10,000,000.00 5.500000% 12667FNK7 0.000000 4.583333 1,000.000000 2A1 54,201,347.12 5.000000% 12667FLX1 15.224862 3.977999 939.494844 2A2 44,500,000.00 5.000000% 12667FLY9 9.401435 3.970803 943.591391 2A3 28,340,741.33 5.000000% 12667FNL5 28.564675 3.936214 916.126703 2A4 8,425,000.00 5.000000% 12667FNM3 0.000000 4.166667 1,000.000000 3A1 111,170,669.80 5.500000% 12667FLZ6 17.802395 4.477043 959.006934 4A1 106,122,347.20 5.750000% 12667FMA0 27.018409 4.379870 887.041429 4A2 9,001,000.00 5.750000% 12667FMB8 0.000000 4.791667 1,000.000000 4A3 4,669,000.00 6.000000% 12667FMC6 0.000000 5.000000 1,000.000000 4A4 203,000.00 0.000000% 12667FMD4 0.000000 0.000000 1,000.000000 4A5 15,300,000.00 5.750000% 12667FME2 0.000000 4.791667 1,000.000000 5A1 357,378,925.96 6.000000% 12667FMF9 21.066115 4.681448 915.223471 PO 10,552,706.88 0.000000% 12667FMG7 8.725085 0.000000 959.751965 Residual AR 0.00 5.500000% 12667FMH5 0.000000 4.442784 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate M 22,746,352.19 5.662749% 12667FMJ1 1.354635 4.685658 991.588974 B1 10,110,151.83 5.662749% 12667FMK8 1.354635 4.685658 991.588974 B2 5,560,484.21 5.662749% 12667FML6 1.354635 4.685658 991.588974 B3 5,560,484.21 5.662749% 12667FNQ4 1.354635 4.685658 991.588974 B4 4,044,259.32 5.662749% 12667FNR2 1.354635 4.685658 991.588974 B5 2,528,935.82 5.662749% 12667FNS0 1.354635 4.685658 991.588896 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 969,595,415.12 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 185,661,975.85 141,305,775.81 116,230,059.05 Loan count 981 1121 657 Avg loan rate 5.511544% 5.532443% 5.758543% Prepay amount 1,417,675.67 1,660,545.64 1,919,249.56 Total ----- Prin balance 139,825,143.15 369,508,704.32 952,531,658.18 Loan count 750 2516 6025 Avg loan rate 6.099772% 6.475440% 6.01 Prepay amount 3,008,730.13 7,726,592.79 15,732,793.79 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 38,302.35 28,725.59 24,037.61 Sub servicer fees 557.22 35,517.27 4,910.96 Trustee fees 1,404.61 1,076.28 887.03 Agg advances N/A N/A N/A Adv this period 10,539.80 19,530.02 6,007.64 Total ----- Master serv fees 27,605.41 71,258.77 189,929.74 Sub servicer fees 11,152.64 68,986.25 121,124.34 Trustee fees 1,072.27 2,831.77 7,271.97 Agg advances N/A N/A N/A Adv this period 24,681.87 61,941.78 122,701.11 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 10,150,000.00 10,150,000.00 10,150,000.00 Special Hazard 9,695,954.15 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 0.00 Fraud 10,150,000.00 10,150,000.00 50,750,000.00 Special Hazard 0.00 0.00 9,695,954.15 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.793159% 100.000000% 919,044,747.54 ----------------------------------------------------------------------------- Junior 5.206841% 0.000000% 50,481,703.23 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 95 16,742,185.20 60 to 89 days 10 1,155,165.01 90 or more 5 655,073.58 Foreclosure 3 504,626.77 Totals: 113 19,057,050.56 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 21,586,875.47 21,586,875.47 Principal remittance amount 17,063,756.94 17,063,756.94 Interest remittance amount 4,523,118.53 4,523,118.53 -----END PRIVACY-ENHANCED MESSAGE-----