-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, DKkQzMqC0Iv+5vZGtJvwoH+jcTYxU8s3Yu7PT3C+2jdMaEbRS/PdQbDOdyxYl5vN UQ5ooRru3nrKYu9dcZpXiQ== 0001071787-04-001090.txt : 20041001 0001071787-04-001090.hdr.sgml : 20041001 20041001160453 ACCESSION NUMBER: 0001071787-04-001090 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040825 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041001 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Alternative Loan Trust 2004-16CB CENTRAL INDEX KEY: 0001296346 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110343-19 FILM NUMBER: 041058830 MAIL ADDRESS: STREET 1: 4500 PARK GRANADA CITY: CALABASAS STATE: CA ZIP: 91302 8-K 1 cwt0416cb_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust 2004-16CB, Series (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Countrywide Alternative Loan Trust 2004-16CB Series 2004-16CB On August 25, 2004, The Bank of New York, as Trustee for CWT, Countrywide Alternative Loan Trust 2004-16CB Series 2004-16CB, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Countrywide Alternative Loan Trust 2004-16CB Series 2004-16CB relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 95,754,571.49 5.500000% 109,524.71 438,875.12 548,399.83 0.00 0.00 1A2 52,834,473.90 5.500000% 88,594.08 242,158.01 330,752.09 0.00 0.00 1A3 12,347,000.00 5.500000% 0.00 56,590.42 56,590.42 0.00 0.00 1A4 2,084,500.00 6.000000% 0.00 10,422.50 10,422.50 0.00 0.00 1A5 189,500.00 0.000000% 0.00 0.00 0.00 0.00 0.00 1A6 10,000,000.00 5.500000% 0.00 45,833.33 45,833.33 0.00 0.00 2A1 56,411,722.31 5.000000% 525,700.03 235,048.84 760,748.88 0.00 0.00 2A2 46,256,000.00 5.000000% 439,000.00 192,733.33 631,733.33 0.00 0.00 2A3 29,898,824.61 5.000000% 349,198.18 124,578.44 473,776.61 0.00 0.00 2A4 8,425,000.00 5.000000% 0.00 35,104.17 35,104.17 0.00 0.00 3A1 113,566,409.69 5.500000% 554,622.45 520,512.71 1,075,135.16 0.00 0.00 4A1 115,391,138.37 5.750000% 1,859,300.33 552,915.87 2,412,216.20 0.00 0.00 4A2 9,001,000.00 5.750000% 0.00 43,129.79 43,129.79 0.00 0.00 4A3 4,669,000.00 6.000000% 0.00 23,345.00 23,345.00 0.00 0.00 4A4 203,000.00 0.000000% 0.00 0.00 0.00 0.00 0.00 4A5 15,300,000.00 5.750000% 0.00 73,312.50 73,312.50 0.00 0.00 5A1 379,723,343.85 6.000000% 3,133,018.96 1,898,616.72 5,031,635.68 0.00 0.00 PO 10,865,804.58 0.000000% 15,918.88 0.00 15,918.88 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.23 0.23 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 22,874,530.12 5.661653% 30,518.01 107,923.05 138,441.06 0.00 0.00 B1 10,167,123.52 5.661653% 13,564.45 47,968.94 61,533.39 0.00 0.00 B2 5,591,818.08 5.661653% 7,460.31 26,382.45 33,842.76 0.00 0.00 B3 5,591,818.08 5.661653% 7,460.31 26,382.45 33,842.76 0.00 0.00 B4 4,067,049.12 5.661653% 5,426.05 19,188.52 24,614.56 0.00 0.00 B5 2,543,186.62 5.661653% 3,392.99 11,998.87 15,391.86 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,013,756,814.36 - 7,142,699.74 4,733,021.25 11,875,720.99 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 95,645,046.78 0.00 1A2 52,745,879.82 0.00 1A3 12,347,000.00 0.00 1A4 2,084,500.00 0.00 1A5 189,500.00 0.00 1A6 10,000,000.00 0.00 2A1 55,886,022.28 0.00 2A2 45,817,000.00 0.00 2A3 29,549,626.44 0.00 2A4 8,425,000.00 0.00 3A1 113,011,787.24 0.00 4A1 113,531,838.04 0.00 4A2 9,001,000.00 0.00 4A3 4,669,000.00 0.00 4A4 203,000.00 0.00 4A5 15,300,000.00 0.00 5A1 376,590,324.89 0.00 PO 10,849,885.70 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate M 22,844,012.11 0.00 B1 10,153,559.08 0.00 B2 5,584,357.77 0.00 B3 5,584,357.77 0.00 B4 4,061,623.07 0.00 B5 2,539,793.64 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 1,006,614,114.62 - - --------------------------------------------------------------------------------
Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 95,754,571.49 5.500000% 12667FLT0 1.140882 4.571616 996.302571 1A2 52,834,473.90 5.500000% 12667FLU7 1.670546 4.566176 994.586009 1A3 12,347,000.00 5.500000% 12667FLV5 0.000000 4.583333 1,000.000000 1A4 2,084,500.00 6.000000% 12667FLW3 0.000000 5.000000 1,000.000000 1A5 189,500.00 0.000000% 12667FNJ0 0.000000 0.000000 1,000.000000 1A6 10,000,000.00 5.500000% 12667FNK7 0.000000 4.583333 1,000.000000 2A1 56,411,722.31 5.000000% 12667FLX1 9.259847 4.140225 984.394108 2A2 46,256,000.00 5.000000% 12667FLY9 9.401435 4.127494 981.197130 2A3 29,898,824.61 5.000000% 12667FNL5 11.639939 4.152615 984.987548 2A4 8,425,000.00 5.000000% 12667FNM3 0.000000 4.166667 1,000.000000 3A1 113,566,409.69 5.500000% 12667FLZ6 4.873231 4.573524 992.986444 4A1 115,391,138.37 5.750000% 12667FMA1 16.014645 4.762411 977.879742 4A2 9,001,000.00 5.750000% 12667FMB8 0.000000 4.791667 1,000.000000 4A3 4,669,000.00 6.000000% 12667FMC6 0.000000 5.000000 1,000.000000 4A4 203,000.00 0.000000% 12667FMD4 0.000000 0.000000 1,000.000000 4A5 15,300,000.00 5.750000% 12667FME2 0.000000 4.791667 1,000.000000 5A1 379,723,343.85 6.000000% 12667FMF9 8.208131 4.974146 986.621129 PO 10,865,804.58 0.000000% 12667FMG7 1.460959 0.000000 995.750702 Residual AR 0.00 5.500000% 12667FMH5 0.000000 2.326037 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate M 22,874,530.12 5.661653% 12667FMJ1 1.332199 4.711151 997.206745 B1 10,167,123.52 5.661653% 12667FMK8 1.332199 4.711151 997.206745 B2 5,591,818.08 5.661653% 12667FML6 1.332199 4.711151 997.206745 B3 5,591,818.08 5.661653% 12667FNQ4 1.332199 4.711151 997.206745 B4 4,067,049.12 5.661653% 12667FNR2 1.332199 4.711151 997.206745 B5 2,543,186.62 5.661653% 12667FNS0 1.332199 4.711151 997.206666 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,013,756,814.36 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-16CB, Series 2004-16CB ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 191,379,716.97 147,811,946.17 120,164,027.38 Loan count 1003 1147 675 Avg loan rate 5.510058% 5.534892% 5.757734% Prepay amount 16,396.27 803,010.71 440,723.80 Total ----- Prin balance 150,417,065.04 396,841,359.06 1,006,614,114.62 Loan count 793 2661 6279 Avg loan rate 6.099378% 6.477865% 6.01 Prepay amount 1,724,896.29 2,804,005.00 5,789,032.07 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 39,916.34 31,074.12 24,991.79 Sub servicer fees 559.49 37,184.39 4,987.63 Trustee fees 1,436.99 1,118.67 905.44 Agg advances N/A N/A N/A Adv this period 9,259.66 14,941.63 9,054.89 Total ----- Master serv fees 30,921.93 81,823.84 208,728.03 Sub servicer fees 11,832.00 73,882.51 128,446.03 Trustee fees 1,142.13 2,999.95 7,603.18 Agg advances N/A N/A N/A Adv this period 10,705.13 26,580.44 70,541.75 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 10,150,000.00 10,150,000.00 10,150,000.00 Special Hazard 10,137,568.14 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 0.00 Fraud 10,150,000.00 10,150,000.00 50,750,000.00 Special Hazard 0.00 0.00 10,137,568.14 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.991787% 100.000000% 962,921,288.81 ----------------------------------------------------------------------------- Junior 5.008213% 0.000000% 50,767,703.43 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 62 10,975,299.24 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 62 10,975,299.24 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 11,875,720.99 11,875,720.99 Principal remittance amount 7,142,699.74 7,142,699.74 Interest remittance amount 4,733,021.25 4,733,021.25 -----END PRIVACY-ENHANCED MESSAGE-----