-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, IsS+/0S0PwDOqqD6TaYygJeQkzEx4txt/pU8OvOgv0WUhEmFyV/0Zsa0DfIir7uy 5ke+vXKsW2hPcNNYVCss+w== 0001056404-04-004130.txt : 20041202 0001056404-04-004130.hdr.sgml : 20041202 20041202110036 ACCESSION NUMBER: 0001056404-04-004130 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041126 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041202 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MASTR Asset Securitization Trust 2004-6 CENTRAL INDEX KEY: 0001296256 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106982-31 FILM NUMBER: 041179292 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 BUSINESS PHONE: 2127132000 MAIL ADDRESS: STREET 1: 1285 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 8-K 1 mst04006_nov.txt NOVEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2004-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-31 Pooling and Servicing Agreement) (Commission 54-2155148 (State or other File Number) 54-2155149 jurisdiction 54-2155150 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2004-6 Trust (All Certificates except Group 2). On November 29, 2004 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2004-6 Trust (Group 2 Certificates). ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-6 Trust (All Certificates except Group 2), relating to the November 26, 2004 distribution. Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-6 Trust (Group 2 Certificates), relating to the November 29, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2004-6 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/30/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-6 Trust (All Certificates except Group 2), relating to the November 26, 2004 distribution. Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-6 Trust (Group 2 Certificates), relating to the November 29, 2004 distribution. EX-99.1
Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Record Date: 10/31/2004 Distribution Date: 11/26/2004 MASTR Series: 2004-6 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 57643MCM4 SEN 5.25922% 70,695,277.99 309,834.84 968,427.88 1-A-2 57643MDU5 SEN 5.25922% 34,269,000.00 150,190.09 0.00 2-A-1 57643MCN2 SEN 5.12500% 53,665,042.10 229,194.45 837,924.70 2-A-2 57643MCP7 SEN 2.33250% 8,049,756.32 15,646.71 125,688.70 2-A-3 57643MCQ5 IO 5.66750% 0.00 38,018.33 0.00 2-A-4 57643MCR3 SEN 5.50000% 24,071,633.07 110,328.32 311,789.46 2-A-5 57643MCS1 SEN 5.75000% 21,340,000.00 102,254.17 0.00 2-A-6 57643MCT9 SEN 5.50000% 33,812,135.61 154,972.29 398,940.96 2-A-7 57643MCU6 SEN 6.00000% 4,755,000.00 23,775.00 0.00 2-A-8 57643MCV4 SEN 6.00000% 3,042,074.00 15,210.37 0.00 2-A-9 57643MCW2 ACCR 5.25000% 5,095,296.49 22,291.92 25,199.35 2-A-10 57643MCX0 ACCR 5.25000% 4,739,000.00 20,733.13 0.00 2-A-11 57643MCY8 SEN 5.25000% 5,759,852.51 25,199.35 (25,199.35) 2-A-12 57643MCZ5 SEN 5.50000% 17,146,000.00 78,585.83 0.00 2-A-13 57643MDA9 SEN 5.50000% 1,000,000.00 4,583.33 0.00 2-A-14 57643MDB7 SEN 5.50000% 1,160,000.00 5,316.67 0.00 2-A-15 57643MDC5 PO 0.00000% 970,000.00 0.00 0.00 3-A-1 57643MDD3 SEN 5.25000% 66,378,247.36 290,404.83 733,228.65 4-A-1 57643MDE1 SEN 5.00000% 98,440,798.90 410,170.00 672,554.28 5-A-1 57643MDF8 SEN 5.00000% 142,306,451.02 592,943.55 622,627.34 5-A-2 57643MDT8 PO 0.00000% 7,489,813.21 0.00 32,769.86 6-A-1 57643MDG6 SEN 4.50000% 54,955,073.72 206,081.53 234,727.47 7-A-1 57643MDH4 SEN 5.25000% 137,237,218.46 600,412.83 192,672.72 15-PO 57643MDJ0 PO 0.00000% 4,406,947.73 0.00 28,955.16 30-PO 57643MDK7 PO 0.00000% 4,181,707.23 0.00 5,606.15 15-AX 57643MDL5 IO 5.00000% 0.00 6,517.61 0.00 30-AX 57643MDM3 IO 5.50000% 0.00 6,869.63 0.00 A-UR 57643MDP6 SEN 5.25000% 0.00 0.00 0.00 A-LR 57643MDN1 SEN 5.25000% 0.00 0.13 0.00 1-B-1 57643MDV3 SUB 5.25922% 1,630,724.48 7,146.95 1,843.57 1-B-2 57643MDW1 SUB 5.25922% 652,090.68 2,857.91 737.20 1-B-3 57643MDX9 SUB 5.25922% 326,543.12 1,431.13 369.16 1-B-4 57643MDY7 SUB 5.25922% 325,547.56 1,426.77 368.04 1-B-5 57643MDZ4 SUB 5.25922% 163,271.56 715.57 184.58 1-B-6 57643MEA8 SUB 5.25922% 163,840.69 718.06 185.23 B-1 57643MDQ4 SUB 5.06255% 5,671,619.26 23,927.39 16,360.96 B-2 57643MDR2 SUB 5.06255% 2,520,390.08 10,633.00 7,270.59 B-3 57643MDS0 SUB 5.06255% 945,269.88 3,987.90 2,726.83 B-4 57643MEB6 SUB 5.06255% 945,269.88 3,987.90 2,726.83 B-5 57643MEC4 SUB 5.06255% 629,850.33 2,657.21 1,816.93 B-6 57643MED2 SUB 5.06255% 630,594.10 2,660.35 1,819.08 Totals 819,571,337.34 3,481,685.05 5,202,322.33
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 69,726,850.11 1,278,262.72 0.00 1-A-2 0.00 34,269,000.00 150,190.09 0.00 2-A-1 0.00 52,827,117.41 1,067,119.15 0.00 2-A-2 0.00 7,924,067.61 141,335.41 0.00 2-A-3 0.00 0.00 38,018.33 0.00 2-A-4 0.00 23,759,843.61 422,117.78 0.00 2-A-5 0.00 21,340,000.00 102,254.17 0.00 2-A-6 0.00 33,413,194.65 553,913.25 0.00 2-A-7 0.00 4,755,000.00 23,775.00 0.00 2-A-8 0.00 3,042,074.00 15,210.37 0.00 2-A-9 0.00 5,070,097.13 47,491.27 0.00 2-A-10 0.00 4,739,000.00 20,733.13 0.00 2-A-11 0.00 5,785,051.87 0.00 0.00 2-A-12 0.00 17,146,000.00 78,585.83 0.00 2-A-13 0.00 1,000,000.00 4,583.33 0.00 2-A-14 0.00 1,160,000.00 5,316.67 0.00 2-A-15 0.00 970,000.00 0.00 0.00 3-A-1 0.00 65,645,018.71 1,023,633.48 0.00 4-A-1 0.00 97,768,244.62 1,082,724.28 0.00 5-A-1 0.00 141,683,823.67 1,215,570.89 0.00 5-A-2 0.00 7,457,043.35 32,769.86 0.00 6-A-1 0.00 54,720,346.25 440,809.00 0.00 7-A-1 0.00 137,044,545.74 793,085.55 0.00 15-PO 0.00 4,377,992.56 28,955.16 0.00 30-PO 0.00 4,176,101.08 5,606.15 0.00 15-AX 0.00 0.00 6,517.61 0.00 30-AX 0.00 0.00 6,869.63 0.00 A-UR 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.13 0.00 1-B-1 0.00 1,628,880.91 8,990.52 0.00 1-B-2 0.00 651,353.48 3,595.11 0.00 1-B-3 0.00 326,173.95 1,800.29 0.00 1-B-4 0.00 325,179.52 1,794.81 0.00 1-B-5 0.00 163,086.98 900.15 0.00 1-B-6 0.00 163,655.46 903.29 0.00 B-1 0.00 5,655,258.30 40,288.35 0.00 B-2 0.00 2,513,119.49 17,903.59 0.00 B-3 0.00 942,543.05 6,714.73 0.00 B-4 0.00 942,543.05 6,714.73 0.00 B-5 0.00 628,033.39 4,474.14 0.00 B-6 0.00 628,775.02 4,479.43 0.00 Totals 0.00 814,369,014.97 8,684,007.38 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 71,672,000.00 70,695,277.99 118,664.67 849,763.21 0.00 0.00 1-A-2 34,269,000.00 34,269,000.00 0.00 0.00 0.00 0.00 2-A-1 56,160,000.00 53,665,042.10 104,396.68 733,528.01 0.00 0.00 2-A-2 8,424,000.00 8,049,756.32 15,659.50 110,029.20 0.00 0.00 2-A-3 0.00 0.00 0.00 0.00 0.00 0.00 2-A-4 25,000,000.00 24,071,633.07 38,845.72 272,943.74 0.00 0.00 2-A-5 21,340,000.00 21,340,000.00 0.00 0.00 0.00 0.00 2-A-6 35,000,000.00 33,812,135.61 49,703.89 349,237.08 0.00 0.00 2-A-7 4,755,000.00 4,755,000.00 0.00 0.00 0.00 0.00 2-A-8 3,042,074.00 3,042,074.00 0.00 0.00 0.00 0.00 2-A-9 5,195,000.00 5,095,296.49 3,139.58 22,059.78 0.00 0.00 2-A-10 4,739,000.00 4,739,000.00 0.00 0.00 0.00 0.00 2-A-11 5,660,149.00 5,759,852.51 0.00 0.00 (25,199.35) 0.00 2-A-12 17,146,000.00 17,146,000.00 0.00 0.00 0.00 0.00 2-A-13 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 2-A-14 1,160,000.00 1,160,000.00 0.00 0.00 0.00 0.00 2-A-15 970,000.00 970,000.00 0.00 0.00 0.00 0.00 3-A-1 70,000,000.00 66,378,247.36 260,754.55 472,474.10 0.00 0.00 4-A-1 103,098,000.00 98,440,798.90 392,474.28 280,079.99 0.00 0.00 5-A-1 145,350,000.00 142,306,451.02 564,706.57 57,920.77 0.00 0.00 5-A-2 7,650,000.00 7,489,813.21 29,721.40 3,048.46 0.00 0.00 6-A-1 56,000,000.00 54,955,073.72 224,396.18 10,331.30 0.00 0.00 7-A-1 140,000,000.00 137,237,218.46 159,337.87 33,334.85 0.00 0.00 15-PO 4,485,902.16 4,406,947.73 17,557.11 11,398.06 0.00 0.00 30-PO 4,244,792.89 4,181,707.23 4,847.17 758.98 0.00 0.00 15-AX 0.00 0.00 0.00 0.00 0.00 0.00 30-AX 0.00 0.00 0.00 0.00 0.00 0.00 A-UR 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 1-B-1 1,638,000.00 1,630,724.48 1,843.57 0.00 0.00 0.00 1-B-2 655,000.00 652,090.68 737.20 0.00 0.00 0.00 1-B-3 328,000.00 326,543.12 369.16 0.00 0.00 0.00 1-B-4 327,000.00 325,547.56 368.04 0.00 0.00 0.00 1-B-5 164,000.00 163,271.56 184.58 0.00 0.00 0.00 1-B-6 164,571.67 163,840.69 185.23 0.00 0.00 0.00 B-1 5,736,000.00 5,671,619.26 16,360.96 0.00 0.00 0.00 B-2 2,549,000.00 2,520,390.08 7,270.59 0.00 0.00 0.00 B-3 956,000.00 945,269.88 2,726.83 0.00 0.00 0.00 B-4 956,000.00 945,269.88 2,726.83 0.00 0.00 0.00 B-5 637,000.00 629,850.33 1,816.93 0.00 0.00 0.00 B-6 637,752.16 630,594.10 1,819.08 0.00 0.00 0.00 Totals 841,109,341.88 819,571,337.34 2,020,614.17 3,206,907.53 (25,199.35) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 968,427.88 69,726,850.11 0.97286039 968,427.88 1-A-2 0.00 34,269,000.00 1.00000000 0.00 2-A-1 837,924.70 52,827,117.41 0.94065380 837,924.70 2-A-2 125,688.70 7,924,067.61 0.94065380 125,688.70 2-A-3 0.00 0.00 0.00000000 0.00 2-A-4 311,789.46 23,759,843.61 0.95039374 311,789.46 2-A-5 0.00 21,340,000.00 1.00000000 0.00 2-A-6 398,940.96 33,413,194.65 0.95466270 398,940.96 2-A-7 0.00 4,755,000.00 1.00000000 0.00 2-A-8 0.00 3,042,074.00 1.00000000 0.00 2-A-9 25,199.35 5,070,097.13 0.97595710 25,199.35 2-A-10 0.00 4,739,000.00 1.00000000 0.00 2-A-11 (25,199.35) 5,785,051.87 1.02206706 (25,199.35) 2-A-12 0.00 17,146,000.00 1.00000000 0.00 2-A-13 0.00 1,000,000.00 1.00000000 0.00 2-A-14 0.00 1,160,000.00 1.00000000 0.00 2-A-15 0.00 970,000.00 1.00000000 0.00 3-A-1 733,228.65 65,645,018.71 0.93778598 733,228.65 4-A-1 672,554.28 97,768,244.62 0.94830399 672,554.28 5-A-1 622,627.34 141,683,823.67 0.97477691 622,627.34 5-A-2 32,769.86 7,457,043.35 0.97477691 32,769.86 6-A-1 234,727.47 54,720,346.25 0.97714904 234,727.47 7-A-1 192,672.72 137,044,545.74 0.97888961 192,672.72 15-PO 28,955.16 4,377,992.56 0.97594473 28,955.16 30-PO 5,606.15 4,176,101.08 0.98381739 5,606.15 15-AX 0.00 0.00 0.00000000 0.00 30-AX 0.00 0.00 0.00000000 0.00 A-UR 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 1-B-1 1,843.57 1,628,880.91 0.99443279 1,843.57 1-B-2 737.20 651,353.48 0.99443279 737.20 1-B-3 369.16 326,173.95 0.99443277 369.16 1-B-4 368.04 325,179.52 0.99443278 368.04 1-B-5 184.58 163,086.98 0.99443280 184.58 1-B-6 185.23 163,655.46 0.99443276 185.23 B-1 16,360.96 5,655,258.30 0.98592369 16,360.96 B-2 7,270.59 2,513,119.49 0.98592369 7,270.59 B-3 2,726.83 942,543.05 0.98592369 2,726.83 B-4 2,726.83 942,543.05 0.98592369 2,726.83 B-5 1,816.93 628,033.39 0.98592369 1,816.93 B-6 1,819.08 628,775.02 0.98592378 1,819.08 Totals 5,202,322.33 814,369,014.97 0.96820826 5,202,322.33
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 71,672,000.00 986.37233494 1.65566288 11.85627874 0.00000000 1-A-2 34,269,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-1 56,160,000.00 955.57411147 1.85891524 13.06139619 0.00000000 2-A-2 8,424,000.00 955.57411206 1.85891500 13.06139601 0.00000000 2-A-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 25,000,000.00 962.86532280 1.55382880 10.91774960 0.00000000 2-A-5 21,340,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-6 35,000,000.00 966.06101743 1.42011114 9.97820229 0.00000000 2-A-7 4,755,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-8 3,042,074.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-9 5,195,000.00 980.80779403 0.60434649 4.24634841 0.00000000 2-A-10 4,739,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-11 5,660,149.00 1017.61499741 0.00000000 0.00000000 (4.45206478) 2-A-12 17,146,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-13 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-14 1,160,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-15 970,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-1 70,000,000.00 948.26067657 3.72506500 6.74963000 0.00000000 4-A-1 103,098,000.00 954.82743506 3.80680789 2.71663844 0.00000000 5-A-1 145,350,000.00 979.06055053 3.88515012 0.39849171 0.00000000 5-A-2 7,650,000.00 979.06055033 3.88515033 0.39849150 0.00000000 6-A-1 56,000,000.00 981.34060214 4.00707464 0.18448750 0.00000000 7-A-1 140,000,000.00 980.26584614 1.13812764 0.23810607 0.00000000 15-PO 4,485,902.16 982.39943111 3.91384149 2.54086237 0.00000000 30-PO 4,244,792.89 985.13810647 1.14190966 0.17880260 0.00000000 15-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 30-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-UR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-B-1 1,638,000.00 995.55829060 1.12550061 0.00000000 0.00000000 1-B-2 655,000.00 995.55829008 1.12549618 0.00000000 0.00000000 1-B-3 328,000.00 995.55829268 1.12548780 0.00000000 0.00000000 1-B-4 327,000.00 995.55828746 1.12550459 0.00000000 0.00000000 1-B-5 164,000.00 995.55829268 1.12548780 0.00000000 0.00000000 1-B-6 164,571.67 995.55828777 1.12552786 0.00000000 0.00000000 B-1 5,736,000.00 988.77602162 2.85232915 0.00000000 0.00000000 B-2 2,549,000.00 988.77602197 2.85233033 0.00000000 0.00000000 B-3 956,000.00 988.77602510 2.85233264 0.00000000 0.00000000 B-4 956,000.00 988.77602510 2.85233264 0.00000000 0.00000000 B-5 637,000.00 988.77602826 2.85232339 0.00000000 0.00000000 B-6 637,752.16 988.77611014 2.85233060 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 13.51194162 972.86039332 0.97286039 13.51194162 1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-1 0.00000000 14.92031161 940.65380004 0.94065380 14.92031161 2-A-2 0.00000000 14.92031102 940.65379986 0.94065380 14.92031102 2-A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00000000 12.47157840 950.39374440 0.95039374 12.47157840 2-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-6 0.00000000 11.39831314 954.66270429 0.95466270 11.39831314 2-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-9 0.00000000 4.85069297 975.95709913 0.97595710 4.85069297 2-A-10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-11 0.00000000 (4.45206478) 1,022.06706396 1.02206706 (4.45206478) 2-A-12 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-13 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-14 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-1 0.00000000 10.47469500 937.78598157 0.93778598 10.47469500 4-A-1 0.00000000 6.52344643 948.30398863 0.94830399 6.52344643 5-A-1 0.00000000 4.28364183 974.77690863 0.97477691 4.28364183 5-A-2 0.00000000 4.28364183 974.77690850 0.97477691 4.28364183 6-A-1 0.00000000 4.19156196 977.14904018 0.97714904 4.19156196 7-A-1 0.00000000 1.37623371 978.88961243 0.97888961 1.37623371 15-PO 0.00000000 6.45470163 975.94472725 0.97594473 6.45470163 30-PO 0.00000000 1.32071226 983.81739421 0.98381739 1.32071226 15-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 30-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-B-1 0.00000000 1.12550061 994.43278999 0.99443279 1.12550061 1-B-2 0.00000000 1.12549618 994.43279389 0.99443279 1.12549618 1-B-3 0.00000000 1.12548780 994.43277439 0.99443277 1.12548780 1-B-4 0.00000000 1.12550459 994.43278287 0.99443278 1.12550459 1-B-5 0.00000000 1.12548780 994.43280488 0.99443280 1.12548780 1-B-6 0.00000000 1.12552786 994.43275990 0.99443276 1.12552786 B-1 0.00000000 2.85232915 985.92369247 0.98592369 2.85232915 B-2 0.00000000 2.85233033 985.92369164 0.98592369 2.85233033 B-3 0.00000000 2.85233264 985.92369247 0.98592369 2.85233264 B-4 0.00000000 2.85233264 985.92369247 0.98592369 2.85233264 B-5 0.00000000 2.85232339 985.92368917 0.98592369 2.85232339 B-6 0.00000000 2.85233060 985.92377954 0.98592378 2.85233060 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 71,672,000.00 5.25922% 70,695,277.99 309,834.84 0.00 0.00 1-A-2 34,269,000.00 5.25922% 34,269,000.00 150,190.09 0.00 0.00 2-A-1 56,160,000.00 5.12500% 53,665,042.10 229,194.45 0.00 0.00 2-A-2 8,424,000.00 2.33250% 8,049,756.32 15,646.71 0.00 0.00 2-A-3 0.00 5.66750% 8,049,756.32 38,018.33 0.00 0.00 2-A-4 25,000,000.00 5.50000% 24,071,633.07 110,328.32 0.00 0.00 2-A-5 21,340,000.00 5.75000% 21,340,000.00 102,254.17 0.00 0.00 2-A-6 35,000,000.00 5.50000% 33,812,135.61 154,972.29 0.00 0.00 2-A-7 4,755,000.00 6.00000% 4,755,000.00 23,775.00 0.00 0.00 2-A-8 3,042,074.00 6.00000% 3,042,074.00 15,210.37 0.00 0.00 2-A-9 5,195,000.00 5.25000% 5,095,296.49 22,291.92 0.00 0.00 2-A-10 4,739,000.00 5.25000% 4,739,000.00 20,733.13 0.00 0.00 2-A-11 5,660,149.00 5.25000% 5,759,852.51 25,199.35 0.00 0.00 2-A-12 17,146,000.00 5.50000% 17,146,000.00 78,585.83 0.00 0.00 2-A-13 1,000,000.00 5.50000% 1,000,000.00 4,583.33 0.00 0.00 2-A-14 1,160,000.00 5.50000% 1,160,000.00 5,316.67 0.00 0.00 2-A-15 970,000.00 0.00000% 970,000.00 0.00 0.00 0.00 3-A-1 70,000,000.00 5.25000% 66,378,247.36 290,404.83 0.00 0.00 4-A-1 103,098,000.00 5.00000% 98,440,798.90 410,170.00 0.00 0.00 5-A-1 145,350,000.00 5.00000% 142,306,451.02 592,943.55 0.00 0.00 5-A-2 7,650,000.00 0.00000% 7,489,813.21 0.00 0.00 0.00 6-A-1 56,000,000.00 4.50000% 54,955,073.72 206,081.53 0.00 0.00 7-A-1 140,000,000.00 5.25000% 137,237,218.46 600,412.83 0.00 0.00 15-PO 4,485,902.16 0.00000% 4,406,947.73 0.00 0.00 0.00 30-PO 4,244,792.89 0.00000% 4,181,707.23 0.00 0.00 0.00 15-AX 0.00 5.00000% 1,564,225.62 6,517.61 0.00 0.00 30-AX 0.00 5.50000% 1,498,827.63 6,869.63 0.00 0.00 A-UR 50.00 5.25000% 0.00 0.00 0.00 0.00 A-LR 50.00 5.25000% 0.00 0.00 0.00 0.00 1-B-1 1,638,000.00 5.25922% 1,630,724.48 7,146.95 0.00 0.00 1-B-2 655,000.00 5.25922% 652,090.68 2,857.91 0.00 0.00 1-B-3 328,000.00 5.25922% 326,543.12 1,431.13 0.00 0.00 1-B-4 327,000.00 5.25922% 325,547.56 1,426.77 0.00 0.00 1-B-5 164,000.00 5.25922% 163,271.56 715.57 0.00 0.00 1-B-6 164,571.67 5.25922% 163,840.69 718.06 0.00 0.00 B-1 5,736,000.00 5.06255% 5,671,619.26 23,927.39 0.00 0.00 B-2 2,549,000.00 5.06255% 2,520,390.08 10,633.00 0.00 0.00 B-3 956,000.00 5.06255% 945,269.88 3,987.90 0.00 0.00 B-4 956,000.00 5.06255% 945,269.88 3,987.90 0.00 0.00 B-5 637,000.00 5.06255% 629,850.33 2,657.21 0.00 0.00 B-6 637,752.16 5.06255% 630,594.10 2,660.35 0.00 0.00 Totals 841,109,341.88 3,481,684.92 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 309,834.84 0.00 69,726,850.11 1-A-2 0.00 0.00 150,190.09 0.00 34,269,000.00 2-A-1 0.00 0.00 229,194.45 0.00 52,827,117.41 2-A-2 0.00 0.00 15,646.71 0.00 7,924,067.61 2-A-3 0.00 0.00 38,018.33 0.00 7,924,067.61 2-A-4 0.00 0.00 110,328.32 0.00 23,759,843.61 2-A-5 0.00 0.00 102,254.17 0.00 21,340,000.00 2-A-6 0.00 0.00 154,972.29 0.00 33,413,194.65 2-A-7 0.00 0.00 23,775.00 0.00 4,755,000.00 2-A-8 0.00 0.00 15,210.37 0.00 3,042,074.00 2-A-9 0.00 0.00 22,291.92 0.00 5,070,097.13 2-A-10 0.00 0.00 20,733.13 0.00 4,739,000.00 2-A-11 0.00 0.00 25,199.35 0.00 5,785,051.87 2-A-12 0.00 0.00 78,585.83 0.00 17,146,000.00 2-A-13 0.00 0.00 4,583.33 0.00 1,000,000.00 2-A-14 0.00 0.00 5,316.67 0.00 1,160,000.00 2-A-15 0.00 0.00 0.00 0.00 970,000.00 3-A-1 0.00 0.00 290,404.83 0.00 65,645,018.71 4-A-1 0.00 0.00 410,170.00 0.00 97,768,244.62 5-A-1 0.00 0.00 592,943.55 0.00 141,683,823.67 5-A-2 0.00 0.00 0.00 0.00 7,457,043.35 6-A-1 0.00 0.00 206,081.53 0.00 54,720,346.25 7-A-1 0.00 0.00 600,412.83 0.00 137,044,545.74 15-PO 0.00 0.00 0.00 0.00 4,377,992.56 30-PO 0.00 0.00 0.00 0.00 4,176,101.08 15-AX 0.00 0.00 6,517.61 0.00 1,555,413.74 30-AX 0.00 0.00 6,869.63 0.00 1,495,689.91 A-UR 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.13 0.00 0.00 1-B-1 0.00 0.00 7,146.95 0.00 1,628,880.91 1-B-2 0.00 0.00 2,857.91 0.00 651,353.48 1-B-3 0.00 0.00 1,431.13 0.00 326,173.95 1-B-4 0.00 0.00 1,426.77 0.00 325,179.52 1-B-5 0.00 0.00 715.57 0.00 163,086.98 1-B-6 0.00 0.00 718.06 0.00 163,655.46 B-1 0.00 0.00 23,927.39 0.00 5,655,258.30 B-2 0.00 0.00 10,633.00 0.00 2,513,119.49 B-3 0.00 0.00 3,987.90 0.00 942,543.05 B-4 0.00 0.00 3,987.90 0.00 942,543.05 B-5 0.00 0.00 2,657.21 0.00 628,033.39 B-6 0.00 0.00 2,660.35 0.00 628,775.02 Totals 0.00 0.00 3,481,685.05 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 71,672,000.00 5.25922% 986.37233494 4.32295513 0.00000000 0.00000000 1-A-2 34,269,000.00 5.25922% 1000.00000000 4.38268085 0.00000000 0.00000000 2-A-1 56,160,000.00 5.12500% 955.57411147 4.08109776 0.00000000 0.00000000 2-A-2 8,424,000.00 2.33250% 955.57411206 1.85739672 0.00000000 0.00000000 2-A-3 0.00 5.66750% 955.57411206 4.51309710 0.00000000 0.00000000 2-A-4 25,000,000.00 5.50000% 962.86532280 4.41313280 0.00000000 0.00000000 2-A-5 21,340,000.00 5.75000% 1000.00000000 4.79166682 0.00000000 0.00000000 2-A-6 35,000,000.00 5.50000% 966.06101743 4.42777971 0.00000000 0.00000000 2-A-7 4,755,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 2-A-8 3,042,074.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 2-A-9 5,195,000.00 5.25000% 980.80779403 4.29103369 0.00000000 0.00000000 2-A-10 4,739,000.00 5.25000% 1000.00000000 4.37500106 0.00000000 0.00000000 2-A-11 5,660,149.00 5.25000% 1017.61499741 4.45206478 0.00000000 0.00000000 2-A-12 17,146,000.00 5.50000% 1000.00000000 4.58333314 0.00000000 0.00000000 2-A-13 1,000,000.00 5.50000% 1000.00000000 4.58333000 0.00000000 0.00000000 2-A-14 1,160,000.00 5.50000% 1000.00000000 4.58333621 0.00000000 0.00000000 2-A-15 970,000.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-1 70,000,000.00 5.25000% 948.26067657 4.14864043 0.00000000 0.00000000 4-A-1 103,098,000.00 5.00000% 954.82743506 3.97844769 0.00000000 0.00000000 5-A-1 145,350,000.00 5.00000% 979.06055053 4.07941899 0.00000000 0.00000000 5-A-2 7,650,000.00 0.00000% 979.06055033 0.00000000 0.00000000 0.00000000 6-A-1 56,000,000.00 4.50000% 981.34060214 3.68002732 0.00000000 0.00000000 7-A-1 140,000,000.00 5.25000% 980.26584614 4.28866307 0.00000000 0.00000000 15-PO 4,485,902.16 0.00000% 982.39943111 0.00000000 0.00000000 0.00000000 30-PO 4,244,792.89 0.00000% 985.13810647 0.00000000 0.00000000 0.00000000 15-AX 0.00 5.00000% 945.13789171 3.93807651 0.00000000 0.00000000 30-AX 0.00 5.50000% 968.69954096 4.43987507 0.00000000 0.00000000 A-UR 50.00 5.25000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 5.25000% 0.00000000 0.00000000 0.00000000 0.00000000 1-B-1 1,638,000.00 5.25922% 995.55829060 4.36321734 0.00000000 0.00000000 1-B-2 655,000.00 5.25922% 995.55829008 4.36322137 0.00000000 0.00000000 1-B-3 328,000.00 5.25922% 995.55829268 4.36320122 0.00000000 0.00000000 1-B-4 327,000.00 5.25922% 995.55828746 4.36321101 0.00000000 0.00000000 1-B-5 164,000.00 5.25922% 995.55829268 4.36323171 0.00000000 0.00000000 1-B-6 164,571.67 5.25922% 995.55828777 4.36320540 0.00000000 0.00000000 B-1 5,736,000.00 5.06255% 988.77602162 4.17144177 0.00000000 0.00000000 B-2 2,549,000.00 5.06255% 988.77602197 4.17143978 0.00000000 0.00000000 B-3 956,000.00 5.06255% 988.77602510 4.17144351 0.00000000 0.00000000 B-4 956,000.00 5.06255% 988.77602510 4.17144351 0.00000000 0.00000000 B-5 637,000.00 5.06255% 988.77602826 4.17144427 0.00000000 0.00000000 B-6 637,752.16 5.06255% 988.77611014 4.17144804 0.00000000 0.00000000 (5) All Classes are Per $1,000 denomination
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 4.32295513 0.00000000 972.86039332 1-A-2 0.00000000 0.00000000 4.38268085 0.00000000 1000.00000000 2-A-1 0.00000000 0.00000000 4.08109776 0.00000000 940.65380004 2-A-2 0.00000000 0.00000000 1.85739672 0.00000000 940.65379986 2-A-3 0.00000000 0.00000000 4.51309710 0.00000000 940.65379986 2-A-4 0.00000000 0.00000000 4.41313280 0.00000000 950.39374440 2-A-5 0.00000000 0.00000000 4.79166682 0.00000000 1000.00000000 2-A-6 0.00000000 0.00000000 4.42777971 0.00000000 954.66270429 2-A-7 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 2-A-8 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 2-A-9 0.00000000 0.00000000 4.29103369 0.00000000 975.95709913 2-A-10 0.00000000 0.00000000 4.37500106 0.00000000 1000.00000000 2-A-11 0.00000000 0.00000000 4.45206478 0.00000000 1022.06706396 2-A-12 0.00000000 0.00000000 4.58333314 0.00000000 1000.00000000 2-A-13 0.00000000 0.00000000 4.58333000 0.00000000 1000.00000000 2-A-14 0.00000000 0.00000000 4.58333621 0.00000000 1000.00000000 2-A-15 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000 3-A-1 0.00000000 0.00000000 4.14864043 0.00000000 937.78598157 4-A-1 0.00000000 0.00000000 3.97844769 0.00000000 948.30398863 5-A-1 0.00000000 0.00000000 4.07941899 0.00000000 974.77690863 5-A-2 0.00000000 0.00000000 0.00000000 0.00000000 974.77690850 6-A-1 0.00000000 0.00000000 3.68002732 0.00000000 977.14904018 7-A-1 0.00000000 0.00000000 4.28866307 0.00000000 978.88961243 15-PO 0.00000000 0.00000000 0.00000000 0.00000000 975.94472725 30-PO 0.00000000 0.00000000 0.00000000 0.00000000 983.81739421 15-AX 0.00000000 0.00000000 3.93807651 0.00000000 939.81356920 30-AX 0.00000000 0.00000000 4.43987507 0.00000000 966.67161736 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 2.60000000 0.00000000 0.00000000 1-B-1 0.00000000 0.00000000 4.36321734 0.00000000 994.43278999 1-B-2 0.00000000 0.00000000 4.36322137 0.00000000 994.43279389 1-B-3 0.00000000 0.00000000 4.36320122 0.00000000 994.43277439 1-B-4 0.00000000 0.00000000 4.36321101 0.00000000 994.43278287 1-B-5 0.00000000 0.00000000 4.36323171 0.00000000 994.43280488 1-B-6 0.00000000 0.00000000 4.36320540 0.00000000 994.43275990 B-1 0.00000000 0.00000000 4.17144177 0.00000000 985.92369247 B-2 0.00000000 0.00000000 4.17143978 0.00000000 985.92369164 B-3 0.00000000 0.00000000 4.17144351 0.00000000 985.92369247 B-4 0.00000000 0.00000000 4.17144351 0.00000000 985.92369247 B-5 0.00000000 0.00000000 4.17144427 0.00000000 985.92368917 B-6 0.00000000 0.00000000 4.17144804 0.00000000 985.92377954 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage 2-A-14-1 5.50000% 0.00 0.00 675,000.00 675,000.00 100.00000000% 2-A-14-2 5.50000% 0.00 0.00 100,000.00 100,000.00 100.00000000% 2-A-14-3 5.50000% 0.00 0.00 385,000.00 385,000.00 100.00000000% 15-PO-1 0.00000% 0.00 0.00 663,382.87 650,779.45 96.23981904% 15-PO-2 0.00000% 0.00 0.00 955,292.04 951,187.97 97.90873479% 15-PO-3 0.00000% 0.00 0.00 2,037,723.97 2,028,626.76 97.79738662% 15-PO-4 0.00000% 0.00 0.00 750,548.85 747,398.39 97.84295742% 30-PO-1 0.00000% 0.00 0.00 1,650,735.51 1,648,529.34 99.36298161% 30-PO-2 0.00000% 0.00 0.00 2,530,971.72 2,527,571.74 97.75213029% 15-AX-1 5.00000% 1,142,357.30 1,135,309.80 0.00 0.00 92.54920446% 15-AX-2 5.00000% 219,964.55 219,107.74 0.00 0.00 98.08185790% 30-AX-1 5.50000% 196,775.08 195,007.60 0.00 0.00 98.20231305% 30-AX-2 5.50000% 1,302,052.54 1,300,682.31 0.00 0.00 96.44112863%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 8,804,653.87 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 31,881.78 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 8,836,535.65 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 152,528.27 Payment of Interest and Principal 8,684,007.38 Total Withdrawals (Pool Distribution Amount) 8,836,535.65 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 150,252.22 Master Servicing Fee 2,017.15 WMMSC Master Servicing Fee 258.90 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 152,528.27
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 3,702,224.81 0.00 0.00 0.00 3,702,224.81 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 1 0 0 0 1 872,337.10 0.00 0.00 0.00 872,337.10 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 9 0 0 0 9 4,574,561.91 0.00 0.00 0.00 4,574,561.91 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.574713% 0.000000% 0.000000% 0.000000% 0.574713% 0.509213% 0.000000% 0.000000% 0.000000% 0.509213% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.071839% 0.000000% 0.000000% 0.000000% 0.071839% 0.119983% 0.000000% 0.000000% 0.000000% 0.119983% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.646552% 0.000000% 0.000000% 0.000000% 0.646552% 0.629197% 0.000000% 0.000000% 0.000000% 0.629197%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 746,296.22 0.00 0.00 0.00 746,296.22 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 1 0 0 0 1 872,337.10 0.00 0.00 0.00 872,337.10 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 1,618,633.32 0.00 0.00 0.00 1,618,633.32 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.041667% 0.000000% 0.000000% 0.000000% 1.041667% 0.759417% 0.000000% 0.000000% 0.000000% 0.759417% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.520833% 0.000000% 0.000000% 0.000000% 0.520833% 0.887674% 0.000000% 0.000000% 0.000000% 0.887674% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.562500% 0.000000% 0.000000% 0.000000% 1.562500% 1.647092% 0.000000% 0.000000% 0.000000% 1.647092% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 458,430.39 0.00 0.00 0.00 458,430.39 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 458,430.39 0.00 0.00 0.00 458,430.39 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.480769% 0.000000% 0.000000% 0.000000% 0.480769% 0.427028% 0.000000% 0.000000% 0.000000% 0.427028% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.480769% 0.000000% 0.000000% 0.000000% 0.480769% 0.427028% 0.000000% 0.000000% 0.000000% 0.427028% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 796,873.26 0.00 0.00 0.00 796,873.26 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 796,873.26 0.00 0.00 0.00 796,873.26 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.111111% 0.000000% 0.000000% 0.000000% 1.111111% 0.795789% 0.000000% 0.000000% 0.000000% 0.795789% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.111111% 0.000000% 0.000000% 0.000000% 1.111111% 0.795789% 0.000000% 0.000000% 0.000000% 0.795789% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 1,700,624.94 0.00 0.00 0.00 1,700,624.94 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 1,700,624.94 0.00 0.00 0.00 1,700,624.94 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.016949% 0.000000% 0.000000% 0.000000% 1.016949% 1.099521% 0.000000% 0.000000% 0.000000% 1.099521% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.016949% 0.000000% 0.000000% 0.000000% 1.016949% 1.099521% 0.000000% 0.000000% 0.000000% 1.099521% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total GROUP 7 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 31,881.78
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 200,000.00 0.02377812% 0.00 0.00000000% Fraud 7,465,181.00 0.88753990% 0.00 0.00000000% Special Hazard 8,686,527.00 1.03274647% 0.00 0.00000000% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed Fixed Ratio Strip Weighted Average Gross Coupon 5.298956% Weighted Average Pass-Through Rate 5.090104% Weighted Average Maturity (Stepdown Calculation) 259 Beginning Scheduled Collateral Loan Count 1,396 Number Of Loans Paid In Full 4 Ending Scheduled Collateral Loan Count 1,392 Beginning Scheduled Collateral Balance 729,125,257.27 Ending Scheduled Collateral Balance 725,482,793.89 Ending Actual Collateral Balance at 01-Nov-2004 727,048,129.18 Monthly P &I Constant 5,131,388.34 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 8,516,325.51 Class AP Deferred Amount 0.00 Scheduled Principal 1,911,719.44 Unscheduled Principal 1,730,743.94
Special Hazard Loss Coverage Amount - Group 1 2,816,689.00 Special Hazard Loss Coverage Amount - Groups 2 thru 7 5,869,838.00 Fraud Loss Coverage Amount - Group 1 1,092,176.00 Fraud Loss Coverage Amount - Groups 2 thru 7 6,373,005.00 Bankruptcy Loss Coverage Amount - Group 1 100,000.00 Bankruptcy Loss Coverage Amount - Group 2 thru 7 100,000.00
Miscellaneous Reporting Senior % - Group 1 96.985928% Senior % - Group 2 98.669063% Senior % - Group 3 97.711151% Senior % - Group 4 98.892739% Senior % - Group 5 98.038223% Senior % - Group 6 97.690322% Senior % - Group 7 98.635144% Senior Prepayment % - Group 1 100.000000% Senior Prepayment % - Group 2 100.000000% Senior Prepayment % - Group 3 100.000000% Senior Prepayment % - Group 4 100.000000% Senior Prepayment % - Group 5 100.000000% Senior Prepayment % - Group 6 100.000000% Senior Prepayment % - Group 7 100.000000% Junior % - Group 1 3.014072% Junior % - Group 2 1.330937% Junior % - Group 3 2.288849% Junior % - Group 4 1.107261% Junior % - Group 5 1.961777% Junior % - Group 6 2.309678% Junior % - Group 7 1.364856%
Group Level Collateral Statement Group GROUP 1 GROUP 3 GROUP 4 Collateral Description Fixed 30 Year Fixed 15 Year Ratio Strip Fixed 15 Year Ratio Strip Weighted Average Coupon Rate 5.519218 5.530156 5.210065 Weighted Average Net Rate 5.269218 5.284290 4.964226 Weighted Average Maturity 353 171 172 Beginning Loan Count 210 122 181 Loans Paid In Full 2 1 1 Ending Loan Count 208 121 180 Beginning Scheduled Balance 108,226,296.08 68,596,517.27 100,498,292.08 Ending scheduled Balance 107,254,180.41 67,844,577.12 99,817,239.36 Record Date 11/01/2004 11/01/2004 11/01/2004 Principal And Interest Constant 620,122.86 585,583.51 836,961.61 Scheduled Principal 122,352.46 269,458.99 400,626.06 Unscheduled Principal 849,763.21 482,481.16 280,426.66 Scheduled Interest 497,770.40 316,124.52 436,335.55 Servicing Fees 22,547.15 14,054.63 20,588.72 Master Servicing Fees 0.00 61.47 67.80 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 41.10 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 475,223.25 301,967.32 415,679.03 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00
Group Level Collateral Statement Group GROUP 5 GROUP 6 GROUP 7 Collateral Description Fixed 15 Year Ratio Strip Fixed 15 Year Ratio Strip Fixed 30 Year Ratio Strip Weighted Average Coupon Rate 4.937445 4.689464 5.412616 Weighted Average Net Rate 4.692450 4.448273 5.162616 Weighted Average Maturity 173 173 353 Beginning Loan Count 295 107 289 Loans Paid In Full 0 0 0 Ending Loan Count 295 107 289 Beginning Scheduled Balance 154,831,460.76 57,004,917.11 141,667,199.88 Ending scheduled Balance 154,155,071.65 56,761,733.81 141,468,922.36 Record Date 11/01/2004 11/01/2004 11/01/2004 Principal And Interest Constant 1,251,506.25 455,549.95 803,514.05 Scheduled Principal 614,446.37 232,781.18 164,522.22 Unscheduled Principal 61,942.74 10,402.12 33,755.30 Scheduled Interest 637,059.88 222,768.77 638,991.83 Servicing Fees 31,610.87 11,457.58 29,513.98 Master Servicing Fees 132.71 0.00 653.47 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 23.77 0.00 103.30 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 605,292.53 211,311.19 608,721.08 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00
Group Level Collateral Statement Group GROUP 2 Total Collateral Description Fixed 30 Year Ratio Strip Mixed Fixed Ratio Strip Weighted Average Coupon Rate 5.745048 5.298956 Weighted Average Net Rate 5.495048 5.051670 Weighted Average Maturity 353.00 259.00 Record Date 11/01/2004 11/01/2004 Principal And Interest Constant 578,150.11 5,131,388.34 Beginning Loan Count 192 1,396 Loans Paid In Full 0 4 Ending Loan Count 192 1,392 Beginning Scheduled Balance 98,300,574.09 729,125,257.27 Ending Scheduled Balance 98,181,069.18 725,482,793.89 Scheduled Principal 107,532.16 1,911,719.44 Unscheduled Principal 11,972.75 1,730,743.94 Scheduled Interest 470,617.95 3,219,668.90 Servicing Fee 20,479.29 150,252.22 Master Servicing Fee 1,101.70 2,017.15 Trustee Fee 0.00 0.00 Fry Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 90.73 258.90 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 448,946.23 3,067,140.63 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00
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