-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Eq98EsbDNgwHxribh52h9xV3mUgq8E7FBj1dbz6GU6U+4k1J4a31e0CKTHI88uN6 WbTtVfUSWj2i1rrqzik2cw== 0001295763-05-000001.txt : 20050104 0001295763-05-000001.hdr.sgml : 20050104 20050104130546 ACCESSION NUMBER: 0001295763-05-000001 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041222 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050104 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RFMSI Series 2004-S6 Trust CENTRAL INDEX KEY: 0001295763 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106093-12 FILM NUMBER: 05505383 BUSINESS ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD STREET 2: SUITE 250 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 BUSINESS PHONE: 9528327000 MAIL ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD CITY: MINNEAPOLIS STATE: MN ZIP: 55437 8-K 1 s68k12.txt Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 27, 2004 RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. as depositor of the RFMSI SERIES 2004-S6 TRUST (Exact name of the registrant as specified in its charter) Delaware 333-106093-09 75-2006294 (State or other (Commission File Number) (I.R.S. Employee jurisdiction of incorporation) Identification No.) Residential Funding Mortgage Securities I, Inc. 8400 Normandale Lake Boulevard Minneapolis, Minnesota 55437 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (952) 857-7000 N/A _______________________________________________________________________________ (Former name or address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) INFORMATION TO BE INCLUDED IN THE REPORT Section 8 - Other Events Item 8.01 - Other Events A copy of the monthly report relating to the December 2004 distribution to holders of the Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2004-S6 is included as an exhibit to this Report. Section 9 - Financial Statements Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits The following is filed as an Exhibit to this Report under Exhibit 20. No. 20. December 2004 Monthly Report SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC., as depositor of the registrant identified on the cover page to this Report By: /s / Barbara Wendt Name: Barbara Wendt Title: Managing Director Dated: December 27, 2004 EX-20 2 s60412.txt Run: 12/21/04 12:31:03 REPT1B.FRG Page: 1 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) ?????????? MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-S6(POOL # 4854) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4854 _______________________________________________________________________________ PRINCIPAL CURRENT ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION _______________________________________________________________________________ I-A-1 76111XLP6 15,000,000.00 14,333,169.81 5.500000 % 296,328.55 I-A-2 76111XLQ4 25,025,000.00 25,025,000.00 6.000000 % 0.00 I-A-3 76111XLR2 2,275,000.00 2,275,000.00 0.000000 % 0.00 I-A-4 76111XLS0 78,697,000.00 73,755,484.81 5.500000 % 2,195,929.37 I-A-5 76111XLT8 32,459,826.00 32,459,826.00 5.500000 % 0.00 I-A-6 76111XLU5 17,050,758.00 17,050,758.00 5.500000 % 0.00 II-A-1 76111XLV3 114,643,000.00 111,079,723.89 5.750000 % 1,101,723.07 II-A-2 76111XLW1 15,430,989.00 15,430,989.00 5.750000 % 0.00 II-A-3 76111XLX9 17,415,332.00 17,415,332.00 5.750000 % 0.00 II-A-4 76111XLY7 1,111,000.00 1,111,000.00 0.000000 % 0.00 II-A-5 76111XLZ4 25,553,000.00 25,553,000.00 6.000000 % 0.00 II-A-6 76111XMA8 16,586,031.00 16,246,671.36 0.000000 % 104,926.01 III-A- 76111XMB6 14,818,291.00 14,818,291.00 4.750000 % 0.00 III-A- 76111XMC4 9,025,000.00 9,025,000.00 4.500000 % 0.00 III-A- 76111XMD2 58,564,000.00 55,836,037.69 5.000000 % 399,339.84 III-A- 76111XME0 38,191,000.00 35,463,037.69 4.500000 % 399,339.84 III-A- 76111XMF7 19,466,311.00 19,466,311.00 4.500000 % 0.00 III-A- 76111XMG5 8,118,311.00 8,118,311.00 5.000000 % 0.00 III-A- 76111XMH3 1,395,000.00 1,343,637.70 4.750000 % 7,518.80 I-A-P 76111XMW0 930,315.68 921,871.48 0.000000 % 5,436.83 I-A-V 76111XMX8 0.00 0.00 0.076451 % 0.00 II-A-P 76111XMY6 876,547.73 870,361.36 0.000000 % 1,097.19 II-A-V 76111XMZ3 0.00 0.00 0.094569 % 0.00 III-A- 76111XNA7 3,724,986.88 3,629,373.38 0.000000 % 15,786.56 III-A- 76111XNB5 0.00 0.00 0.039833 % 0.00 R-I 76111XMJ9 100.00 0.00 5.500000 % 0.00 R-II 76111XMK6 100.00 0.00 5.250000 % 0.00 R-III 76111XML4 100.00 0.00 4.750000 % 0.00 M-1 76111XMM2 5,024,964.00 4,998,073.10 5.368063 % 5,457.86 M-2 76111XMN0 1,674,800.00 1,665,837.37 5.368061 % 1,819.08 M-3 76111XMP5 744,300.00 740,316.91 5.368058 % 808.42 III-M- 76111XMQ3 775,087.00 760,148.21 4.750000 % 3,047.87 III-M- 76111XMR1 310,000.00 304,025.16 4.750000 % 1,219.02 III-M- 76111XMS9 232,500.00 228,018.87 4.750000 % 914.26 B-1 76111XMT7 744,400.00 740,416.37 5.368066 % 808.53 B-2 76111XMU4 558,200.00 555,212.81 5.368061 % 606.28 B-3 76111XMV2 372,265.41 370,273.25 5.368079 % 404.34 III-B- 76111XNC3 155,000.00 152,012.58 4.750000 % 609.51 III-B- 76111XND1 77,500.00 76,006.29 4.750000 % 304.75 III-B- 76111XNE9 155,098.58 152,109.26 4.750000 % 609.90 - ------------------------------------------------------------------------------- 527,181,114.28 511,970,637.35 4,544,035.88 =============================================================================== _______________________________________________________________________________ REMAINING INTEREST TOTAL DEFERRED REALIZED PRINCIPAL DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE _______________________________________________________________________________ I-A-1 65,693.69 362,022.24 0.00 0.00 14,036,841.26 I-A-2 125,125.00 125,125.00 0.00 0.00 25,025,000.00 I-A-3 0.00 0.00 0.00 0.00 2,275,000.00 I-A-4 338,045.97 2,533,975.34 0.00 0.00 71,559,555.44 I-A-5 148,774.20 148,774.20 0.00 0.00 32,459,826.00 I-A-6 78,149.31 78,149.31 0.00 0.00 17,050,758.00 II-A-1 532,257.01 1,633,980.08 0.00 0.00 109,978,000.82 II-A-2 73,940.16 73,940.16 0.00 0.00 15,430,989.00 II-A-3 83,448.47 83,448.47 0.00 0.00 17,415,332.00 II-A-4 0.00 0.00 0.00 0.00 1,111,000.00 II-A-5 127,765.00 127,765.00 0.00 0.00 25,553,000.00 II-A-6 0.00 104,926.01 0.00 0.00 16,141,745.35 III-A-1 58,655.74 58,655.74 0.00 0.00 14,818,291.00 III-A-2 33,843.75 33,843.75 0.00 0.00 9,025,000.00 III-A-3 232,650.16 631,990.00 0.00 0.00 55,436,697.85 III-A-4 132,986.39 532,326.23 0.00 0.00 35,063,697.85 III-A-5 72,998.67 72,998.67 0.00 0.00 19,466,311.00 III-A-6 33,826.30 33,826.30 0.00 0.00 8,118,311.00 III-A-7 5,318.57 12,837.37 0.00 0.00 1,336,118.90 I-A-P 0.00 5,436.83 0.00 0.00 916,434.65 I-A-V 10,837.15 10,837.15 0.00 0.00 0.00 II-A-P 0.00 1,097.19 0.00 0.00 869,264.17 II-A-V 15,169.94 15,169.94 0.00 0.00 0.00 III-A-P 0.00 15,786.56 0.00 0.00 3,613,586.82 III-A-V 4,958.28 4,958.28 0.00 0.00 0.00 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 M-1 22,358.31 27,816.17 0.00 0.00 4,992,615.24 M-2 7,451.93 9,271.01 0.00 0.00 1,664,018.29 M-3 3,311.72 4,120.14 0.00 0.00 739,508.49 III-M-1 3,008.92 6,056.79 0.00 0.00 757,100.34 III-M-2 1,203.43 2,422.45 0.00 0.00 302,806.14 III-M-3 902.57 1,816.83 0.00 0.00 227,104.61 B-1 3,312.17 4,120.70 0.00 0.00 739,607.84 B-2 2,483.68 3,089.96 0.00 0.00 554,606.53 B-3 1,656.38 2,060.72 0.00 0.00 369,868.91 III-B-1 601.72 1,211.23 0.00 0.00 151,403.07 III-B-2 300.86 605.61 0.00 0.00 75,701.54 III-B-3 602.10 1,212.00 0.00 0.00 151,499.36 - ------------------------------------------------------------------------------- 2,221,637.55 6,765,673.43 0.00 0.00 507,426,601.47 =============================================================================== Run: 12/21/04 12:31:03 Page: 2 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) ?????????? MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-S6(POOL # 4854) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4854 _______________________________________________________________________________ _______________________________________________________________________________ AMOUNTS PER $1,000 UNIT _______________________________________________________________________________ BEGINNING ENDING BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR _______________________________________________________________________________ I-A-1 955.544653 19.755236 4.379579 24.134815 0.000000 935.789417 I-A-2 1000.000000 0.000000 5.000000 5.000000 0.000000 1000.000000 I-A-3 1000.000000 0.000000 0.000000 0.000000 0.000000 1000.000000 I-A-4 937.208341 27.903597 4.295538 32.199135 0.000000 909.304744 I-A-5 1000.000000 0.000000 4.583333 4.583333 0.000000 1000.000000 I-A-6 1000.000000 0.000000 4.583333 4.583333 0.000000 1000.000000 II-A-1 968.918503 9.610033 4.642734 14.252767 0.000000 959.308469 II-A-2 1000.000000 0.000000 4.791667 4.791667 0.000000 1000.000000 II-A-3 1000.000000 0.000000 4.791667 4.791667 0.000000 1000.000000 II-A-4 1000.000000 0.000000 0.000000 0.000000 0.000000 1000.000000 II-A-5 1000.000000 0.000000 5.000000 5.000000 0.000000 1000.000000 II-A-6 979.539431 6.326167 0.000000 6.326167 0.000000 973.213263 III-A- 1000.000000 0.000000 3.958334 3.958334 0.000000 1000.000000 III-A- 1000.000000 0.000000 3.750000 3.750000 0.000000 1000.000000 III-A- 953.419126 6.818862 3.972580 10.791442 0.000000 946.600264 III-A- 928.570545 10.456386 3.482140 13.938526 0.000000 918.114159 III-A- 1000.000000 0.000000 3.750000 3.750000 0.000000 1000.000000 III-A- 1000.000000 0.000000 4.166667 4.166667 0.000000 1000.000000 III-A- 963.181147 5.389821 3.812595 9.202416 0.000000 957.791326 I-A-P 990.923301 5.844070 0.000000 5.844070 0.000000 985.079231 I-A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 II-A-P 992.942347 1.251717 0.000000 1.251717 0.000000 991.690630 II-A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 III-A- 974.331854 4.238015 0.000000 4.238015 0.000000 970.093839 III-A- 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-III 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 M-1 994.648539 1.086149 4.449447 5.535596 0.000000 993.562390 M-2 994.648537 1.086148 4.449445 5.535593 0.000000 993.562390 M-3 994.648538 1.086148 4.449442 5.535590 0.000000 993.562390 III-M- 980.726308 3.932294 3.882042 7.814336 0.000000 976.794014 III-M- 980.726305 3.932290 3.882032 7.814322 0.000000 976.794014 III-M- 980.726315 3.932301 3.882022 7.814323 0.000000 976.794014 B-1 994.648540 1.086150 4.449449 5.535599 0.000000 993.562390 B-2 994.648542 1.086152 4.449445 5.535597 0.000000 993.562390 B-3 994.648550 1.086161 4.449460 5.535621 0.000000 993.562390 III-B- 980.726337 3.932323 3.882065 7.814388 0.000000 976.794014 III-B- 980.726272 3.932258 3.882065 7.814323 0.000000 976.794014 III-B- 980.726286 3.932273 3.882047 7.814320 0.000000 976.794013 _______________________________________________________________________________ DETERMINATION DATE 23-December-04 DISTRIBUTION DATE 27-December-04 Run: 12/21/04 12:31:03 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) ?????????? MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-S6 (POOL # 4854) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4854 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 106,550.06 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 21,214.19 SUBSERVICER ADVANCES THIS MONTH 15,749.87 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 10 2,703,208.51 (B) TWO MONTHLY PAYMENTS: 0 0.00 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 0 AGGREGATE PRINCIPAL BALANCE 0.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 507,426,601.48 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 1,236 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,548,862.64 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 97.90174490 % 0.39963830 % CURRENT PREPAYMENT PERCENTAGE 93.40298660 % 6.59701340 % PERCENTAGE FOR NEXT DISTRIBUTION 97.88622820 % 0.40255820 % BANKRUPTCY AMOUNT AVAILABLE 200,000.00 FRAUD AMOUNT AVAILABLE 3,100,164.00 SPECIAL HAZARD AMOUNT AVAILABLE 6,291,654.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 5.51217400 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 298.19 POOL TRADING FACTOR: 96.25280340 Run: 12/21/04 12:31:03 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) ?????????? MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-S6 (POOL # 4854) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4854 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,396.04 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,957.37 SUBSERVICER ADVANCES THIS MONTH 7,785.68 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 4 1,362,520.35 (B) TWO MONTHLY PAYMENTS: 0 0.00 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 0 AGGREGATE PRINCIPAL BALANCE 0.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 167,602,285.93 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 406 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,321,624.39 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 97.46817000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 97.43297300 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 100,000.00 FRAUD AMOUNT AVAILABLE 1,550,082.00 SPECIAL HAZARD AMOUNT AVAILABLE 3,721,729.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 5.85476789 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.90 POOL TRADING FACTOR: 95.36734743 Run: 12/21/04 12:31:03 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) ?????????? MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-S6 (POOL # 4854) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4854 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,064.23 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,384.82 SUBSERVICER ADVANCES THIS MONTH 6,309.30 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 4 1,126,551.32 (B) TWO MONTHLY PAYMENTS: 0 0.00 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 0 AGGREGATE PRINCIPAL BALANCE 0.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 191,280,686.07 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 459 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 997,600.40 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 97.50202100 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 97.48893500 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 100,000.00 FRAUD AMOUNT AVAILABLE 1,550,082.00 SPECIAL HAZARD AMOUNT AVAILABLE 3,721,729.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 5.63627116 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.70 POOL TRADING FACTOR: 97.37902653 Run: 12/21/04 12:31:03 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) ?????????? MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-S6 (POOL # 4854) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4854 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 31,089.79 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,872.00 SUBSERVICER ADVANCES THIS MONTH 1,654.89 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 2 214,136.84 (B) TWO MONTHLY PAYMENTS: 0 0.00 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 0 AGGREGATE PRINCIPAL BALANCE 0.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 148,543,629.48 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 371 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 229,637.85 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 98.85255500 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 98.85074500 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 100,000.00 FRAUD AMOUNT AVAILABLE 1,550,082.00 SPECIAL HAZARD AMOUNT AVAILABLE 2,569,925.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 4.96582409 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 171.10 POOL TRADING FACTOR: 95.82953896 -----END PRIVACY-ENHANCED MESSAGE-----