-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, WMl8wIncPCt9ZkxUfZukpN/jRvH//WHZ0c5WRST48bYHwH7/rCwhzVvwP9Btd+ns VGzR7ExOnxcxqnkCnfHgGw== 0001056404-04-004336.txt : 20041206 0001056404-04-004336.hdr.sgml : 20041206 20041206073016 ACCESSION NUMBER: 0001056404-04-004336 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041126 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041206 DATE AS OF CHANGE: 20041206 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MASTR Adjustable Rate Mortgages Trust 2004-6 CENTRAL INDEX KEY: 0001295732 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106982-29 FILM NUMBER: 041185276 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 BUSINESS PHONE: 2127132000 MAIL ADDRESS: STREET 1: 1285 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 8-K 1 mam04006_nov.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 MASTR ADJUSTABLE RATE MORTGAGES TRUST Mortgage Pass-Through Certificates, Series 2004-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-29 54-2155145 Pooling and Servicing Agreement) (Commission 54-2155146 (State or other File Number) 54-2155147 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of MASTR ADJUSTABLE RATE MORTGAGES TRUST, Mortgage Pass-Through Certificates, Series 2004-6 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-6 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ADJUSTABLE RATE MORTGAGES TRUST Mortgage Pass-Through Certificates, Series 2004-6 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/3/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-6 Trust, relating to the November 26, 2004 distribution. EX-99.1
Mortgage Asset Securitization Transactions, Inc Mortgage Pass-Through Certificates Record Date: 10/31/2004 Distribution Date: 11/26/2004 MARM Series: 2004-6 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 576433NQ5 SEN 4.11911% 36,406,057.01 124,967.12 995,733.77 2-A1 576433NR3 SEN 3.86878% 64,455,639.72 207,804.01 2,283,252.37 3-A1 576433NS1 SEN 4.60216% 37,497,926.40 143,809.71 307,287.98 4-A1 576433NT9 SEN 2.90000% 33,510,717.47 80,984.23 3,604,115.62 4-A2 576433NU6 SEN 4.18400% 16,969,000.00 59,165.24 0.00 4-A3 576433NV4 SEN 4.18400% 29,953,000.00 104,436.12 0.00 4-A4 576433NW2 SEN 4.18400% 21,583,000.00 75,252.72 0.00 4-A5 576433NX0 SEN 4.18400% 19,065,000.00 66,473.29 0.00 4-A6 576433NY8 SEN 4.18400% 55,537,000.00 193,638.99 0.00 4-A7 576433NZ5 SEN 4.18400% 48,317,141.13 168,465.75 962,231.65 4-A8 576433PA8 SEN 4.18400% 1,435,000.00 5,003.37 0.00 4-A9 576433PB6 SEN 4.18400% 2,923,000.00 10,191.53 0.00 4-AX 576433PC4 IO 1.28400% 0.00 35,856.46 0.00 5-A1 576433PD2 SEN 4.76049% 21,133,693.47 83,838.98 4,676.70 6-A1 576433PE0 SEN 4.74710% 38,482,634.28 152,233.99 698,180.55 B-1 576433PH3 SUB 4.24468% 11,923,012.22 42,174.49 5,251.66 B-2 576433PJ9 SUB 4.24468% 5,722,926.08 20,243.33 2,520.74 B-3 576433PK6 SUB 4.24468% 2,861,962.16 10,123.43 1,260.59 B-4 576433PL4 SUB 4.24468% 3,576,704.02 12,651.64 1,575.41 B-5 576433PM2 SUB 4.24468% 1,907,642.03 6,747.78 840.25 B-6 576433PN0 SUB 4.24468% 1,431,292.82 5,062.82 630.43 A-LR 576433PF7 SEN 3.84018% 0.00 0.00 0.00 A-R 576433PG5 SEN 3.84018% 0.00 0.35 0.00 Totals 454,692,348.81 1,609,125.35 8,867,557.72
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 35,410,323.24 1,120,700.89 0.00 2-A1 0.00 62,172,387.35 2,491,056.38 0.00 3-A1 0.00 37,190,638.41 451,097.69 0.00 4-A1 0.00 29,906,601.86 3,685,099.85 0.00 4-A2 0.00 16,969,000.00 59,165.24 0.00 4-A3 0.00 29,953,000.00 104,436.12 0.00 4-A4 0.00 21,583,000.00 75,252.72 0.00 4-A5 0.00 19,065,000.00 66,473.29 0.00 4-A6 0.00 55,537,000.00 193,638.99 0.00 4-A7 0.00 47,354,909.48 1,130,697.40 0.00 4-A8 0.00 1,435,000.00 5,003.37 0.00 4-A9 0.00 2,923,000.00 10,191.53 0.00 4-AX 0.00 0.00 35,856.46 0.00 5-A1 0.00 21,129,016.77 88,515.68 0.00 6-A1 0.00 37,784,453.72 850,414.54 0.00 B-1 0.00 11,917,760.57 47,426.15 0.00 B-2 0.00 5,720,405.34 22,764.07 0.00 B-3 0.00 2,860,701.57 11,384.02 0.00 B-4 0.00 3,575,128.61 14,227.05 0.00 B-5 0.00 1,906,801.78 7,588.03 0.00 B-6 0.00 1,430,662.39 5,693.25 0.00 A-LR 0.00 0.00 0.00 0.00 A-R 0.00 0.00 0.35 0.00 Totals 0.00 445,824,791.09 10,476,683.07 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 39,878,000.00 36,406,057.01 9,444.78 986,288.99 0.00 0.00 2-A1 70,646,000.00 64,455,639.72 42,155.61 2,241,096.76 0.00 0.00 3-A1 40,507,000.00 37,497,926.40 8,819.73 298,468.25 0.00 0.00 4-A1 39,814,000.00 33,510,717.47 83,811.91 3,520,303.71 0.00 0.00 4-A2 16,969,000.00 16,969,000.00 0.00 0.00 0.00 0.00 4-A3 29,953,000.00 29,953,000.00 0.00 0.00 0.00 0.00 4-A4 21,583,000.00 21,583,000.00 0.00 0.00 0.00 0.00 4-A5 19,065,000.00 19,065,000.00 0.00 0.00 0.00 0.00 4-A6 55,537,000.00 55,537,000.00 0.00 0.00 0.00 0.00 4-A7 50,000,000.00 48,317,141.13 22,376.22 939,855.43 0.00 0.00 4-A8 1,435,000.00 1,435,000.00 0.00 0.00 0.00 0.00 4-A9 2,923,000.00 2,923,000.00 0.00 0.00 0.00 0.00 4-AX 0.00 0.00 0.00 0.00 0.00 0.00 5-A1 21,671,000.00 21,133,693.47 3,715.98 960.72 0.00 0.00 6-A1 40,313,000.00 38,482,634.28 17,746.62 680,433.93 0.00 0.00 B-1 11,944,000.00 11,923,012.22 5,251.66 0.00 0.00 0.00 B-2 5,733,000.00 5,722,926.08 2,520.74 0.00 0.00 0.00 B-3 2,867,000.00 2,861,962.16 1,260.59 0.00 0.00 0.00 B-4 3,583,000.00 3,576,704.02 1,575.41 0.00 0.00 0.00 B-5 1,911,000.00 1,907,642.03 840.25 0.00 0.00 0.00 B-6 1,433,812.29 1,431,292.82 630.43 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 Totals 477,765,912.29 454,692,348.81 200,149.93 8,667,407.79 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 995,733.77 35,410,323.24 0.88796638 995,733.77 2-A1 2,283,252.37 62,172,387.35 0.88005531 2,283,252.37 3-A1 307,287.98 37,190,638.41 0.91812868 307,287.98 4-A1 3,604,115.62 29,906,601.86 0.75115793 3,604,115.62 4-A2 0.00 16,969,000.00 1.00000000 0.00 4-A3 0.00 29,953,000.00 1.00000000 0.00 4-A4 0.00 21,583,000.00 1.00000000 0.00 4-A5 0.00 19,065,000.00 1.00000000 0.00 4-A6 0.00 55,537,000.00 1.00000000 0.00 4-A7 962,231.65 47,354,909.48 0.94709819 962,231.65 4-A8 0.00 1,435,000.00 1.00000000 0.00 4-A9 0.00 2,923,000.00 1.00000000 0.00 4-AX 0.00 0.00 0.00000000 0.00 5-A1 4,676.70 21,129,016.77 0.97499039 4,676.70 6-A1 698,180.55 37,784,453.72 0.93727715 698,180.55 B-1 5,251.66 11,917,760.57 0.99780313 5,251.66 B-2 2,520.74 5,720,405.34 0.99780313 2,520.74 B-3 1,260.59 2,860,701.57 0.99780313 1,260.59 B-4 1,575.41 3,575,128.61 0.99780313 1,575.41 B-5 840.25 1,906,801.78 0.99780313 840.25 B-6 630.43 1,430,662.39 0.99780313 630.43 A-LR 0.00 0.00 0.00000000 0.00 A-R 0.00 0.00 0.00000000 0.00 Totals 8,867,557.72 445,824,791.09 0.93314483 8,867,557.72
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 39,878,000.00 912.93587968 0.23684187 24.73265936 0.00000000 2-A1 70,646,000.00 912.37493588 0.59671616 31.72291085 0.00000000 3-A1 40,507,000.00 925.71472585 0.21773348 7.36831288 0.00000000 4-A1 39,814,000.00 841.68175692 2.10508640 88.41873989 0.00000000 4-A2 16,969,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A3 29,953,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A4 21,583,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A5 19,065,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A6 55,537,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A7 50,000,000.00 966.34282260 0.44752440 18.79710860 0.00000000 4-A8 1,435,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-A9 2,923,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 4-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 5-A1 21,671,000.00 975.20619584 0.17147247 0.04433206 0.00000000 6-A1 40,313,000.00 954.59614219 0.44022077 16.87877186 0.00000000 B-1 11,944,000.00 998.24281815 0.43969022 0.00000000 0.00000000 B-2 5,733,000.00 998.24281877 0.43968952 0.00000000 0.00000000 B-3 2,867,000.00 998.24281828 0.43968957 0.00000000 0.00000000 B-4 3,583,000.00 998.24281887 0.43969020 0.00000000 0.00000000 B-5 1,911,000.00 998.24282051 0.43969126 0.00000000 0.00000000 B-6 1,433,812.29 998.24281741 0.43968796 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes Are Per $1,000 Denomination.
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 24.96950123 887.96637845 0.88796638 24.96950123 2-A1 0.00000000 32.31962701 880.05530886 0.88005531 32.31962701 3-A1 0.00000000 7.58604636 918.12867924 0.91812868 7.58604636 4-A1 0.00000000 90.52382629 751.15793088 0.75115793 90.52382629 4-A2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A7 0.00000000 19.24463300 947.09818960 0.94709819 19.24463300 4-A8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-A9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 4-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 5-A1 0.00000000 0.21580453 974.99039131 0.97499039 0.21580453 6-A1 0.00000000 17.31899263 937.27714931 0.93727715 17.31899263 B-1 0.00000000 0.43969022 997.80312877 0.99780313 0.43969022 B-2 0.00000000 0.43968952 997.80312925 0.99780313 0.43968952 B-3 0.00000000 0.43968957 997.80312871 0.99780313 0.43968957 B-4 0.00000000 0.43969020 997.80312866 0.99780313 0.43969020 B-5 0.00000000 0.43969126 997.80312925 0.99780313 0.43969126 B-6 0.00000000 0.43968796 997.80312945 0.99780313 0.43968796 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 39,878,000.00 4.11911% 36,406,057.01 124,967.12 0.00 0.00 2-A1 70,646,000.00 3.86878% 64,455,639.72 207,804.01 0.00 0.00 3-A1 40,507,000.00 4.60216% 37,497,926.40 143,809.71 0.00 0.00 4-A1 39,814,000.00 2.90000% 33,510,717.47 80,984.23 0.00 0.00 4-A2 16,969,000.00 4.18400% 16,969,000.00 59,165.24 0.00 0.00 4-A3 29,953,000.00 4.18400% 29,953,000.00 104,436.12 0.00 0.00 4-A4 21,583,000.00 4.18400% 21,583,000.00 75,252.72 0.00 0.00 4-A5 19,065,000.00 4.18400% 19,065,000.00 66,473.29 0.00 0.00 4-A6 55,537,000.00 4.18400% 55,537,000.00 193,638.99 0.00 0.00 4-A7 50,000,000.00 4.18400% 48,317,141.13 168,465.75 0.00 0.00 4-A8 1,435,000.00 4.18400% 1,435,000.00 5,003.37 0.00 0.00 4-A9 2,923,000.00 4.18400% 2,923,000.00 10,191.53 0.00 0.00 4-AX 0.00 1.28400% 33,510,717.47 35,856.46 0.00 0.00 5-A1 21,671,000.00 4.76049% 21,133,693.47 83,838.98 0.00 0.00 6-A1 40,313,000.00 4.74710% 38,482,634.28 152,233.99 0.00 0.00 B-1 11,944,000.00 4.24468% 11,923,012.22 42,174.49 0.00 0.00 B-2 5,733,000.00 4.24468% 5,722,926.08 20,243.33 0.00 0.00 B-3 2,867,000.00 4.24468% 2,861,962.16 10,123.43 0.00 0.00 B-4 3,583,000.00 4.24468% 3,576,704.02 12,651.64 0.00 0.00 B-5 1,911,000.00 4.24468% 1,907,642.03 6,747.78 0.00 0.00 B-6 1,433,812.29 4.24468% 1,431,292.82 5,062.82 0.00 0.00 A-LR 50.00 3.84018% 0.00 0.00 0.00 0.00 A-R 50.00 3.84018% 0.00 0.00 0.00 0.00 Totals 477,765,912.29 1,609,125.00 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 124,967.12 0.00 35,410,323.24 2-A1 0.00 0.00 207,804.01 0.00 62,172,387.35 3-A1 0.00 0.00 143,809.71 0.00 37,190,638.41 4-A1 0.00 0.00 80,984.23 0.00 29,906,601.86 4-A2 0.00 0.00 59,165.24 0.00 16,969,000.00 4-A3 0.00 0.00 104,436.12 0.00 29,953,000.00 4-A4 0.00 0.00 75,252.72 0.00 21,583,000.00 4-A5 0.00 0.00 66,473.29 0.00 19,065,000.00 4-A6 0.00 0.00 193,638.99 0.00 55,537,000.00 4-A7 0.00 0.00 168,465.75 0.00 47,354,909.48 4-A8 0.00 0.00 5,003.37 0.00 1,435,000.00 4-A9 0.00 0.00 10,191.53 0.00 2,923,000.00 4-AX 0.00 0.00 35,856.46 0.00 29,906,601.86 5-A1 0.00 0.00 83,838.98 0.00 21,129,016.77 6-A1 0.00 0.00 152,233.99 0.00 37,784,453.72 B-1 0.00 0.00 42,174.49 0.00 11,917,760.57 B-2 0.00 0.00 20,243.33 0.00 5,720,405.34 B-3 0.00 0.00 10,123.43 0.00 2,860,701.57 B-4 0.00 0.00 12,651.64 0.00 3,575,128.61 B-5 0.00 0.00 6,747.78 0.00 1,906,801.78 B-6 0.00 0.00 5,062.82 0.00 1,430,662.39 A-LR 0.00 0.00 0.00 0.00 0.00 A-R 0.00 0.00 0.35 0.00 0.00 Totals 0.00 0.00 1,609,125.35 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 39,878,000.00 4.11911% 912.93587968 3.13373589 0.00000000 0.00000000 2-A1 70,646,000.00 3.86878% 912.37493588 2.94148303 0.00000000 0.00000000 3-A1 40,507,000.00 4.60216% 925.71472585 3.55024341 0.00000000 0.00000000 4-A1 39,814,000.00 2.90000% 841.68175692 2.03406415 0.00000000 0.00000000 4-A2 16,969,000.00 4.18400% 1000.00000000 3.48666627 0.00000000 0.00000000 4-A3 29,953,000.00 4.18400% 1000.00000000 3.48666644 0.00000000 0.00000000 4-A4 21,583,000.00 4.18400% 1000.00000000 3.48666636 0.00000000 0.00000000 4-A5 19,065,000.00 4.18400% 1000.00000000 3.48666614 0.00000000 0.00000000 4-A6 55,537,000.00 4.18400% 1000.00000000 3.48666637 0.00000000 0.00000000 4-A7 50,000,000.00 4.18400% 966.34282260 3.36931500 0.00000000 0.00000000 4-A8 1,435,000.00 4.18400% 1000.00000000 3.48666899 0.00000000 0.00000000 4-A9 2,923,000.00 4.18400% 1000.00000000 3.48666781 0.00000000 0.00000000 4-AX 0.00 1.28400% 841.68175692 0.90059929 0.00000000 0.00000000 5-A1 21,671,000.00 4.76049% 975.20619584 3.86871764 0.00000000 0.00000000 6-A1 40,313,000.00 4.74710% 954.59614219 3.77630020 0.00000000 0.00000000 B-1 11,944,000.00 4.24468% 998.24281815 3.53101892 0.00000000 0.00000000 B-2 5,733,000.00 4.24468% 998.24281877 3.53101866 0.00000000 0.00000000 B-3 2,867,000.00 4.24468% 998.24281828 3.53101849 0.00000000 0.00000000 B-4 3,583,000.00 4.24468% 998.24281887 3.53101870 0.00000000 0.00000000 B-5 1,911,000.00 4.24468% 998.24282051 3.53102041 0.00000000 0.00000000 B-6 1,433,812.29 4.24468% 998.24281741 3.53102009 0.00000000 0.00000000 A-LR 50.00 3.84018% 0.00000000 0.00000000 0.00000000 0.00000000 A-R 50.00 3.84018% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes Are Per $1,000 Denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 3.13373589 0.00000000 887.96637845 2-A1 0.00000000 0.00000000 2.94148303 0.00000000 880.05530886 3-A1 0.00000000 0.00000000 3.55024341 0.00000000 918.12867924 4-A1 0.00000000 0.00000000 2.03406415 0.00000000 751.15793088 4-A2 0.00000000 0.00000000 3.48666627 0.00000000 1000.00000000 4-A3 0.00000000 0.00000000 3.48666644 0.00000000 1000.00000000 4-A4 0.00000000 0.00000000 3.48666636 0.00000000 1000.00000000 4-A5 0.00000000 0.00000000 3.48666614 0.00000000 1000.00000000 4-A6 0.00000000 0.00000000 3.48666637 0.00000000 1000.00000000 4-A7 0.00000000 0.00000000 3.36931500 0.00000000 947.09818960 4-A8 0.00000000 0.00000000 3.48666899 0.00000000 1000.00000000 4-A9 0.00000000 0.00000000 3.48666781 0.00000000 1000.00000000 4-AX 0.00000000 0.00000000 0.90059929 0.00000000 751.15793088 5-A1 0.00000000 0.00000000 3.86871764 0.00000000 974.99039131 6-A1 0.00000000 0.00000000 3.77630020 0.00000000 937.27714931 B-1 0.00000000 0.00000000 3.53101892 0.00000000 997.80312877 B-2 0.00000000 0.00000000 3.53101866 0.00000000 997.80312925 B-3 0.00000000 0.00000000 3.53101849 0.00000000 997.80312871 B-4 0.00000000 0.00000000 3.53101870 0.00000000 997.80312866 B-5 0.00000000 0.00000000 3.53102041 0.00000000 997.80312925 B-6 0.00000000 0.00000000 3.53102009 0.00000000 997.80312945 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 0.00000000 7.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 10,583,886.45 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 27,356.43 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 10,611,242.88 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 134,559.81 Payment of Interest and Principal 10,476,683.07 Total Withdrawals (Pool Distribution Amount) 10,611,242.88 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 129,634.56 LPMI Fees 322.63 WMMSC Master Servicing Fee 4,602.62 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 134,559.81
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 15 0 0 0 15 6,380,195.74 0.00 0.00 0.00 6,380,195.74 60 Days 1 0 0 0 1 646,556.90 0.00 0.00 0.00 646,556.90 90 Days 0 0 1 0 1 0.00 0.00 176,000.00 0.00 176,000.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 16 0 1 0 17 7,026,752.64 0.00 176,000.00 0.00 7,202,752.64 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.456311% 0.000000% 0.000000% 0.000000% 1.456311% 1.430588% 0.000000% 0.000000% 0.000000% 1.430588% 60 Days 0.097087% 0.000000% 0.000000% 0.000000% 0.097087% 0.144973% 0.000000% 0.000000% 0.000000% 0.144973% 90 Days 0.000000% 0.000000% 0.097087% 0.000000% 0.097087% 0.000000% 0.000000% 0.039463% 0.000000% 0.039463% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.553398% 0.000000% 0.097087% 0.000000% 1.650485% 1.575561% 0.000000% 0.039463% 0.000000% 1.615024%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 492,801.29 0.00 0.00 0.00 492,801.29 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 1 0 1 0.00 0.00 176,000.00 0.00 176,000.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 1 0 2 492,801.29 0.00 176,000.00 0.00 668,801.29 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.149425% 0.000000% 0.000000% 0.000000% 1.149425% 1.302044% 0.000000% 0.000000% 0.000000% 1.302044% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 1.149425% 0.000000% 1.149425% 0.000000% 0.000000% 0.465015% 0.000000% 0.465015% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.149425% 0.000000% 1.149425% 0.000000% 2.298851% 1.302044% 0.000000% 0.465015% 0.000000% 1.767059% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 1,536,446.49 0.00 0.00 0.00 1,536,446.49 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3 0 0 0 3 1,536,446.49 0.00 0.00 0.00 1,536,446.49 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.875000% 0.000000% 0.000000% 0.000000% 1.875000% 2.310285% 0.000000% 0.000000% 0.000000% 2.310285% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.875000% 0.000000% 0.000000% 0.000000% 1.875000% 2.310285% 0.000000% 0.000000% 0.000000% 2.310285% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 1,147,041.01 0.00 0.00 0.00 1,147,041.01 60 Days 1 0 0 0 1 646,556.90 0.00 0.00 0.00 646,556.90 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4 0 0 0 4 1,793,597.91 0.00 0.00 0.00 1,793,597.91 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 3.000000% 0.000000% 0.000000% 0.000000% 3.000000% 2.891681% 0.000000% 0.000000% 0.000000% 2.891681% 60 Days 1.000000% 0.000000% 0.000000% 0.000000% 1.000000% 1.629965% 0.000000% 0.000000% 0.000000% 1.629965% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.000000% 0.000000% 0.000000% 0.000000% 4.000000% 4.521646% 0.000000% 0.000000% 0.000000% 4.521646% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7 0 0 0 7 2,930,313.92 0.00 0.00 0.00 2,930,313.92 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 7 0 0 0 7 2,930,313.92 0.00 0.00 0.00 2,930,313.92 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.289134% 0.000000% 0.000000% 0.000000% 1.289134% 1.224732% 0.000000% 0.000000% 0.000000% 1.224732% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.289134% 0.000000% 0.000000% 0.000000% 1.289134% 1.224732% 0.000000% 0.000000% 0.000000% 1.224732% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 273,593.03 0.00 0.00 0.00 273,593.03 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 273,593.03 0.00 0.00 0.00 273,593.03 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.754386% 0.000000% 0.000000% 0.000000% 1.754386% 1.218435% 0.000000% 0.000000% 0.000000% 1.218435% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.754386% 0.000000% 0.000000% 0.000000% 1.754386% 1.218435% 0.000000% 0.000000% 0.000000% 1.218435% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 27,356.43
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 150,000.00 0.03139613% 150,000.00 0.03364550% Fraud 14,322,977.00 2.99790685% 14,322,977.00 3.21269191% Special Hazard 4,777,666.00 1.00000144% 4,777,666.00 1.07164655% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4.601841% Weighted Average Net Coupon 4.259717% Weighted Average Pass-Through Rate 4.246718% Weighted Average Maturity(Stepdown Calculation ) 354 Beginning Scheduled Collateral Loan Count 1,051 Number Of Loans Paid In Full 21 Ending Scheduled Collateral Loan Count 1,030 Beginning Scheduled Collateral Balance 454,692,348.81 Ending Scheduled Collateral Balance 445,824,791.09 Ending Actual Collateral Balance at 31-Oct-2004 445,984,193.19 Monthly P &I Constant 1,943,833.66 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 200,148.63 Unscheduled Principal 8,667,409.09
Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 4.501141 4.146028 4.921212 Weighted Average Net Rate 4.129079 3.869903 4.608547 Weighted Average Maturity 352 354 355 Beginning Loan Count 90 164 101 Loans Paid In Full 3 4 1 Ending Loan Count 87 160 100 Beginning Scheduled Balance 38,834,603.56 68,754,953.40 39,967,022.08 Ending scheduled Balance 37,838,239.75 66,468,889.17 39,659,153.35 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 155,741.51 282,517.44 173,305.65 Scheduled Principal 10,074.82 44,967.47 9,400.48 Unscheduled Principal 986,288.99 2,241,096.76 298,468.25 Scheduled Interest 145,666.69 237,549.97 163,905.17 Servicing Fees 12,040.73 15,820.82 10,413.60 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 322.63 64.20 212.54 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 133,303.33 221,664.95 153,279.03 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.119110 3.868782 4.602165
Group Level Collateral Statement Group 4 5 6 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 4.568922 5.099538 5.074109 Weighted Average Net Rate 4.205298 4.760491 4.747098 Weighted Average Maturity 355 355 354 Beginning Loan Count 554 57 85 Loans Paid In Full 11 0 2 Ending Loan Count 543 57 83 Beginning Scheduled Balance 243,742,592.70 22,455,433.13 40,937,743.94 Ending scheduled Balance 239,169,553.60 22,450,524.03 40,238,431.19 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 1,040,914.07 99,374.02 191,980.97 Scheduled Principal 112,879.96 3,947.08 18,878.82 Unscheduled Principal 4,460,159.14 962.02 680,433.93 Scheduled Interest 928,034.11 95,426.94 173,102.15 Servicing Fees 73,858.96 6,344.53 11,155.92 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 4,325.88 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 849,849.27 89,082.41 161,946.23 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.184001 4.760491 4.747098
Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 4.601841 Weighted Average Net Rate 4.259717 Weighted Average Maturity 354.00 Record Date 10/31/2004 Principal And Interest Constant 1,943,833.66 Beginning Loan Count 1,051 Loans Paid In Full 21 Ending Loan Count 1,030 Beginning Scheduled Balance 454,692,348.81 Ending Scheduled Balance 445,824,791.09 Scheduled Principal 200,148.63 Unscheduled Principal 8,667,409.09 Scheduled Interest 1,743,685.03 Servicing Fee 129,634.56 Master Servicing Fee 0.00 Trustee Fee 0.00 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 4,925.25 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 1,609,125.22 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.246718
Miscellaneous Reporting Group 1 Senior % 93.746437% Senior Prepayment % 100.000000% Subordinate % 6.253563% Group 2 Senior % 93.746903% Senior Prepayment % 100.000000% Subordinate % 6.253097% Group 3 Senior % 93.822168% Senior Prepayment % 100.000000% Subordinate % 6.177833%
Miscellaneous Reporting Group 4 Senior % 94.071724% Senior Prepayment % 100.000000% Subordinate % 5.928276% Group 5 Senior % 94.113943% Senior Prepayment % 100.000000% Subordinate % 5.886057% Group 6 Senior % 94.002821% Senior Prepayment % 100.000000% Subordinate % 5.997179%
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