-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, U2GCj/E6ziUZjgiG9XwKdyvfHrtTkA750oVYkWoO3FzHDxGz2NdVo3RVamqaFwjP aulE1I2JKVde6oinbbL7nQ== 0001295615-05-000001.txt : 20050103 0001295615-05-000001.hdr.sgml : 20041231 20050103132705 ACCESSION NUMBER: 0001295615-05-000001 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041221 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050103 DATE AS OF CHANGE: 20050103 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RASC Series 2004-KS6 Trust CENTRAL INDEX KEY: 0001295615 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-108865-06 FILM NUMBER: 05501564 BUSINESS ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD STREET 2: SUITE 600 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 BUSINESS PHONE: 9528327000 MAIL ADDRESS: STREET 1: 8400 NORMANDALE BLVD STE 6 STREET 2: 8400 NORMANDALE BLVD STE 6 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 8-K 1 ks68k12.txt Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 27, 2004 RESIDENTIAL ASSET SECURITIES CORPORATION as depositor of the RASC SERIES 2004-KS6 TRUST (Exact name of the registrant as specified in its charter) Delaware 333-108865-06 51-0362653 (State or other (Commission File Number) (I.R.S. Employee jurisdiction of incorporation) Identification No.) Residential Asset Securities Corporation 8400 Normandale Lake Boulevard Minneapolis, Minnesota 55437 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (952) 857-7000 N/A _______________________________________________________________________________ (Former name or address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) INFORMATION TO BE INCLUDED IN THE REPORT Section 8 - Other Events Item 8.01 - Other Events A copy of the monthly report relating to the December 2004 distribution to holders of the Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2004-KS6 is included as an exhibit to this Report. Section 9 - Financial Statements Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits The following is filed as an Exhibit to this Report under Exhibit 20. No. 20. December 2004 Monthly Report SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. RESIDENTIAL ASSET SECURITIES CORPORATION, as depositor of the registrant identified on the cover page to this Report By: /s/ Barbara Wendt Name: Barbara Wendt Title: Managing Director Dated: December 27, 2004 EX-20 2 ks60412.txt Run: 12/21/04 12:31:04 REPT1B.FRG Page: 1 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6(POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4861 _______________________________________________________________________________ PRINCIPAL CURRENT ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION _______________________________________________________________________________ A-I-1 76110WZJ8 76,794,000.00 67,256,796.84 2.320630 % 2,958,226.49 A-I-2 76110WZK5 8,675,000.00 8,675,000.00 3.610000 % 0.00 A-I-3 76110WZL3 44,858,000.00 44,858,000.00 4.160000 % 0.00 A-I-4 76110WZM1 13,756,000.00 13,756,000.00 5.220000 % 0.00 A-I-5 76110WZN9 20,617,000.00 20,617,000.00 5.850000 % 0.00 A-I-6 76110WZP4 18,300,000.00 18,300,000.00 5.390000 % 0.00 A-II-A 76110WZQ2 340,000,000.00 312,543,764.78 2.430630 % 9,480,909.50 A-II-B 76110WZR0 161,089,000.00 134,518,486.07 2.310630 % 7,674,114.04 A-II-B 76110WZS8 167,485,000.00 167,485,000.00 2.440630 % 0.00 A-II-B 76110WZT6 11,426,000.00 11,426,000.00 2.630630 % 0.00 M-I-1 76110WZU3 7,500,000.00 7,500,000.00 5.850000 % 0.00 M-I-2 76110WZV1 5,500,000.00 5,500,000.00 5.850000 % 0.00 M-I-3 76110WZW9 4,000,000.00 4,000,000.00 5.850000 % 0.00 M-II-1 76110WZX7 50,000,000.00 50,000,000.00 2.730630 % 0.00 M-II-2 76110WZY5 42,000,000.00 42,000,000.00 3.360630 % 0.00 M-II-3 76110WZZ2 28,000,000.00 28,000,000.00 4.180630 % 0.00 SB-I 76110WA30 146.28 2,161,411.67 0.000000 % 0.00 SB-II 76110WA48 683.28 683.28 0.000000 % 0.00 R-I 0.00 0.00 0.000000 % 0.00 R-II 0.00 0.00 0.000000 % 0.00 R-III 0.00 0.00 0.000000 % 0.00 - ------------------------------------------------------------------------------- 1,000,000,829.56 938,598,142.64 20,113,250.03 =============================================================================== _______________________________________________________________________________ REMAINING INTEREST TOTAL DEFERRED REALIZED PRINCIPAL DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE _______________________________________________________________________________ A-I-1 134,400.62 3,092,627.11 0.00 0.00 64,298,570.35 A-I-2 26,097.29 26,097.29 0.00 0.00 8,675,000.00 A-I-3 155,507.73 155,507.73 0.00 0.00 44,858,000.00 A-I-4 59,838.60 59,838.60 0.00 0.00 13,756,000.00 A-I-5 100,507.88 100,507.88 0.00 0.00 20,617,000.00 A-I-6 82,197.50 82,197.50 0.00 0.00 18,300,000.00 A-II-A 654,167.38 10,135,076.88 0.00 0.00 303,062,855.28 A-II-B1 267,652.66 7,941,766.70 0.00 0.00 126,844,372.03 A-II-B2 351,995.46 351,995.46 0.00 0.00 167,485,000.00 A-II-B3 25,882.91 25,882.91 0.00 0.00 11,426,000.00 M-I-1 36,562.50 36,562.50 0.00 0.00 7,500,000.00 M-I-2 26,812.50 26,812.50 0.00 0.00 5,500,000.00 M-I-3 19,500.00 19,500.00 0.00 0.00 4,000,000.00 M-II-1 117,568.79 117,568.79 0.00 0.00 50,000,000.00 M-II-2 121,542.78 121,542.78 0.00 0.00 42,000,000.00 M-II-3 100,799.63 100,799.63 0.00 0.00 28,000,000.00 SB-I 0.00 0.00 343,493.52 0.00 2,504,905.19 SB-II 2,281,788.46 2,281,788.46 0.00 0.00 683.28 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------- 4,562,822.69 24,676,072.72 343,493.52 0.00 918,828,386.13 =============================================================================== Run: 12/21/04 12:31:04 Page: 2 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6(POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4861 _______________________________________________________________________________ AMOUNTS PER $1,000 UNIT _______________________________________________________________________________ BEGINNING ENDING BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR _______________________________________________________________________________ A-I-1 875.807965 38.521584 1.750145 40.271729 0.000000 837.286381 A-I-2 1000.000000 0.000000 3.008333 3.008333 0.000000 1000.000000 A-I-3 1000.000000 0.000000 3.466667 3.466667 0.000000 1000.000000 A-I-4 1000.000000 0.000000 4.350000 4.350000 0.000000 1000.000000 A-I-5 1000.000000 0.000000 4.875000 4.875000 0.000000 1000.000000 A-I-6 1000.000000 0.000000 4.491667 4.491667 0.000000 1000.000000 A-II-A 919.246367 27.885028 1.924022 29.809050 0.000000 891.361339 A-II-B 835.056932 47.638970 1.661520 49.300490 0.000000 787.417962 A-II-B 1000.000000 0.000000 2.101654 2.101654 0.000000 1000.000000 A-II-B 1000.000000 0.000000 2.265264 2.265264 0.000000 1000.000000 M-I-1 1000.000000 0.000000 4.875000 4.875000 0.000000 1000.000000 M-I-2 1000.000000 0.000000 4.875000 4.875000 0.000000 1000.000000 M-I-3 1000.000000 0.000000 4.875000 4.875000 0.000000 1000.000000 M-II-1 1000.000000 0.000000 2.351376 2.351376 0.000000 1000.000000 M-II-2 1000.000000 0.000000 2.893876 2.893876 0.000000 1000.000000 M-II-3 1000.000000 0.000000 3.599987 3.599987 0.000000 1000.000000 _______________________________________________________________________________ DETERMINATION DATE 20-December-04 DISTRIBUTION DATE 27-December-04 Run: 12/21/04 12:31:04 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6 (POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4861 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 337,680.32 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,361.11 SUBSERVICER ADVANCES THIS MONTH 193,763.46 MASTER SERVICER ADVANCES THIS MONTH 5,695.37 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 140 16,418,791.00 (B) TWO MONTHLY PAYMENTS: 38 3,925,399.52 (C) THREE OR MORE MONTHLY PAYMENTS: 31 2,783,855.64 FORECLOSURES NUMBER OF LOANS 45 AGGREGATE PRINCIPAL BALANCE 5,808,346.71 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 918,828,386.13 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 7,055 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 8 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,101,250.10 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 18,585,788.33 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 171,809.45 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 85.17341040 % 3.63969340 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 84.81701360 % 3.75538990 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.98194300 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00 POOL TRADING FACTOR: 91.88276239 Run: 12/21/04 12:31:04 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6 (POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4861 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 62,350.14 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,353.84 SUBSERVICER ADVANCES THIS MONTH 21,280.07 MASTER SERVICER ADVANCES THIS MONTH 2,429.43 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 26 1,888,641.01 (B) TWO MONTHLY PAYMENTS: 8 326,233.25 (C) THREE OR MORE MONTHLY PAYMENTS: 8 346,429.02 FORECLOSURES NUMBER OF LOANS 2 AGGREGATE PRINCIPAL BALANCE 330,411.82 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 190,009,475.54 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 1,821 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 1 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 298,773.55 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,371,717.23 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.37835782 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.90 POOL TRADING FACTOR: 95.00466828 Run: 12/21/04 12:31:04 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6 (POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4861 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 136,827.68 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00 SUBSERVICER ADVANCES THIS MONTH 96,571.28 MASTER SERVICER ADVANCES THIS MONTH 2,659.77 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 64 7,776,749.45 (B) TWO MONTHLY PAYMENTS: 18 1,913,147.52 (C) THREE OR MORE MONTHLY PAYMENTS: 15 1,679,799.29 FORECLOSURES NUMBER OF LOANS 21 AGGREGATE PRINCIPAL BALANCE 3,183,197.48 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 363,063,527.49 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 2,623 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 4 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 611,112.47 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 9,022,626.49 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.87255479 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.20 POOL TRADING FACTOR: 90.76572934 Run: 12/21/04 12:31:04 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6 (POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4861 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 138,502.50 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,007.27 SUBSERVICER ADVANCES THIS MONTH 75,912.11 MASTER SERVICER ADVANCES THIS MONTH 606.17 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 50 6,753,400.54 (B) TWO MONTHLY PAYMENTS: 12 1,686,018.75 (C) THREE OR MORE MONTHLY PAYMENTS: 8 757,627.33 FORECLOSURES NUMBER OF LOANS 22 AGGREGATE PRINCIPAL BALANCE 2,294,737.41 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 365,755,383.10 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 2,611 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 3 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 191,364.08 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 7,191,444.61 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 171,809.45 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.88458936 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.30 POOL TRADING FACTOR: 91.43884324 -----END PRIVACY-ENHANCED MESSAGE-----