-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, RyP8LX5eqKC6VzSxVLswEqXq+/oGv6uFslwDrW7W69vekteAFbxXmuf77BT+ZLTk Bu/lf9y/3vR20blelmKg6A== 0001295615-04-000006.txt : 20041026 0001295615-04-000006.hdr.sgml : 20041026 20041026150235 ACCESSION NUMBER: 0001295615-04-000006 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041007 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041026 DATE AS OF CHANGE: 20041026 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RASC Series 2004-KS6 Trust CENTRAL INDEX KEY: 0001295615 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-108865-06 FILM NUMBER: 041096507 BUSINESS ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD STREET 2: SUITE 600 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 BUSINESS PHONE: 9528327000 MAIL ADDRESS: STREET 1: 8400 NORMANDALE BLVD STE 6 STREET 2: 8400 NORMANDALE BLVD STE 6 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 8-K 1 ks68k10.txt Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 25, 2004 RESIDENTIAL ASSET SECURITIES CORPORATION as depositor of the RASC SERIES 2004-KS6 TRUST (Exact name of the registrant as specified in its charter) Delaware 333-108865-06 51-0362653 (State or other (Commission File Number) (I.R.S. Employee jurisdiction of incorporation) Identification No.) Residential Asset Securities Corporation 8400 Normandale Lake Boulevard Minneapolis, Minnesota 55437 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (952) 857-7000 N/A _______________________________________________________________________________ (Former name or address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) INFORMATION TO BE INCLUDED IN THE REPORT Section 8 - Other Events Item 8.01 - Other Events A copy of the monthly report relating to the October 2004 distribution to holders of the Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2004-KS6 is included as an exhibit to this Report. Section 9 - Financial Statements Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits The following is filed as an Exhibit to this Report under Exhibit 20. No. 20. October 2004 Monthly Report SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. RESIDENTIAL ASSET SECURITIES CORPORATION, as depositor of the registrant identified on the cover page to this Report By: /s/ Barbara Wendt Name: Barbara Wendt Title: Managing Director Dated: October 25, 2004 EX-20 2 ks60410.txt Run: 10/22/04 08:35:22 REPT1B.FRG Page: 1 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6(POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4861 _______________________________________________________________________________ PRINCIPAL CURRENT ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION _______________________________________________________________________________ A-I-1 76110WZJ8 76,794,000.00 72,704,713.52 1.980000 % 1,462,410.61 A-I-2 76110WZK5 8,675,000.00 8,675,000.00 3.610000 % 0.00 A-I-3 76110WZL3 44,858,000.00 44,858,000.00 4.160000 % 0.00 A-I-4 76110WZM1 13,756,000.00 13,756,000.00 5.220000 % 0.00 A-I-5 76110WZN9 20,617,000.00 20,617,000.00 5.850000 % 0.00 A-I-6 76110WZP4 18,300,000.00 18,300,000.00 5.390000 % 0.00 A-II-A 76110WZQ2 340,000,000.00 326,927,274.23 2.090000 % 6,337,803.91 A-II-B 76110WZR0 161,089,000.00 150,414,340.61 1.970000 % 7,498,673.07 A-II-B 76110WZS8 167,485,000.00 167,485,000.00 2.100000 % 0.00 A-II-B 76110WZT6 11,426,000.00 11,426,000.00 2.290000 % 0.00 M-I-1 76110WZU3 7,500,000.00 7,500,000.00 5.850000 % 0.00 M-I-2 76110WZV1 5,500,000.00 5,500,000.00 5.850000 % 0.00 M-I-3 76110WZW9 4,000,000.00 4,000,000.00 5.850000 % 0.00 M-II-1 76110WZX7 50,000,000.00 50,000,000.00 2.390000 % 0.00 M-II-2 76110WZY5 42,000,000.00 42,000,000.00 3.020000 % 0.00 M-II-3 76110WZZ2 28,000,000.00 28,000,000.00 3.840000 % 0.00 SB-I 76110WA30 146.28 1,338,603.50 0.000000 % 0.00 SB-II 76110WA48 683.28 683.28 0.000000 % 0.00 R-I 0.00 0.00 0.000000 % 0.00 R-II 0.00 0.00 0.000000 % 0.00 R-III 0.00 0.00 0.000000 % 0.00 - ------------------------------------------------------------------------------- 1,000,000,829.56 973,502,615.14 15,298,887.59 =============================================================================== _______________________________________________________________________________ REMAINING INTEREST TOTAL DEFERRED REALIZED PRINCIPAL DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE _______________________________________________________________________________ A-I-1 111,965.26 1,574,375.87 0.00 0.00 71,242,302.91 A-I-2 26,097.29 26,097.29 0.00 0.00 8,675,000.00 A-I-3 155,507.73 155,507.73 0.00 0.00 44,858,000.00 A-I-4 59,838.60 59,838.60 0.00 0.00 13,756,000.00 A-I-5 100,507.87 100,507.87 0.00 0.00 20,617,000.00 A-I-6 82,197.50 82,197.50 0.00 0.00 18,300,000.00 A-II-A 531,438.45 6,869,242.36 0.00 0.00 320,589,470.32 A-II-B1 230,468.20 7,729,141.27 0.00 0.00 142,915,667.54 A-II-B2 273,558.83 273,558.83 0.00 0.00 167,485,000.00 A-II-B3 20,350.98 20,350.98 0.00 0.00 11,426,000.00 M-I-1 36,562.50 36,562.50 0.00 0.00 7,500,000.00 M-I-2 26,812.50 26,812.50 0.00 0.00 5,500,000.00 M-I-3 19,500.00 19,500.00 0.00 0.00 4,000,000.00 M-II-1 92,944.44 92,944.44 0.00 0.00 50,000,000.00 M-II-2 98,653.33 98,653.33 0.00 0.00 42,000,000.00 M-II-3 83,626.67 83,626.67 0.00 0.00 28,000,000.00 SB-I 0.00 0.00 424,075.76 0.00 1,762,679.26 SB-II 2,779,015.71 2,779,015.71 0.00 0.00 683.28 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------- 4,729,045.86 20,027,933.45 424,075.76 0.00 958,627,803.31 =============================================================================== Run: 10/22/04 08:35:22 Page: 2 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6(POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4861 _______________________________________________________________________________ AMOUNTS PER $1,000 UNIT _______________________________________________________________________________ BEGINNING ENDING BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR _______________________________________________________________________________ A-I-1 946.749922 19.043293 1.457995 20.501288 0.000000 927.706630 A-I-2 1000.000000 0.000000 3.008333 3.008333 0.000000 1000.000000 A-I-3 1000.000000 0.000000 3.466667 3.466667 0.000000 1000.000000 A-I-4 1000.000000 0.000000 4.350000 4.350000 0.000000 1000.000000 A-I-5 1000.000000 0.000000 4.875000 4.875000 0.000000 1000.000000 A-I-6 1000.000000 0.000000 4.491667 4.491667 0.000000 1000.000000 A-II-A 961.550807 18.640600 1.563054 20.203654 0.000000 942.910207 A-II-B 933.734399 46.549877 1.430689 47.980566 0.000000 887.184522 A-II-B 1000.000000 0.000000 1.633333 1.633333 0.000000 1000.000000 A-II-B 1000.000000 0.000000 1.781112 1.781112 0.000000 1000.000000 M-I-1 1000.000000 0.000000 4.875000 4.875000 0.000000 1000.000000 M-I-2 1000.000000 0.000000 4.875000 4.875000 0.000000 1000.000000 M-I-3 1000.000000 0.000000 4.875000 4.875000 0.000000 1000.000000 M-II-1 1000.000000 0.000000 1.858889 1.858889 0.000000 1000.000000 M-II-2 1000.000000 0.000000 2.348889 2.348889 0.000000 1000.000000 M-II-3 1000.000000 0.000000 2.986667 2.986667 0.000000 1000.000000 SB-I ****.****** 0.000000 0.000000 0.000000 ***.****** ****.****** SB-II 1000.000000 0.000000 *****.****** *****.****** 0.000000 999.999658 R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-III 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 _______________________________________________________________________________ DETERMINATION DATE 20-October-04 DISTRIBUTION DATE 25-October-04 Run: 10/22/04 08:35:22 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6 (POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4861 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 352,005.01 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 29,638.39 SUBSERVICER ADVANCES THIS MONTH 125,850.16 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 109 12,705,996.05 (B) TWO MONTHLY PAYMENTS: 24 2,259,095.77 (C) THREE OR MORE MONTHLY PAYMENTS: 13 1,218,236.16 FORECLOSURES NUMBER OF LOANS 20 AGGREGATE PRINCIPAL BALANCE 2,502,109.25 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 958,627,803.31 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 7,288 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 14,026,941.26 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 85.78953110 % 3.42467360 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 85.52479260 % 3.52205130 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.98186900 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.85 POOL TRADING FACTOR: 95.86270081 Run: 10/22/04 08:35:22 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6 (POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4861 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 63,953.57 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,385.07 SUBSERVICER ADVANCES THIS MONTH 19,275.63 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 22 2,063,155.26 (B) TWO MONTHLY PAYMENTS: 2 102,952.64 (C) THREE OR MORE MONTHLY PAYMENTS: 4 111,288.02 FORECLOSURES NUMBER OF LOANS 2 AGGREGATE PRINCIPAL BALANCE 354,850.87 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 196,210,982.17 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 1,862 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 828,057.42 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.37335930 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.80 POOL TRADING FACTOR: 98.10541933 Run: 10/22/04 08:35:22 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6 (POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4861 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 143,076.58 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,231.70 SUBSERVICER ADVANCES THIS MONTH 65,361.22 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 55 7,084,501.31 (B) TWO MONTHLY PAYMENTS: 12 1,471,006.47 (C) THREE OR MORE MONTHLY PAYMENTS: 2 243,952.06 FORECLOSURES NUMBER OF LOANS 9 AGGREGATE PRINCIPAL BALANCE 1,126,718.71 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 380,590,142.53 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 2,728 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 6,020,415.36 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.87865246 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 354.50 POOL TRADING FACTOR: 95.14737573 Run: 10/22/04 08:35:22 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET SECURITIES CORPORATION (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-KS6 (POOL # 4861) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4861 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 144,974.86 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,021.62 SUBSERVICER ADVANCES THIS MONTH 41,213.31 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 32 3,558,339.48 (B) TWO MONTHLY PAYMENTS: 10 685,136.66 (C) THREE OR MORE MONTHLY PAYMENTS: 7 862,996.08 FORECLOSURES NUMBER OF LOANS 9 AGGREGATE PRINCIPAL BALANCE 1,020,539.67 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 381,826,678.61 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 2,698 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 7,178,468.48 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.88357354 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 354.50 POOL TRADING FACTOR: 95.45666701 -----END PRIVACY-ENHANCED MESSAGE-----