-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Tsy4YUkBaZ1cGxRfHBOwXrGfs0iPyRxP2IYneYyi77sgITtWdvwVoBCHfpBHgsXV obKhrkvNyoo1tbbkGdafzA== 0001295614-05-000001.txt : 20050104 0001295614-05-000001.hdr.sgml : 20050104 20050104103332 ACCESSION NUMBER: 0001295614-05-000001 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041221 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050104 DATE AS OF CHANGE: 20050104 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RAMP Series 2004-RZ2 Trust CENTRAL INDEX KEY: 0001295614 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110437-20 FILM NUMBER: 05504389 BUSINESS ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD STREET 2: SUITE 600 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 BUSINESS PHONE: 952 857-7000 MAIL ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD SUITE 600 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 8-K 1 rz28k12.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 27, 2004 RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. as depositor of the RAMP SERIES 2004-RZ2 TRUST (Exact name of the registrant as specified in its charter) Delaware 333-110437-08 41-1955181 (State or other (Commission File Number) (I.R.S. Employee jurisdiction of incorporation) Identification No.) Residential Asset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Minneapolis, Minnesota 55437 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (952) 857-7000 N/A _______________________________________________________________________________ (Former name or address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) INFORMATION TO BE INCLUDED IN THE REPORT Section 8 - Other Events Item 8.01 - Other Events A copy of the monthly report relating to the December 2004 distribution to holders of the Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2004-RZ2 is included as an exhibit to this Report Section 9 - Financial Statements and Exhibits Item 9.01 - Financial Statements, Pro Forma Financial Information and Exhibits The following is filed as an Exhibit to this Report under Exhibit 20. No. 20. December 2004 Monthly Report SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., as depositor of the registrant identified on the cover page to this Report By: /s/Barbara Wendt Name: Barbara Wendt Title: Managing Director Dated: December 27, 2004 EX-20 2 rz20412.txt Run: 12/21/04 12:31:04 REPT1B.FRG Page: 1 of 2 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RZ2(POOL # 4864) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4864 _______________________________________________________________________________ PRINCIPAL CURRENT ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION _______________________________________________________________________________ A-I-1 7609854P3 108,200,000.00 94,665,876.11 2.310630 % 5,246,308.66 A-I-2 7609854Q1 29,500,000.00 29,500,000.00 3.690000 % 0.00 A-I-3 7609854R9 59,700,000.00 59,700,000.00 4.300000 % 0.00 A-I-4 7609854S7 43,700,000.00 43,700,000.00 5.350000 % 0.00 A-I-5 7609854T5 28,900,000.00 28,900,000.00 5.980000 % 0.00 A-I-6 7609854U2 30,000,000.00 30,000,000.00 5.410000 % 0.00 A-IO 7609854W8 0.00 0.00 3.500000 % 0.00 A-II 7609854V0 175,000,000.00 164,659,815.75 2.430630 % 3,867,353.78 SB-1 7609856S5 76.66 76.66 0.000000 % 0.00 SB-2 7609856T3 169.34 169.34 0.000000 % 0.00 R-I 0.00 0.00 0.000000 % 0.00 R-II 0.00 0.00 0.000000 % 0.00 R-III 0.00 0.00 0.000000 % 0.00 R-IV 0.00 0.00 0.000000 % 0.00 R-V 0.00 0.00 0.000000 % 0.00 - ------------------------------------------------------------------------------- 475,000,246.00 451,125,937.86 9,113,662.44 =============================================================================== _______________________________________________________________________________ REMAINING INTEREST TOTAL DEFERRED REALIZED PRINCIPAL DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE _______________________________________________________________________________ A-I-1 188,357.56 5,434,666.22 0.00 0.00 89,419,567.45 A-I-2 90,712.50 90,712.50 0.00 0.00 29,500,000.00 A-I-3 213,925.00 213,925.00 0.00 0.00 59,700,000.00 A-I-4 194,829.17 194,829.17 0.00 0.00 43,700,000.00 A-I-5 144,018.33 144,018.33 0.00 0.00 28,900,000.00 A-I-6 135,250.00 135,250.00 0.00 0.00 30,000,000.00 A-IO 210,000.00 210,000.00 0.00 0.00 0.00 A-II 344,639.99 4,211,993.77 0.00 0.00 160,792,461.97 SB-1 521,267.44 521,267.44 0.00 0.00 76.66 SB-2 563,905.60 563,905.60 0.00 0.00 169.34 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 R-IV 0.00 0.00 0.00 0.00 0.00 R-V 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------- 2,606,905.59 11,720,568.03 0.00 0.00 442,012,275.42 =============================================================================== _______________________________________________________________________________ AMOUNTS PER $1,000 UNIT _______________________________________________________________________________ BEGINNING ENDING BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR _______________________________________________________________________________ A-I-1 874.915676 48.487141 1.740828 50.227969 0.000000 826.428535 A-I-2 1000.000000 0.000000 3.075000 3.075000 0.000000 1000.000000 A-I-3 1000.000000 0.000000 3.583333 3.583333 0.000000 1000.000000 A-I-4 1000.000000 0.000000 4.458333 4.458333 0.000000 1000.000000 A-I-5 1000.000000 0.000000 4.983333 4.983333 0.000000 1000.000000 A-I-6 1000.000000 0.000000 4.508333 4.508333 0.000000 1000.000000 A-IO 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 A-II 940.913233 22.099164 1.969371 24.068535 0.000000 918.814068 _______________________________________________________________________________ DETERMINATION DATE 20-December-04 DISTRIBUTION DATE 27-December-04 Run: 12/21/04 12:31:04 rept2.frg Page: 2 of 2 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RZ2 (POOL # 4864) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4864 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 92,829.65 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00 SUBSERVICER ADVANCES THIS MONTH 37,544.72 MASTER SERVICER ADVANCES THIS MONTH 849.52 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 18 2,492,239.44 (B) TWO MONTHLY PAYMENTS: 5 920,089.20 (C) THREE OR MORE MONTHLY PAYMENTS: 2 317,646.18 FORECLOSURES NUMBER OF LOANS 13 AGGREGATE PRINCIPAL BALANCE 1,690,094.18 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 442,012,275.42 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 3,076 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 1 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 122,442.35 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 8,262,260.49 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 484,625.72 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 99.99994550 % 0.00005450 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 99.99994430 % 0.00005570 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.38596800 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.89 POOL TRADING FACTOR: 93.05516769 Run: 12/21/04 12:31:04 rept2.frg Page: 2 of 2 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RZ2 (POOL # 4864) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4864 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 58,964.96 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00 SUBSERVICER ADVANCES THIS MONTH 17,136.94 MASTER SERVICER ADVANCES THIS MONTH 849.52 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 11 1,516,847.93 (B) TWO MONTHLY PAYMENTS: 2 238,763.04 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 5 AGGREGATE PRINCIPAL BALANCE 615,480.26 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 281,219,644.11 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 2,021 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 1 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 122,442.35 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,605,768.95 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 411,109.07 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.56457761 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.80 POOL TRADING FACTOR: 93.73985742 Run: 12/21/04 12:31:04 rept2.frg Page: 2 of 2 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RZ2 (POOL # 4864) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4864 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 33,864.69 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00 SUBSERVICER ADVANCES THIS MONTH 20,407.78 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 7 975,391.51 (B) TWO MONTHLY PAYMENTS: 3 681,326.16 (C) THREE OR MORE MONTHLY PAYMENTS: 2 317,646.18 FORECLOSURES NUMBER OF LOANS 8 AGGREGATE PRINCIPAL BALANCE 1,074,613.92 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 160,792,631.31 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 1,055 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,656,491.54 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 73,516.65 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.07358682 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 351.80 POOL TRADING FACTOR: 91.88141470 -----END PRIVACY-ENHANCED MESSAGE-----