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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Regulatory Matters [Abstract]  
Schedule Of Compliance With Regulatory Capital Requirements Under Banking Regulations



 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

To be well



 

 

 

 

 

 

 

 

 

capitalized under



 

 

 

 

 

For capital

 

prompt corrective



 

Actual

 

adequacy purposes

 

action provisions



 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio



 

(dollars in thousands)

As of December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

The Bancorp, Inc.

 

$          486,372 

 

19.45% 

 

$            200,074 

 

>=8.00

 

N/A

 

 N/A

The Bancorp Bank

 

478,033 

 

19.11% 

 

200,068 

 

8.00 

 

250,085 

 

>= 10.00%



 

 

 

 

 

 

 

 

 

 

 

 

Tier I capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

The Bancorp, Inc.

 

476,134 

 

19.04% 

 

150,055 

 

>=6.00

 

N/A

 

 N/A

The Bancorp Bank

 

467,796 

 

18.71% 

 

150,051 

 

6.00 

 

200,068 

 

>= 8.00%



 

 

 

 

 

 

 

 

 

 

 

 

Tier I capital

 

 

 

 

 

 

 

 

 

 

 

 

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

The Bancorp, Inc.

 

476,134 

 

9.63% 

 

197,837 

 

>=4.00

 

N/A

 

 N/A

The Bancorp Bank

 

467,796 

 

9.46% 

 

197,831 

 

4.00 

 

247,289 

 

>= 5.00%



 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

The Bancorp, Inc.

 

476,134 

 

19.04% 

 

100,037 

 

>=4.00

 

N/A

 

 N/A

The Bancorp Bank

 

467,796 

 

18.71% 

 

112,538 

 

4.50 

 

162,555 

 

>= 6.50%



 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2018

 

 

 

 

 

 

 

 

 

 

 

 

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

The Bancorp, Inc.

 

$          424,682 

 

21.07% 

 

$            161,238 

 

>=8.00

 

N/A

 

 N/A

The Bancorp Bank

 

416,077 

 

20.61% 

 

161,506 

 

8.00 

 

201,882 

 

>= 10.00%



 

 

 

 

 

 

 

 

 

 

 

 

Tier I capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

The Bancorp, Inc.

 

416,029 

 

20.64% 

 

120,928 

 

>=6.00

 

N/A

 

 N/A

The Bancorp Bank

 

407,425 

 

20.18% 

 

121,129 

 

6.00 

 

161,506 

 

>= 8.00%



 

 

 

 

 

 

 

 

 

 

 

 

Tier I capital

 

 

 

 

 

 

 

 

 

 

 

 

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

The Bancorp, Inc.

 

416,029 

 

10.11% 

 

168,160 

 

>=4.00

 

N/A

 

 N/A

The Bancorp Bank

 

407,425 

 

9.70% 

 

171,019 

 

4.00 

 

213,774 

 

>= 5.00%



 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

The Bancorp, Inc.

 

416,029 

 

20.64% 

 

80,619 

 

>=4.00

 

N/A

 

 N/A

The Bancorp Bank

 

407,425 

 

20.18% 

 

90,847 

 

4.50 

 

131,223 

 

>= 6.50%