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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest income      
Loans, including fees $ 127,106,000 $ 95,315,000 $ 79,081,000
Investment securities:      
Taxable interest 42,286,000 41,993,000 36,121,000
Tax-exempt interest 170,000 207,000 306,000
Federal funds sold / securities purchased under agreements to resell   1,708,000 1,310,000
Interest earning deposits 10,007,000 8,737,000 5,202,000
Total interest income 179,569,000 147,960,000 122,020,000
Interest expense      
Deposits 34,400,000 25,946,000 14,418,000
Short-term borrowings 3,131,000 451,000 336,000
Subordinated debentures 750,000 714,000 586,000
Total interest expense 38,281,000 27,111,000 15,340,000
Net interest income 141,288,000 120,849,000 106,680,000
Provision for loan and lease losses 4,400,000 3,585,000 2,920,000
Net interest income after provision for loan and lease losses 136,888,000 117,264,000 103,760,000
Non-interest income      
Prepaid, debit card and related fees 65,141,000 54,627,000 53,367,000
Net realized and unrealized gains on commercial loans originated for sale 24,072,000 20,498,000 17,919,000
Gain on sale of investment securities   41,000 2,231,000
Gain on sale of IRA portfolio   65,000,000  
Gain on sale of health savings portfolio     2,538,000
Change in value of investment in unconsolidated entity   (3,689,000) (20,000)
Leasing related income 3,243,000 3,071,000 2,663,000
Affinity fees   281,000 1,545,000
Loss from sale of European prepaid card operations     (3,437,000)
Other 2,220,000 1,691,000 1,636,000
Total non-interest income 104,127,000 153,795,000 91,548,000
Non-interest expense      
Salaries and employee benefits 94,259,000 79,816,000 75,832,000
Depreciation and amortization 3,696,000 3,997,000 4,452,000
Rent and related occupancy cost 6,628,000 5,474,000 5,680,000
Data processing expense 4,894,000 6,187,000 10,159,000
One-time fee to exit data processing contract     1,136,000
Printing and supplies 637,000 906,000 1,354,000
Audit expense 1,785,000 2,002,000 1,682,000
Legal expense 5,319,000 7,845,000 8,072,000
Amortization of intangible assets 1,531,000 1,531,000 1,528,000
FDIC Insurance 7,025,000 8,819,000 10,097,000
Software 12,731,000 13,304,000 12,597,000
Insurance 2,475,000 2,578,000 2,333,000
Telecom and IT network communications 1,493,000 1,373,000 1,793,000
Securitization and servicing expense 81,000 117,000 170,000
Consulting 3,240,000 3,239,000 2,227,000
Civil money penalties 8,900,000 (290,000) 2,290,000
Prepaid relationship exit expense   672,000  
Lease termination expense 908,000 395,000  
Other 12,919,000 13,313,000 13,512,000
Total non-interest expense 168,521,000 151,278,000 154,914,000
Income from continuing operations before income taxes 72,494,000 119,781,000 40,394,000
Income tax expense 21,226,000 32,241,000 23,056,000
Net income from continuing operations 51,268,000 87,540,000 17,338,000
Discontinued operations      
Income from discontinued operations before income taxes 510,000 1,491,000 4,059,000
Income tax expense (benefit) 219,000 354,000 (276,000)
Income from discontinued operations, net of tax 291,000 1,137,000 4,335,000
Net income $ 51,559,000 $ 88,677,000 $ 21,673,000
Net income per share from continuing operations - basic $ 0.90 $ 1.55 $ 0.31
Net income per share from discontinued operations - basic 0.01 0.02 0.08
Net income per share - basic 0.91 1.57 0.39
Net income per share from continuing operations - diluted 0.89 1.53 0.31
Net income per share from discontinued operations - diluted 0.01 0.02 0.08
Net income per share - diluted $ 0.90 $ 1.55 $ 0.39
Service Fees On Deposit Accounts [Member]      
Non-interest income      
Non-interest income $ 75,000 $ 3,622,000 $ 6,788,000
ACH, Card And Other Payment Processing Fees [Member]      
Non-interest income      
Non-interest income $ 9,376,000 $ 8,653,000 $ 6,318,000