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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest income      
Loans, including fees $ 49,861 $ 36,459 $ 27,640
Interest on investment securities:      
Taxable interest 19,918 20,662 15,999
Tax-exempt interest 10,820 11,345 4,758
Federal funds sold / securities purchased under agreements to resell 577 462 425
Interest earning deposits 2,354 1,792 2,328
Total interest income 83,530 70,720 51,150
Interest expense      
Deposits 13,124 10,767 10,166
Securities sold under agreements to repurchase 15 50 54
Short-term borrowings 12    
Subordinated debenture 448 478 548
Total interest expense 13,599 11,295 10,768
Net interest income 69,931 59,425 40,382
Provision for loan and lease losses 2,100 1,202 355
Net interest income after provision for loan and lease losses 67,831 58,223 40,027
Non-interest income      
Service fees on deposit accounts 7,468 6,339 4,977
Card payment and ACH processing fees 5,731 5,402 4,046
Prepaid card fees 47,496 51,287 45,339
Gain on sale of loans 10,080 12,542 17,225
Gain on sales of investment securities 14,435 450 1,889
Gain on sale of health savings portfolio 33,531    
Change in value of investment in unconsolidated entity 1,729    
Other than temporary impairment on securities held-to-maturity     (20)
Leasing income 2,291 2,899 2,560
Debit card income 1,611 1,679 892
Affinity fees 3,358 2,596 2,986
Other 5,337 1,855 2,179
Total non-interest income 133,067 85,049 82,073
Non-interest expense      
Salaries and employee benefits 68,390 60,509 52,248
Depreciation and amortization 4,747 4,523 3,694
Rent and related occupancy cost 5,659 4,694 3,858
Data processing expense 14,359 13,207 10,888
Printing and supplies 2,651 2,229 1,598
Audit expense 2,003 1,427 1,441
Legal expense 3,828 2,102 2,048
Amortization of intangible assets 1,186 1,211 1,142
FDIC Insurance 11,315 6,805 3,682
Software 7,222 4,908 3,553
Insurance 1,923 1,700 1,311
Telecom and IT network communications 2,016 2,531 1,483
Securitization and servicing expense 1,948 1,843 767
Consulting 4,333 3,452 1,700
Bank Secrecy Act and lookback consulting expenses 41,444 8,801  
Other 21,064 16,038 12,404
Total non-interest expense 194,088 135,980 101,817
Income from continuing operations before income taxes 6,810 7,292 20,283
Income tax (benefit) provision 1,450 (14,523) 6,767
Net income from continuing operations 5,360 21,815 13,516
Income (loss) from discontinued operations before income taxes 12,793 54,625 (11,669)
Income tax provision 4,721 19,331 16,269
Income (loss) from discontinued operations, net of tax 8,072 35,294 (27,938)
Net income (loss) available to common shareholders $ 13,432 $ 57,109 $ (14,422)
Net income (loss) per share from continuing operations - basic $ 0.14 $ 0.58 $ 0.36
Net income (loss) per share from discontinued operations - basic 0.21 0.94 (0.75)
Net income (loss) per share - basic 0.35 1.52 (0.39)
Net income (loss) per share from continuing operations - diluted 0.14 0.57 0.35
Net income (loss) per share from discontinued operations - diluted 0.21 0.92 (0.75)
Net income (loss) per share - diluted $ 0.35 $ 1.49 $ (0.40)