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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest income      
Loans, including fees $ 83,040,000 $ 78,222,000 $ 74,627,000
Interest on investment securities:      
Taxable interest 15,999,000 13,378,000 9,682,000
Tax-exempt interest 4,758,000 2,815,000 2,672,000
Federal funds sold / securities purchased under agreements to resell 425,000 7,000  
Interest bearing deposits 2,328,000 2,433,000 1,461,000
Total interest income 106,550,000 96,855,000 88,442,000
Interest expense      
Deposits 10,166,000 10,447,000 10,939,000
Securities sold under agreements to repurchase 54,000 95,000 231,000
Short-term borrowings     3,000
Subordinated debenture 548,000 869,000 863,000
Total interest expense 10,768,000 11,411,000 12,036,000
Net interest income 95,782,000 85,444,000 76,406,000
Provision for loan and lease losses 29,500,000 22,438,000 21,498,000
Net interest income after provision for loan and lease losses 66,282,000 63,006,000 54,908,000
Non-interest income      
Service fees on deposit accounts 4,977,000 3,548,000 2,552,000
Card payment and ACH processing fees 4,046,000 2,977,000 2,399,000
Prepaid card fees 45,339,000 33,311,000 18,665,000
Gain on sale of loans 17,225,000 1,885,000 4,000
Gain on sales of investment securities 1,889,000 661,000 759,000
Other than temporary impairment on securities held-to-maturity (20,000) (202,000) (75,000)
Leasing income 2,560,000 2,954,000 2,517,000
Debit card income 892,000 482,000 625,000
Affinity fees 2,986,000 2,794,000 1,606,000
Other 3,536,000 1,188,000 1,473,000
Total non-interest income 83,430,000 49,598,000 30,525,000
Non-interest expense      
Salaries and employee benefits 53,086,000 40,057,000 31,108,000
Depreciation and amortization 3,694,000 2,762,000 2,443,000
Rent and related occupancy cost 4,073,000 3,352,000 2,959,000
Data processing expense 11,193,000 10,231,000 8,961,000
Printing and supplies 1,660,000 1,721,000 1,529,000
Professional fees 1,441,000 1,145,000 1,081,000
Legal expense 5,717,000 3,888,000 2,801,000
Amortization of intangible assets 1,142,000 1,001,000 1,001,000
Losses on sale and write downs on other real estate owned 1,461,000 2,508,000 555,000
FDIC insurance 3,682,000 3,172,000 3,335,000
Software 3,621,000 2,351,000 2,049,000
Other real estate owned expense 840,000 560,000 1,159,000
Other 19,167,000 15,438,000 13,223,000
Total non-interest expense 110,777,000 88,186,000 72,204,000
Income before income tax 38,935,000 24,418,000 13,229,000
Income tax provision 13,825,000 7,794,000 4,311,000
Net income $ 25,110,000 $ 16,624,000 $ 8,918,000
Net income per share - basic (in dollars per share) $ 0.67 $ 0.50 $ 0.28
Net income per share - diluted (in dollars per share) $ 0.66 $ 0.50 $ 0.28