XML 22 R46.htm IDEA: XBRL DOCUMENT v2.4.0.6
Summary of Accounting Policies (Details) (USD $)
3 Months Ended 12 Months Ended
Dec. 31, 2012
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2011
Sep. 30, 2011
Jun. 30, 2011
Mar. 31, 2011
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Nov. 29, 2012
Investment Securities [Abstract]                        
Other than temporary impairment on securities available-for-sale                 $ 202,000 [1] $ 75,000 [1] $ 135,000 [1]  
Loans and Allowance for Loan and Lease Losses [Abstract]                        
Number of missing loans payment to consider 90 days delinquent and still accruing                 4      
Number of missing loans payment to consider 30 to 59 day delinquencies                 2      
Number of missing loans payment to consider 60 to 89 day delinquencies                 3      
Loans available for sale 11,300,000       0       11,300,000 0    
Internal Use Software [Abstract]                        
Amortization expenses during the period                 1,001,000 1,001,000 1,001,000  
Other Identifiable Intangible Assets [Abstract]                        
Acquired software and personnel of a prepaid program manager                       1,800,000
Other Real Estate Owned [Abstract]                        
Other real estate owned 4,241,000       7,405,000       4,241,000 7,405,000    
Income (numerator) [Abstract]                        
Basic earnings per share, Net income (Loss) available to common shareholders 5,237,000 3,561,000 3,854,000 3,972,000 3,288,000 2,282,000 660,000 2,688,000 16,624,000 8,918,000 (1,020,000)  
Effect of dilutive securities, Common stock options and warrants                 0 0 0  
Diluted earnings per share, Net income (loss) available to common shareholders                 16,624,000 8,918,000 (1,020,000)  
Shares (denominator) [Abstract]                        
Basic earnings per share, Net income available to common shareholders (in shares)                 33,227,755 31,914,955 26,181,281  
Effect of dilutive securities, Common stock options and Warrants (in shares)                 60,523 5,777 0  
Diluted earnings per share, Net income available to common shareholders (in shares)                 33,288,278 31,920,732 26,181,281  
Per share amount [Abstract]                        
Basic earnings per share, Net income available to common shareholders (in dollars per share) $ 0.15 [2] $ 0.11 [2] $ 0.12 [2] $ 0.12 [2] $ 0.10 [2] $ 0.07 [2] $ 0.02 [2] $ 0.10 [2] $ 0.50 $ 0.28 $ (0.04)  
Effect of dilutive securities, Common stock options and warrants (in dollars per share)                 $ 0 $ 0 $ 0  
Diluted earnings per share, Net income available to common shareholders (in dollars per share) $ 0.15 [2] $ 0.11 [2] $ 0.12 [2] $ 0.12 [2] $ 0.10 [2] $ 0.07 [2] $ 0.02 [2] $ 0.10 [2] $ 0.50 $ 0.28 $ (0.04)  
Minimum exercisable prices (in dollars per share)                 $ 7.36 $ 7.36 $ 7.81  
Maximum exercisable prices (in dollars per share)                 $ 25.43 $ 25.43 $ 25.43  
Other comprehensive income (loss) [Abstract]                        
Change in net unrealized gain/loss during the period                 6,198,000 14,198,000 (1,392,000)  
Reclassification adjustments for (gains) losses included in income                 (661,000) (759,000) (1,207,000)  
Reclassification adjustment for called security                 297,000 (846,000) 0  
Amortization of losses previously held as available for sale                 30,000 12,000 48,000  
Other comprehensive income (loss)                 5,864,000 12,605,000 (2,551,000)  
Deferred tax expense [Abstract]                        
Change in net unrealized gain/loss during the period                 2,169,000 4,969,000 (473,000)  
Reclassification adjustments for (gains) losses included in income                 (232,000) (265,000) (410,000)  
Reclassification adjustment for called security                 104,000 (296,000) 0  
Reclassification adjustments tax rate adjustment                 0 (27,000) 18,000  
Amortization of losses previously held as available for sale                 11,000 4,000 16,000  
Deferred tax expense                 2,052,000 4,385,000 (849,000)  
Other comprehensive income(loss), after tax and net of reclassifications into net income                 3,812,000 8,220,000 (1,702,000)  
Restrictions on Cash and Due from Banks [Abstract]                        
Restricted Cash and Cash Equivalents 181,300,000       96,200,000       181,300,000 96,200,000    
Cash pledged as collateral 25,000,000       0       25,000,000 0    
Segment Reporting [Abstract]                        
Number of Reportable Segments                 1 1 1  
Common Stock Repurchase Program [Abstract]                        
Number of stock repurchased under, Stock repurchase program (in shares) 100,000       100,000       100,000 100,000    
Maximum number of shares authorized (in shares)         750,000         750,000    
Purchase of treasury shares (in shares)                   100,000    
Average cost of repurchased stock (in dollars per share)                   $ 8.66    
Stock Options [Member]
                       
Per share amount [Abstract]                        
Common stock options (in shares)                 2,401,493 2,705,115 2,244,864  
Stock Appreciation Rights (SARs) [Member]
                       
Per share amount [Abstract]                        
Common stock options (in shares)                   60,000 60,000  
Internal Use Software [Member]
                       
Internal Use Software [Abstract]                        
Total capitalized software costs 1,300,000       1,100,000       1,300,000 1,100,000    
Amortization expenses during the period                 669,000 582,000 396,000  
Internal Use Software [Member] | Maximum [Member]
                       
Internal Use Software [Abstract]                        
Estimated useful life                 7 years      
Other Identifiable Intangible Assets [Abstract]                        
Amortization period                 7 years      
Internal Use Software [Member] | Minimum [Member]
                       
Internal Use Software [Abstract]                        
Estimated useful life                 3 years      
Other Identifiable Intangible Assets [Abstract]                        
Amortization period                 3 years      
Customer Lists [Member]
                       
Internal Use Software [Abstract]                        
Estimated useful life                 12 years      
Other Identifiable Intangible Assets [Abstract]                        
Amortization period                 12 years      
Amortization expenses per year 1,000,000               1,000,000      
Amortization expense, year two 1,000,000               1,000,000      
Amortization expense, year three 1,000,000               1,000,000      
Amortization expense, year four 1,000,000               1,000,000      
Amortization expense, year five 1,000,000               1,000,000      
Amortization expense over the next five year 5,000,000               5,000,000      
Gross Carrying amount 12,006,000       12,006,000       12,006,000 12,006,000    
Accumulated Amortization $ 5,003,000       $ 4,002,000       $ 5,003,000 $ 4,002,000    
[1] Other-than-temporary impairment was due to credit loss and therefore did not include amounts due to market conditions.
[2] May not equal annual amounts due to rounding,