UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012		Mar. 31, 2011
Interest income
Loans, including fees	$ 18,946		$ 18,293
Interest on investment securities:
Taxable interest	3,190		1,557
Tax-exempt interest	693		672
Interest bearing deposits	1,053		515
Total interest income	23,882		21,037
Interest expense
Deposits	2,722		2,605
Securities sold under agreements to repurchase	27		16
Short-term borrowings	0		3
Subordinated debenture	217		215
Total interest expense	2,966		2,839
Net interest income	20,916		18,198
Provision for loan and lease losses	5,220		4,672
Net interest income after provision for loan and lease losses	15,696		13,526
Non-interest income
Service fees on deposit accounts	905		635
Merchant credit card processing and ACH fees	673		569
Prepaid fees	9,046		4,755
Other than temporary impairment on securities held-to-maturity (1)	0	[1]	(75)	[1]
Leasing income	950		704
Debit card income	159		372
Affinity Fees	432		21
Other	125		702
Total non-interest income	12,290		7,683
Non-interest expense
Salaries and employee benefits	9,616		6,980
Depreciation and amortization	806		729
Rent and related occupancy cost	797		699
Data processing expense	2,643		2,393
Printing and supplies	456		282
Audit expense	302		260
Legal expense	536		500
Amortization of intangible assets	250		250
Losses on sale and write downs on other real estate owned	1,451		52
FDIC Insurance	934		1,212
Software, maintenance and equipment	431		366
Other real estate owned expense	159		167
Other	3,406		3,200
Total non-interest expense	21,787		17,090
Net income before income tax	6,199		4,119
Income tax provision	2,227		1,431
Net income available to common shareholders	$ 3,972		$ 2,688
Net income per share - basic (in dollars per share)	$ 0.12		$ 0.10
Net income per share - diluted (in dollars per share)	$ 0.12		$ 0.10

[1] <div>Other than temporary impairment was due to credit loss and therefore did not include amounts due to market conditions.</div>