The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   2,150,684 7,911 SH   SOLE 0 7,911 0 0
COCA COLA CO COM 191216100   211,128 3,020 SH   SOLE 0 3,020 0 0
ELI LILLY & CO COM 532457108   277,267 258 SH   SOLE 0 258 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   16,836,152 216,570 SH   SOLE 0 216,570 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   298,811 1,330 SH   SOLE 0 1,330 0 0
IDEXX LABS INC COM 45168D104   202,959 300 SH   SOLE 0 300 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   392,544 639 SH   SOLE 0 639 0 0
ISHARES GOLD TR ISHARES NEW 464285204   43,281,334 533,218 SH   SOLE 0 533,218 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   73,381,541 614,843 SH   SOLE 0 614,843 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   15,054,846 156,560 SH   SOLE 0 156,560 0 0
ISHARES TR CORE MSCI EAFE 46432F842   20,317,525 227,113 SH   SOLE 0 227,113 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   17,939,857 211,955 SH   SOLE 0 211,955 0 0
ISHARES TR CORE S&P TTL STK 464287150   52,824,739 355,268 SH   SOLE 0 355,268 0 0
ISHARES TR CORE S&P500 ETF 464287200   72,167,776 105,364 SH   SOLE 0 105,364 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,889,811 12,685 SH   SOLE 0 12,685 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,931,617 76,530 SH   SOLE 0 76,530 0 0
ISHARES TR ESG MSCI KLD 400 464288570   7,536,684 58,501 SH   SOLE 0 58,501 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   4,025,489 42,752 SH   SOLE 0 42,752 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   21,287,496 107,177 SH   SOLE 0 107,177 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   46,200,118 97,613 SH   SOLE 0 97,613 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   350,058 2,840 SH   SOLE 0 2,840 0 0
ISHARES TR S&P 500 VAL ETF 464287408   51,266,118 241,741 SH   SOLE 0 241,741 0 0
ISHARES TR TIPS BD ETF 464287176   254,991 2,320 SH   SOLE 0 2,320 0 0
ISHARES TR TRUST ISHARE 0-1 464288679   21,891,246 198,740 SH   SOLE 0 198,740 0 0
JOHNSON & JOHNSON COM 478160104   223,092 1,078 SH   SOLE 0 1,078 0 0
MICROSOFT CORP COM 594918104   464,759 961 SH   SOLE 0 961 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   2,046,622 45,430 SH   SOLE 0 45,430 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704   17,572,526 113,283 SH   SOLE 0 113,283 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   33,192,432 230,551 SH   SOLE 0 230,551 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   104,615,247 153,413 SH   SOLE 0 153,413 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A474   34,068,974 1,128,112 SH   SOLE 0 1,128,112 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,998,827 20,875 SH   SOLE 0 20,875 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   25,206,549 429,194 SH   SOLE 0 429,194 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   22,677,812 251,976 SH   SOLE 0 251,976 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   979,618 13,678 SH   SOLE 0 13,678 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   2,922,394 24,160 SH   SOLE 0 24,160 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   223,119 296 SH   SOLE 0 296 0 0