APPLE INC COM 037833100 2077985 8298 SH SOLE 0 8298 0 0 COCA COLA CO COM 191216100 210439 3380 SH SOLE 0 3380 0 0 CONOCOPHILLIPS COM 20825C104 202307 2040 SH SOLE 0 2040 0 0 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 14099317 205290 SH SOLE 0 205290 0 0 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 279539 1512 SH SOLE 0 1512 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 308272 603 SH SOLE 0 603 0 0 ISHARES GOLD TR ISHARES NEW 464285204 26968871 544716 SH SOLE 0 544716 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 67532648 584445 SH SOLE 0 584445 0 0 ISHARES TR 7-10 YR TRSY BD 464287440 13707064 148265 SH SOLE 0 148265 0 0 ISHARES TR CORE MSCI EAFE 46432F842 16234817 231002 SH SOLE 0 231002 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 13539541 204710 SH SOLE 0 204710 0 0 ISHARES TR CORE S&P TTL STK 464287150 44704064 347567 SH SOLE 0 347567 0 0 ISHARES TR CORE S&P500 ETF 464287200 58324245 99076 SH SOLE 0 99076 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 1757749 13645 SH SOLE 0 13645 0 0 ISHARES TR ESG AWRE 1 5 YR 46435G243 1949818 78940 SH SOLE 0 78940 0 0 ISHARES TR MSCI KLD400 SOC 464288570 7073750 64161 SH SOLE 0 64161 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 3488380 39288 SH SOLE 0 39288 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 18347760 103031 SH SOLE 0 103031 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 38266661 95290 SH SOLE 0 95290 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 292406 2880 SH SOLE 0 2880 0 0 ISHARES TR S&P 500 VAL ETF 464287408 44914604 235303 SH SOLE 0 235303 0 0 ISHARES TR SHORT TREAS BD 464288679 20119785 182724 SH SOLE 0 182724 0 0 ISHARES TR TIPS BD ETF 464287176 247196 2320 SH SOLE 0 2320 0 0 MICROSOFT CORP COM 594918104 415599 986 SH SOLE 0 986 0 0 NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 1870666 47515 SH SOLE 0 47515 0 0 SELECT SECTOR SPDR TR INDL 81369Y704 14986438 113740 SH SOLE 0 113740 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 27098792 116544 SH SOLE 0 116544 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 95625016 163160 SH SOLE 0 163160 0 0 SPDR SER TR PORTFOLIO SHORT 78464A474 30937124 1036072 SH SOLE 0 1036072 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 6459947 22290 SH SOLE 0 22290 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 22681298 389847 SH SOLE 0 389847 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 16535137 243594 SH SOLE 0 243594 0 0 VANGUARD WORLD FD ESG INTL STK ETF 921910725 543186 9580 SH SOLE 0 9580 0 0 VANGUARD WORLD FD ESG US STK ETF 921910733 1728063 16475 SH SOLE 0 16475 0 0