The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 76,367 192,686 SH   SOLE   192,686 0 0
ISHARES TR CORE S&P TTL STK 464287150 30,019 327,716 SH   SOLE   327,716 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 29,630 428,236 SH   SOLE   428,236 0 0
ISHARES TR CORE S&P500 ETF 464287200 29,491 74,133 SH   SOLE   74,133 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 26,140 214,648 SH   SOLE   214,648 0 0
ISHARES GOLD TR ISHARES 464285105 25,246 1,552,640 SH   SOLE   1,552,640 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 20,252 594,776 SH   SOLE   594,776 0 0
ISHARES TR S&P 500 VAL ETF 464287408 20,189 142,944 SH   SOLE   142,944 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 19,565 80,499 SH   SOLE   80,499 0 0
ISHARES TR CORE US AGGBD ET 464287226 18,416 161,783 SH   SOLE   161,783 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 17,607 190,015 SH   SOLE   190,015 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 14,241 107,226 SH   SOLE   107,226 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 13,051 57,055 SH   SOLE   57,055 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 11,079 112,535 SH   SOLE   112,535 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,074 53,580 SH   SOLE   53,580 0 0
LISTED FD TR CORE ALT FD 53656F847 4,706 162,328 SH   SOLE   162,328 0 0
ISHARES TR MSCI KLD400 SOC 464288570 3,973 52,036 SH   SOLE   52,036 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 2,130 58,834 SH   SOLE   58,834 0 0
ISHARES TR CORE S&P US GWT 464287671 2,020 22,245 SH   SOLE   22,245 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 811 12,462 SH   SOLE   12,462 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 489 6,625 SH   SOLE   6,625 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 463 10,691 SH   SOLE   10,691 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 239 9,185 SH   SOLE   9,185 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 172 1,525 SH   SOLE   1,525 0 0
APPLE INC COM 037833100 128 1,044 SH   SOLE   1,044 0 0
JOHNSON & JOHNSON COM 478160104 127 774 SH   SOLE   774 0 0