The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 73,222 194,620 SH   SOLE   194,620 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 33,328 499,902 SH   SOLE   499,902 0 0
ISHARES TR CORE S&P500 ETF 464287200 29,106 77,081 SH   SOLE   77,081 0 0
ISHARES TR CORE S&P TTL STK 464287150 28,727 328,419 SH   SOLE   328,419 0 0
ISHARES GOLD TRUST ISHARES 464285105 27,511 1,553,410 SH   SOLE   1,553,410 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 24,691 215,714 SH   SOLE   215,714 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 19,545 80,004 SH   SOLE   80,004 0 0
ISHARES TR CORE US AGGBD ET 464287226 18,842 160,723 SH   SOLE   160,723 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 18,072 187,705 SH   SOLE   187,705 0 0
ISHARES TR S&P 500 VAL ETF 464287408 16,789 132,123 SH   SOLE   132,123 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 14,368 108,719 SH   SOLE   108,719 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 13,213 57,369 SH   SOLE   57,369 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,708 54,270 SH   SOLE   54,270 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 9,621 112,330 SH   SOLE   112,330 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 9,606 327,525 SH   SOLE   327,525 0 0
LISTED FD TR CORE ALT FD 53656F847 4,492 161,580 SH   SOLE   161,580 0 0
ISHARES TR MSCI KLD400 SOC 464288570 3,289 45,622 SH   SOLE   45,622 0 0
ISHARES TR CORE S&P US GWT 464287671 2,043 22,600 SH   SOLE   22,600 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 1,363 41,695 SH   SOLE   41,695 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 813 12,522 SH   SOLE   12,522 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 420 5,905 SH   SOLE   5,905 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 396 8,870 SH   SOLE   8,870 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 358 3,017 SH   SOLE   3,017 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 240 9,185 SH   SOLE   9,185 0 0