The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares Russell 1000 Growth COM 464287614 6,926 69,625 SH   SOLE   69,625 0 0
Select Sector Financial Services COM 81369Y878 200 6,495 SH   SOLE   6,495 0 0
Standard & Poor's Dep Receipt SPDR's COM 78462F103 70,763 347,099 SH   SOLE   347,099 0 0
Vanguard MidCap COM 922908629 19,621 163,365 SH   SOLE   163,365 0 0
Vanguard SmallCap COM 922908751 227 2,060 SH   SOLE   2,060 0 0
Select Sector Financial COM 81369Y605 19,150 803,615 SH   SOLE   803,615 0 0
Vanguard Health Care COM 92204A504 21,054 158,451 SH   SOLE   158,451 0 0
Vanguard REIT COM 922908553 20,052 251,503 SH   SOLE   251,503 0 0
Select Sector Technology COM 81369Y803 28,827 673,076 SH   SOLE   673,076 0 0
Ishares Barclay TIPS Bond fund COM 464287176 358 3,270 SH   SOLE   3,270 0 0
Select Sector Consumer Staples COM 81369Y308 19,484 385,913 SH   SOLE   385,913 0 0
Ishares Currency Hedged EAFE COM 46434V803 23,979 944,094 SH   SOLE   944,094 0 0
Vanguard Total Stock Market COM 922908769 2,644 25,355 SH   SOLE   25,355 0 0