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EARNINGS PER SHARE (Details) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended 12 Months Ended
Sep. 30, 2012
Jun. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Mar. 31, 2012
Earnings Per Share [Line Items]            
Common stock, shares issuable 17,726,847     17,726,847   17,676,278
Common stock, shares outstanding 17,726,847     17,726,847   17,676,278
Common stock, shares authorized 50,000,000     50,000,000   50,000,000
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount 20,271,204     20,282,747    
Numerator:            
NET INCOME BEFORE PREFERRED STOCK DIVIDENDS $ 2,882 $ 3,095 $ 6,478 $ 5,977 $ 9,807 $ 8,123
PREFERRED STOCK DIVIDENDS (782)   (694) (1,540) (1,354)  
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS $ 2,100   $ 5,784 $ 4,437 $ 8,453  
Denominator:            
Weighted average common shares for basic EPS 17,724,389   15,142,066 17,722,242 15,001,283  
Effect of dilutive securities:            
Average price during period (in dollars per share) $ 7.71   $ 6.97 $ 8.02 $ 7.17  
Long term incentive stock option plan (in shares) 479,785   479,785 479,785 479,785  
Average exercise price of stock options (in dollars per share) $ 5.66   $ 5.66 $ 5.66 $ 5.66  
Shares that could be acquired with the proceeds of options 352,325   389,567 338,635 378,755  
Dilutive shares due to options 127,460   90,219 141,150 101,030  
Weighted average convertible preferred shares at $6.20 2,419,355   2,419,355 2,419,355 2,419,355  
Weighted average common shares for diluted EPS 17,724,389   17,651,640 17,722,242 17,521,668  
Basic EPS (in dollars per share) $ 0.12   $ 0.38 $ 0.25 $ 0.56  
Diluted EPS (in dollars per share) $ 0.12   $ 0.37 $ 0.25 $ 0.56  
Series A Preferred Stock [Member]
           
Effect of dilutive securities:            
Conversion price per share $ 6.20   $ 6.20 $ 6.20 $ 6.20