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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Cash flows from operating activities    
Net income $ 852 $ 1,199
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of securities, net 1,019 902
Gain on sales of available-for-sale securities, net (235) (254)
Impairment losses on securities 1,505 611
Net decrease in loans held-for-sale 1,253 956
(Accretion) amortization of deferred loan (fees) costs, net (225) 99
Provision for loan losses 791 660
Gain on sale of other real estate owned (18) (50)
Write-down of other real estate owned 15 95
Depreciation and amortization 308 370
Amortization of core deposit intangible 91 112
Decrease in accrued interest receivable and other assets 1,261 2,066
Increase in cash surrender value of bank owned life insurance (245) (205)
Increase (decrease) in other liabilities 131 (202)
Amortization of ESOP expense 45  
Stock-based compensation 21 211
Net cash provided by operating activities 6,569 6,570
Cash flows from investing activities    
Purchase of available-for-sale securities (5,457)  
Proceeds from sales, calls, pay downs and maturities of available-for-sale securities 9,126 26,134
Purchase of held-to-maturity securities (16,189) (81,681)
Proceeds from calls, pay downs and maturities of held-to-maturity securities 31,308 47,886
Redemption of Federal Home Loan Bank stock 520  
Loan repayments net of originations 918 597
Purchase of bank owned life insurance (2,000)  
Recoveries of loans previously charged off 33 49
Proceeds from sale of other real estate owned 626 187
Capital expenditures, net - premises and equipment (82) (42)
Net cash provided by (used in) investing activities 18,803 (6,870)
Cash flows from financing activities    
Net increase (decrease) in deposit accounts 5,831 (4,061)
Net decrease in mortgagors' escrow accounts (658) (633)
Proceeds from Federal Home Loan Bank advances 2,000 10,000
Repayments of Federal Home Loans Bank advances (29,000) (22,000)
Net (decrease) increase in securities sold under agreements to repurchase (232) 1,109
Net cash used in financing activities (22,059) (15,585)
Increase (decrease) in cash and cash equivalents 3,313 (15,885)
Cash and cash equivalents at beginning of year 8,273 23,291
Cash and cash equivalents at end of period 11,586 7,406
Cash paid during the period for:    
Interest 5,389 6,460
Income taxes refunded (433) (864)
Loans transferred to other real estate owned $ 1,702 $ 709