-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, TtqEFw9CNePQfja6hoyyl14mnhYgrVvQQFHR3rwYbhZaPA5Xev1F4QsddvLTJ9B+ rP9KjdUd0tcS9xub3oDIkA== 0001071787-04-001005.txt : 20041001 0001071787-04-001005.hdr.sgml : 20041001 20041001094223 ACCESSION NUMBER: 0001071787-04-001005 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040925 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041001 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CWABS INC ASSET-BACKED CERTIFICATES SERIES 2004-5 CENTRAL INDEX KEY: 0001292213 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 0228 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-109272-14 FILM NUMBER: 041056720 BUSINESS ADDRESS: STREET 1: 4500 PARK GRANADA CITY: CALABASAS STATE: CA ZIP: 91302 BUSINESS PHONE: 8182253240 MAIL ADDRESS: STREET 1: 155 N LAKE AVE STREET 2: MS 10 11 CITY: PADDADENA STATE: CA ZIP: 91101 8-K 1 cwa0405_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-05) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWA Asset Backed Certificates Series 2004-05 On September 25, 2004, The Bank of New York, as Trustee for CWA, Asset Backed Certificates Series 2004-05, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2004, among CWA as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWA, Asset Backed Certificates Series 2004-05 relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWA By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 1,285,854,711.26 1.865000% 21,537,985.87 2,198,275.78 23,736,261.65 0.00 0.00 2A1 939,709,339.68 1.865000% 16,131,422.40 1,606,511.43 17,737,933.83 0.00 0.00 3A1 526,112,478.81 1.845000% 11,307,774.61 889,787.73 12,197,562.34 0.00 0.00 4A1 266,291,141.06 1.725000% 17,581,526.07 421,072.87 18,002,598.94 0.00 0.00 4A2 200,000,000.00 1.855000% 0.00 340,083.33 340,083.33 0.00 0.00 4A3 103,483,000.00 1.935000% 0.00 183,552.97 183,552.97 0.00 0.00 4A4 61,193,000.00 2.095000% 0.00 117,516.06 117,516.06 0.00 0.00 A 135,389,063.91 2.065000% 2,663,987.66 256,280.22 2,920,267.87 0.00 0.00 P 100.00 0.000000% 0.00 1,029,130.06 1,029,130.06 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 129,000,000.00 2.185000% 0.00 258,376.25 258,376.25 0.00 0.00 M2 86,000,000.00 2.285000% 0.00 180,134.17 180,134.17 0.00 0.00 M3 64,500,000.00 2.765000% 0.00 163,480.62 163,480.62 0.00 0.00 M4 75,250,000.00 2.865000% 0.00 197,625.31 197,625.31 0.00 0.00 M5 64,500,000.00 3.165000% 0.00 187,130.62 187,130.62 0.00 0.00 M6 53,750,000.00 3.615000% 0.00 178,114.06 178,114.06 0.00 0.00 M7 64,500,000.00 4.365000% 0.00 258,080.63 258,080.63 0.00 0.00 B 53,750,000.00 4.615000% 0.00 227,384.90 227,384.90 0.00 0.00 C 4,186,682,852.14 0.000000% 0.00 14,262,637.90 14,262,637.90 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 4,109,282,834.72 - 69,222,696.60 22,955,174.90 92,177,871.50 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 1,264,316,725.40 0.00 2A1 923,577,917.28 0.00 3A1 514,804,704.20 0.00 4A1 248,709,614.99 0.00 4A2 200,000,000.00 0.00 4A3 103,483,000.00 0.00 4A4 61,193,000.00 0.00 A 132,725,076.25 0.00 P 100.00 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate M1 129,000,000.00 0.00 M2 86,000,000.00 0.00 M3 64,500,000.00 0.00 M4 75,250,000.00 0.00 M5 64,500,000.00 0.00 M6 53,750,000.00 0.00 M7 64,500,000.00 0.00 B 53,750,000.00 0.00 C 4,117,460,155.54 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 4,040,060,138.12 - - --------------------------------------------------------------------------------
Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 1,285,854,711.26 1.865000% 1266716B7 16.312800 1.664967 957.589362 2A1 939,709,339.68 1.865000% 1266716C5 16.722461 1.665372 957.416859 3A1 526,112,478.81 1.845000% 1266716D3 20.539573 1.616221 935.097258 4A1 266,291,141.06 1.725000% 1266716E1 60.330540 1.444900 853.440447 4A2 200,000,000.00 1.855000% 1266716F8 0.000000 1.700417 1,000.000000 4A3 103,483,000.00 1.935000% 1266716G6 0.000000 1.773750 1,000.000000 4A4 61,193,000.00 2.095000% 1266716H4 0.000000 1.920417 1,000.000000 A 135,389,063.91 2.065000% 1266716J0 19.062523 1.833848 949.732209 P 100.00 0.000000% 1266716U5 0.000000 10,291,300.600000 1,000.000000 Residual AR 0.00 0.000000% 1266716V3 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 129,000,000.00 2.185000% 1266716K7 0.000000 2.002917 1,000.000000 M2 86,000,000.00 2.285000% 1266716L5 0.000000 2.094583 1,000.000000 M3 64,500,000.00 2.765000% 1266716M3 0.000000 2.534583 1,000.000000 M4 75,250,000.00 2.865000% 1266716N1 0.000000 2.626250 1,000.000000 M5 64,500,000.00 3.165000% 1266716P6 0.000000 2.901250 1,000.000000 M6 53,750,000.00 3.615000% 1266716Q4 0.000000 3.313750 1,000.000000 M7 64,500,000.00 4.365000% 1266716R2 0.000000 4.001250 1,000.000000 B 53,750,000.00 4.615000% 1266716S0 0.000000 4.230417 1,000.000000 C 4,186,682,852.14 0.000000% 1266716T8 0.000000 3.316892 957.548851 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 4,109,282,834.72 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 1,567,767,780.90 1,145,280,717.34 640,839,988.79 Loan count 9981 7327 3100 Avg loan rate 6.797668% 6.962522% 6.815366% Prepay amount 21,006,598.65 15,841,504.86 11,279,905.86 Total ----- Prin balance 763,571,668.51 4,117,460,155.54 Loan count 3230 23638 Avg loan rate 6.719828% 6.83 Prepay amount 17,295,418.42 65,423,427.79 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 647,071.45 469,105.45 260,268.41 Sub servicer fees 60,044.59 10,068.07 26,736.79 Trustee fees 11,926.26 8,715.43 4,894.50 Agg advances N/A N/A N/A Adv this period 198,889.49 136,128.71 118,581.71 Total ----- Master serv fees 314,260.45 1,690,705.76 Sub servicer fees 36,098.53 132,947.99 Trustee fees 5,863.93 31,400.12 Agg advances N/A N/A Adv this period 108,038.73 561,638.64 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 32,519,995.48 23,759,996.16 13,559,977.24 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 16,159,784.49 85,999,753.37 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 85.611845% 100.000000% 3,518,032,834.72 ----------------------------------------------------------------------------- Junior 14.388155% 0.000000% 591,250,000.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 318 50,691,539.36 60 to 89 days 53 6,581,109.81 90 or more 12 877,499.01 Foreclosure 112 17,451,904.17 Totals: 495 75,602,052.35 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 92,177,871.50 92,177,871.50 Principal remittance amount 69,222,696.60 69,222,696.60 Interest remittance amount 22,955,174.90 22,955,174.90 -----END PRIVACY-ENHANCED MESSAGE-----