X0202 3 2004-04-30 0 0001024321 WILSHIRE FINANCIAL SERVICES GROUP INC WFSG 0001292093 Vecchio Annette J 23901 CALABASAS ROAD SUITE 1050 CALABASAS CA 91302 0 1 0 0 Senior Vice President Stock Option (right to buy) 2.34 2012-03-11 Common Stock 5000 D Stock Option (right to buy) 3.80 2013-04-23 Common Stock 5000 D The option vests in three equal annual installments beginning on 3/11/2003. The option vests in three equal annual installments beginning on 4/23/2004. Michael D. Farrell by Power of Attorney 2004-05-28