X0306 5 2019-12-31 0 0 0001035976 FNCB Bancorp, Inc. FNCB 0001291176 Coccia Joseph A 102 E. DRINKER STREET DUNMORE PA 18512 1 COMMON STOCK 21895.8950 D COMMON STOCK 176357.369 I By JJS Family Partnership This amount includes 73.533 shares acquired under the Issuer's Dividend Reinvestment and Stock Purchase Plan ("DRP") for 9/16/2019, 77.362 shares acquired under the DRP for 12/16/2019 owned solely by Mr. Coccia. Therefore, Mr. Coccia owns 12,820.8950 shares individually and 9,075 shares owned jointly with his spouse. This amount includes 1,016.462 shares acquired under the DRP for 9/16/2019 and 1,050.868 shares acquired under the DRP for 12/16/2019. /s/ James M. Bone, Jr., CPA, As Attorney in Fact 2020-02-13