XML 59 R50.htm IDEA: XBRL DOCUMENT v3.23.2
Loans and allowance for credit losses - Allowance for loan losses (Details) - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   $ 3,403,000 $ 3,370,000 $ 3,423,000 $ 3,423,000
Provision for (Recovery of) Loan Losses       (400,000) (300,000)
Charge-offs   (13,000)   (22,000) (217,000)
Recoveries   33,000   422,000 464,000
Ending Balance   3,423,000   3,423,000 3,370,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance $ 3,272,000        
Provision for (Recovery of) Credit Losses (22,000)   1,000    
Charge-offs (4,000)   (7,000)    
Recoveries 10,000   19,000    
Ending Balance 3,256,000   3,256,000    
Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     (127,000)    
Ending Balance         (127,000)
Construction and land development          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   245,000 271,000 286,000 286,000
Provision for (Recovery of) Loan Losses   (17,000)   (58,000) (15,000)
Ending Balance   228,000   228,000 271,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 315,000        
Provision for (Recovery of) Credit Losses 13,000   20,000    
Ending Balance 328,000   328,000    
Construction and land development | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     37,000    
Ending Balance         37,000
Construction and land development | Residential          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   46,000 79,000 57,000 57,000
Provision for (Recovery of) Loan Losses   11,000     22,000
Ending Balance   57,000   57,000 79,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 51,000        
Provision for (Recovery of) Credit Losses 10,000   (21,000)    
Ending Balance 61,000   61,000    
Construction and land development | Residential | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     3,000    
Ending Balance         3,000
Construction and land development | Commercial          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   199,000 192,000 229,000 229,000
Provision for (Recovery of) Loan Losses   (28,000)   (58,000) (37,000)
Ending Balance   171,000   171,000 192,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 264,000        
Provision for (Recovery of) Credit Losses 3,000   41,000    
Ending Balance 267,000   267,000    
Construction and land development | Commercial | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     34,000    
Ending Balance         34,000
Commercial real estate          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   2,037,000 2,189,000 1,953,000 1,953,000
Provision for (Recovery of) Loan Losses   150,000   234,000 236,000
Ending Balance   2,187,000   2,187,000 2,189,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 1,891,000        
Provision for (Recovery of) Credit Losses (96,000)   (118,000)    
Ending Balance 1,795,000   1,795,000    
Commercial real estate | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     (276,000)    
Ending Balance         (276,000)
Commercial real estate | Owner occupied          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   892,000 867,000 833,000 833,000
Provision for (Recovery of) Loan Losses   (24,000)   35,000 34,000
Ending Balance   868,000   868,000 867,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 391,000        
Provision for (Recovery of) Credit Losses (12,000)   (13,000)    
Ending Balance 379,000   379,000    
Commercial real estate | Owner occupied | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     (475,000)    
Ending Balance         (475,000)
Commercial real estate | Non-owner occupied          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   1,106,000 1,289,000 1,083,000 1,083,000
Provision for (Recovery of) Loan Losses   161,000   184,000 206,000
Ending Balance   1,267,000   1,267,000 1,289,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 1,460,000        
Provision for (Recovery of) Credit Losses (84,000)   (105,000)    
Ending Balance 1,376,000   1,376,000    
Commercial real estate | Non-owner occupied | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     192,000    
Ending Balance         192,000
Commercial real estate | Multifamily          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   37,000 33,000 35,000 35,000
Provision for (Recovery of) Loan Losses   13,000   15,000 (2,000)
Ending Balance   50,000   50,000 33,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 40,000        
Ending Balance 40,000   40,000    
Commercial real estate | Multifamily | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     7,000    
Ending Balance         7,000
Commercial real estate | Farmland          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   2,000   2,000 2,000
Provision for (Recovery of) Loan Losses         (2,000)
Ending Balance   2,000   2,000  
Consumer real estate secured by 1-4 family residential          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   210,000 185,000 182,000 182,000
Provision for (Recovery of) Loan Losses   (37,000)   (370,000) (367,000)
Charge-offs         (27,000)
Recoveries   2,000   363,000 397,000
Ending Balance   175,000   175,000 185,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 322,000        
Provision for (Recovery of) Credit Losses 39,000   48,000    
Recoveries 4,000   7,000    
Ending Balance 365,000   365,000    
Consumer real estate secured by 1-4 family residential | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     125,000    
Ending Balance         125,000
Consumer real estate secured by 1-4 family residential | Home equity lines          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   12,000 11,000 12,000 12,000
Provision for (Recovery of) Loan Losses       (58,000) (59,000)
Recoveries       58,000 58,000
Ending Balance   12,000   12,000 11,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 33,000        
Provision for (Recovery of) Credit Losses 30,000   28,000    
Ending Balance 63,000   63,000    
Consumer real estate secured by 1-4 family residential | Home equity lines | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     24,000    
Ending Balance         24,000
Consumer real estate secured by 1-4 family residential | First deed of trust          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   118,000 131,000 123,000 123,000
Provision for (Recovery of) Loan Losses   (5,000)   (11,000) 3,000
Recoveries   1,000   2,000 5,000
Ending Balance   114,000   114,000 131,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 214,000        
Provision for (Recovery of) Credit Losses 5,000   11,000    
Recoveries     1,000    
Ending Balance 219,000   219,000    
Consumer real estate secured by 1-4 family residential | First deed of trust | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     76,000    
Ending Balance         76,000
Consumer real estate secured by 1-4 family residential | Second deed of trust          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   80,000 43,000 47,000 47,000
Provision for (Recovery of) Loan Losses   (32,000)   (301,000) (311,000)
Charge-offs         (27,000)
Recoveries   1,000   303,000 334,000
Ending Balance   49,000   49,000 43,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 75,000        
Provision for (Recovery of) Credit Losses 4,000   9,000    
Recoveries 4,000   6,000    
Ending Balance 83,000   83,000    
Consumer real estate secured by 1-4 family residential | Second deed of trust | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     25,000    
Ending Balance         25,000
Consumer real estate secured by 1-4 family residential | Consumer and other          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     97,000    
Ending Balance         97,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Ending Balance 82,000   82,000    
Commercial and industrial loans | Commercial and industrial loans (except those secured by real estate)          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   446,000 576,000 486,000 486,000
Provision for (Recovery of) Loan Losses   56,000   (12,000) 180,000
Charge-offs         (157,000)
Recoveries   31,000   59,000 67,000
Ending Balance   533,000   533,000 576,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 549,000        
Provision for (Recovery of) Credit Losses 118,000   84,000    
Recoveries 6,000   12,000    
Ending Balance 673,000   673,000    
Commercial and industrial loans | Commercial and industrial loans (except those secured by real estate) | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     1,000    
Ending Balance         1,000
Commercial and industrial loans | Student loans          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   63,000 52,000 65,000 65,000
Provision for (Recovery of) Loan Losses   10,000   17,000 18,000
Charge-offs   (13,000)   (22,000) (31,000)
Ending Balance   60,000   60,000 52,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 112,000        
Provision for (Recovery of) Credit Losses (95,000)   (32,000)    
Charge-offs (4,000)   (7,000)    
Ending Balance 13,000   13,000    
Commercial and industrial loans | Consumer and other          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   35,000 37,000 29,000 29,000
Provision for (Recovery of) Loan Losses   10,000   16,000 10,000
Charge-offs         (2,000)
Ending Balance   45,000   45,000 37,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 34,000        
Provision for (Recovery of) Credit Losses 1,000   3,000    
Ending Balance 35,000   35,000    
Commercial and industrial loans | Consumer and other | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     (5,000)    
Ending Balance         (5,000)
Commercial and industrial loans | Unallocated          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance   367,000 60,000 422,000 422,000
Provision for (Recovery of) Loan Losses   (172,000)   (227,000) (362,000)
Ending Balance   $ 195,000   $ 195,000 60,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning balance 49,000        
Provision for (Recovery of) Credit Losses (2,000)   (4,000)    
Ending Balance $ 47,000   47,000    
Commercial and industrial loans | Unallocated | Adoption of ASC 326          
Financing Receivable, Allowance for Credit Losses [Line Items]          
Beginning Balance     $ (9,000)    
Ending Balance         $ (9,000)