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Consolidated Statements of Cash Flows - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
Cash Flows from Operating Activities          
Net income $ 2,190,000 $ 3,294,000 $ 3,990,000 $ 7,191,000  
Adjustments to reconcile net income to net cash (used in) provided by operating activities:          
Depreciation and amortization     271,000 291,000  
Amortization of debt issuance costs     16,000 16,000  
Deferred income taxes     150,000 232,000  
Provision for (recovery of) loan losses   (500,000) (400,000) (500,000)  
Write-down of other real estate owned       10,000  
Gain on sale of Small Business Administration loans (79,000)   (79,000)    
Gain on sales of loans held for sale     (2,668,000) (6,904,000)  
Gain on sale of other real estate owned       (18,000)  
Loss on disposal of premises and equipment       10,000  
Stock compensation expense     210,000 183,000  
Proceeds from sale of mortgage loans     96,113,000 189,300,000  
Origination of mortgage loans held for sale     (96,267,000) (164,349,000)  
Amortization of premiums and accretion of discounts on securities, net     88,000 99,000  
Increase in bank owned life insurance     (144,000) (124,000)  
Net change in:          
Interest receivable     (76,000) 593,000  
Other assets     1,702,000 671,000  
Interest payable     (7,000) (109,000)  
Other liabilities     (3,058,000) (3,368,000)  
Net cash (used in) provided by operating activities     (159,000) 23,224,000  
Cash Flows from Investing Activities          
Purchases of available for sale securities     (52,364,000) (17,217,000)  
Proceeds from maturities, calls and paydowns of available for sale securities     6,314,000 8,712,000  
Net (increase) decrease in loans     (1,627,000) 9,828,000  
Proceeds from sale of other real estate owned       344,000  
Purchases of premises and equipment, net     (44,000) (578,000)  
Purchase of bank owned life insurance       (4,408,000)  
(Purchase) redemptions of restricted stock, net     (20,000) 131,000  
Net cash used in investing activities     (47,741,000) (3,188,000)  
Cash Flows from Financing Activities          
Cash dividends paid     (413,000)    
Net increase in deposits     10,593,000 49,701,000  
Net decrease in other borrowings       (41,529,000)  
Net cash provided by financing activities     10,180,000 8,172,000  
Net (decrease) increase in cash and cash equivalents     (37,720,000) 28,208,000  
Cash and cash equivalents, beginning of period     92,616,000 43,451,000 $ 43,451,000
Cash and cash equivalents, end of period $ 54,896,000 $ 71,659,000 54,896,000 71,659,000 $ 92,616,000
Supplemental Disclosure of Cash Flow Information          
Cash payments for interest     825,000 1,344,000  
Cash payments for taxes     321,000 258,000  
Supplemental Schedule of Non-Cash Activities          
Unrealized losses on securities available for sale     (9,038,000) (498,000)  
Right of use assets obtained in exchange for new operating lease liabilities     263,000 243,000  
Minimum pension adjustment     $ 6,000 $ 3,000